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Industry Report

Personal Loan Fintech Lenders

Dominant · Homepage Keywords ρ=0.460

Personal-loan fintech lenders compete on speed, transparency, and underwriting flexibility for borrowers the traditional process underserves. Demand spans debt consolidators simplifying card balances, emergency borrowers needing funds this week, home project planners avoiding equity products, and prime shoppers hunting the lowest APR. This report tracks which lenders search engines and AI models recommend to each.

Link authority data (PageRank, harmonic centrality) comes from the Common Crawl web graph.
546Domains Tracked
11Buyer Personas
37.6MReddit Posts
40KWikipedia Articles
15.7MOpen Web Matches
Personal Loan Fintech Lenders report illustration
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Everything on this page is open: the full signal correlations and every tracked domain. Inside the individual reports, most tables and charts show only the top few results. The complete report unlocks every row, chart, and download for this industry.

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Findings

Analysis

A summary of what distinguishes high-visibility domains in this industry, based on signal correlation patterns and LLM recommendation data.

The Personal Loan Fintech Lenders industry covers 546 domains in this dataset. The most LLM-recommended vendors include sofi.com and lightstream.com and upstart.com.

Within this industry, the strongest predictor of LLM recommendations is Homepage Keywords (ρ=0.460, n=229 (vs. ρ=0.204 across all industries)). Common Crawl follows as second-strongest (ρ=0.442).

sofi.com, lightstream.com rank highly in LLM recommendations despite a modest backlink footprint, suggesting strong topical authority or brand recognition that exceeds raw web-presence metrics.

17 signals show a strong or dominant correlation within this category: Homepage Keywords (ρ=0.460), Common Crawl (ρ=0.442), Wikipedia Citations (ρ=0.441), SE Outbound Links (ρ=0.439), Search Engine Appearances (ρ=0.431), Reddit Comments (ρ=0.425), Reddit Posts (ρ=0.422), Domain Backlinks (ρ=0.317), Domain PageRank (ρ=0.298), PageRank History (ρ=0.285), Host Backlinks (ρ=0.273), Wikidata (ρ=0.270), Domain Harmonic Centrality (ρ=0.260), Host Harmonic Centrality (ρ=0.256), Best Search Engine Rank (ρ=0.232), Harmonic Centrality History (ρ=0.228), Host PageRank (ρ=0.207).

Coverage varies by signal: backlink and SERP data tend to have the broadest reach, while Wikipedia and Reddit signals typically cover only the largest brands. Signals with fewer than 20 observations should be interpreted with caution.

Segments

Persona research

This industry has 11 identified audience personas derived from LLM query patterns. Each represents a distinct user intent with its own signal correlations, and its own full report.

Jump to persona:

All Signals

Signal correlations: Personal Loan Fintech Lenders

Spearman rank correlations (ρ) between each measurable signal and the LLM recommendation score across all 546 domains in this industry.

Higher absolute ρ values (closer to ±1.0) indicate stronger relationships. Rank Influence summarizes the practical strength: prioritize Dominant and Strong signals when optimizing.

Signalρ (Spearman)nRank Influence
Homepage Keywords+0.46021.2%229Dominant
Common Crawl+0.44219.5%332Dominant
Wikipedia Citations+0.44119.4%177Dominant
SE Outbound Links+0.43919.3%232Dominant
Search Engine Appearances+0.43118.5%67Dominant
Reddit Comments+0.42518%305Dominant
Reddit Posts+0.42217.8%281Dominant
Domain Backlinks+0.31710.1%369Dominant
Domain PageRank+0.2988.9%450Strong
PageRank History+0.2858.1%450Strong
Host Backlinks+0.2737.4%342Strong
Wikidata+0.2707.3%130Strong
Domain Harmonic Centrality+0.2606.8%450Strong
Host Harmonic Centrality+0.2566.5%447Strong
Best Search Engine Rank+0.2325.4%67Strong
Harmonic Centrality History+0.2285.2%450Strong
Host PageRank+0.2074.3%447Strong
Avg Search Engine Rank+0.1251.6%67Confirmed
Domains

Tracked domains

The 546 domains behind the "domains tracked" stat for Personal Loan Fintech Lenders: every domain the LLM recommendation runs surfaced for this industry, across every persona, ranked by the same influence-weighted recommendation score the LLM Search Visibility report uses. Appearances counts how many times models recommended the domain across all runs. PageRank and Harmonic Centrality are the domain's current 0-100 authority in the Common Crawl web graph; 0 means the domain was not found in the graph. Click a domain name for its full site profile: authority history, backlink counts, and top backlink sources.

DomainLLM ScoreAppearancesPageRankHarmonic Centrality
sofi.com1,761.91,3944397
lightstream.com712.21,2192895
upstart.com523.61,3302996
lendingclub.com268.11,3013796
upgrade.com252.81,0652996
discover.com237.49694196
prosper.com141.31,2633296
marcus.com119.05912995
bestegg.com112.49642096
avant.com93.39812596
lendingtree.com26.6924597
self.inc25.2863296
carecredit.com20.4815096
onemainfinancial.com15.31292696
payoff.com15.11901195
wellsfargo.com14.71084696
credible.com14.31222795
oportun.com12.9652295
selfin.com12.34093
navyfederal.org11.6273396
earnin.com11.31062696
penfed.org11.21032696
affirm.com10.6965396
universal-credit.com10.329294
happymoney.com10.2911995
americanexpress.com9.6425497
happy.money8.77400
earnest.com8.61942995
achieve.com8.3902496
lendingpoint.com8.2682096
lightstreamer.com7.073196
bankrate.com7.0285096
happy-money.com6.543095
selfin.io6.1200
better.com5.5142895
opploans.com5.0602095
discoverpersonalloans.com4.724694
creditstrong.com4.0371795
possiblefinance.com3.7402896
usbank.com3.6224496
figloans.com3.4752895
selflender.com3.431395
rocketloans.com3.4891996
selfcredit.com3.22093
chime.com3.1343396
selfcredit.selfinc.com3.1100
nerdwallet.com2.9264997
oneblinc.com2.9361296
citizensbank.com2.4213596
lending.com2.45194
creditkarma.com2.4374396
betterfi.com2.326095
patientfi.com2.2122795
fundbox.com1.9363596
betterment.com1.953496
laurelroad.com1.932296
citibank.com1.984396
onemain.com1.710295
paypal.com1.7407697
onebenefit.com1.61500
pnc.com1.5154096
seedfi.com1.517695
figure.com1.4552895
lightstreamloans.com1.46094
amex.com1.152195
lendkey.com1.1252395
selfinc.com1.11094
reachfinancial.com1.110093
withcherry.com1.144096
marinerfinance.com1.0311495
citi.com0.974596
gigglefinance.com0.92995
universalcredit.com0.910494
credit.com0.922995
lendup.com0.8111995
moneylion.com0.8182795
cherry.com0.861095
capitalone.com0.7484596
alliantcreditunion.org0.792496
lendinghub.com0.71093
lendingarb.com0.7100
lendio.com0.7193195
spotloan.com0.75695
besteggloan.com0.711093
bestow.com0.6132195
lendmarkfinancial.com0.651695
elevate.com0.6181495
happenbank.com0.63093
sunbit.com0.653795
firsttechfed.com0.632696
loanpal.com0.613795
payzen.com0.651395
netcredit.com0.6152095
kabbage.com0.6213296
monevo.com0.5141095
happen.com0.561095
club.onepay.com0.5400
uplift.com0.572195
fiona.com0.4141295
ally.com0.4173796
pentagonfederal.org0.42093
oppfi.com0.461195
lendage.com0.42093
onebrightside.com0.4800
klarna.com0.4125897
brigit.com0.410194
upsidelending.com0.4100
lendmark.com0.41092
patientfifinancing.com0.4100
onebehavioral.com0.4100
marcurynance.com0.4100
unitedmedicalcredit.com0.441595
kikoff.com0.3101995
lightyear.com0.331695
proceedfinance.com0.322595
dcu.org0.332195
scratchpay.com0.333495
regionalfinance.com0.33495
possible.com0.331995
lemonade.com0.3103596
onefinance.com0.3131596
stripe.com0.397597
oneunited.com0.362496
oneyearonline.com0.3100
onespark.bank0.3100
payoff.happymoney.org0.3100
upgrademe.com0.34094
experian.com0.325397
marketwatch.com0.315697
lendingsclub.com0.3100
lendai.com0.3100
amara.com0.312496
dave.com0.262596
eloan.com0.281095
chase.com0.2114597
moneykey.com0.221295
alpheon.com0.23295
advancecarecard.com0.211894
bestowfinance.com0.2300
point.com0.211995
personalloans.com0.281094
upgradelesson.com0.2100
onekeynote.com0.21093
honestto.com0.2100
fundingcircle.com0.273396
petalcard.com0.222396
bluevine.com0.292796
bankofamerica.com0.285797
wealthfront.com0.263796
earnly.com0.22093
lendistry.com0.232195
achievecard.com0.23095
walnut.com0.22194
marbles.com0.261195
enova.com0.142195
wellsky.com0.112996
upgradeloans.com0.1100
upgradeapp.com0.11095
self.com0.114396
penfed.com0.11093
cnbc.com0.116297
kickoff.com0.121495
uprova.com0.11893
klover.com0.13093
one-main.com0.12095
lendclub.com0.11492
healthequity.com0.112896
figscredit.com0.1100
risecredit.com0.11995
oppenheimer.com0.112195
onetwomoney.com0.1100
one-mainfinancial.com0.11095
navi.com0.152496
oplans.com0.11094
myaccessone.com0.11894
loanride.com0.11092
hegemon.com0.11093
earnstep.com0.11094
earnforward.com0.11093
earn.bestegg.com0.1100
club.upstart.com0.1100
club.com0.111796
happyfriday.com0.1100
bhgfinancial.com0.112095
freedomplus.com0.17294
opportun.com0.12093
onebrightwell.com0.1300
aviat.com0.1401
balloonloans.com0.14093
selfwealth.com0.12092
truist.com0.113896
regionsbank.com0.11194
elevatelending.com0.14093
tomo.credit0.1100
nendine.com0.11295
avantagecredit.com0.1100
heymoneylion.com0.1300
unest.co0.131996
bestloans.com0.1200
ballast.com0.13394
lendingusa.com0.112395
happyhippie.com0.11195
avancecare.com0.111395
alphaeon.com0.121495
selfina.com0.11295
prosperhealthcare.com0.111594
oneclicklending.com0.1100
achievecreditcard.com0.1100
achievecom.com0.1100
elevateloan.com0.13095
marathon.com0.141095
petal.com0.12093
afterpay.com0.125096
okcredit.com0.131396
seebank.com0.11095
penfedfcu.org0.1100
forbes.com0.116897
bessermoney.com0.11093
primahealthcredit.com0.11395
earnupstart.com0.1100
universal-debt-solutions.com0.1200
transunion.com0.115197
lendgo.com0.111396
cashnetusa.com0.131995
happyfoxai.com0.1100
ccbank.us0.11594
ava.finance0.11093
alphaeoncredit.com0.112494
achieveloans.com0.11093
creditgenius.co0.1200
peachloan.com0.1200
payit.com0.12094
kiva.org0.143997
marqeta.com0.132895
unitedcredit.com0.111695
onetmainfinancial.com0.1100
onesparkfinancial.com0.1100
onespark.co0.1100
onenemainfinancial.com0.11094
happycoins.com0.11195
flexpathdxp.com0.11495
creditonebank.com0.112396
figura.com0.12093
betterfinance.com0.12093
lendify.com0.11494
fizz.co0.11093
shorttermloans.com0.11294
loanry.com0.111295
lightfi.com0.1100
lendtable.com0.11895
autopay.com0.17995
solofunds.com0.112096
hearthandcapital.com0.1100
clubloan.com0.11093
mymoneyline.com0.1200
one.mainfinancial.com0.1300
ondeckcapital.com0.12795
selfloans.com0.1100
peaceloan.com0.11095
lightsquared.com0.11795
havepbank.com0.1100
fintechassets.com0.11093
cleo.com0.112995
besteffegg.com0.1100
alliant.com0.112696
unifyfcu.com0.12895
hearthloan.com0.1200
credibly.com0.132695
ondeck.com0.143296
lendbox.com0.1200
accessone.com0.121496
blend.com0.123896
firstrepublic.com0.132495
upward.com0.11094
onetap.com0.111696
onestra.com0.1100
onestmainfinancial.com0.1100
onenest.com0.11095
lightbulb.com0.11093
copalending.com0.11094
commonbond.com0.13094
achievemoney.com0.02093
upgradecard.com0.01093
lightbox.org0.01293
forward.com0.013696
blockfi.com0.012395
bestefg.com0.0100
greenlightloans.com0.02195
uplevelloans.com0.0100
equifax.com0.014796
sezzle.com0.034096
revolut.com0.024396
monthloan.com0.0200
peerform.com0.02895
lendgreen.com0.01194
lendbuzz.com0.011095
figaloans.com0.0100
experianboost.com0.01093
oneadvantageloan.com0.0100
depositaccounts.com0.012195
marcusbygoldmansachs.com0.02095
nav.com0.043195
fundera.com0.024196
fiserv.com0.024196
sofiloans.com0.01092
rocket.com0.013195
happybank.com0.011295
flexfi.com0.01093
directmarkets.com0.01093
best-egg.com0.0100
upgraded.com0.0100
republicfinance.com0.011596
onesteploan.com0.0100
fig.com0.01395
elastic.com0.011195
axosbank.com0.012496
greensky.com0.023396
helenaloans.com0.01092
hearth.com0.011595
earninasia.com0.01093
onetrust.com0.026297
blispay.com0.02595
panthera.ai0.01091
onefainancial.com0.0100
oneblink.co0.0100
creditninja.com0.012295
avatarcu.org0.0100
onesmainfinancial.com0.0100
moneyrobot.com0.012495
mondoapp.com0.0100
loanme.com0.01194
lightsstream.com0.01095
figcapital.com0.01093
davidloans.com0.01093
bondtech.com0.011194
universal-debt-relief.com0.0100
supermoney.com0.012495
ooportunityloans.com0.0100
oneproject.org0.01995
oneclickfinancial.ca0.0100
onebright.com0.01995
oneblush.com0.01093
moneyion.com0.01093
earnedit.com0.01392
creditkey.com0.012296
hometownlenders.com0.0200
synchrony.com0.024096
upwardli.com0.011596
oppploans.com0.0100
opencare.com0.012695
lentify.com0.01093
figs.com0.01393
brightlending.com0.01095
oneazcreditunion.org0.0300
blueskyloans.com0.02093
blueskyfunding.com0.0200
loandepot.com0.012695
lendvious.com0.01694
irobot.com0.013496
fronm.com0.0100
flexloans.com0.01093
fintech-asia.com0.01093
figment.com0.012095
fdic.gov0.014997
ballast.app0.01093
aidifi.com0.01093
bravofunding.com0.02093
oneamerica.com0.022495
uplycapital.com0.0100
oploans.com0.0100
onestreetfinancial.com0.0100
moneymanagement.org0.013196
loannow.com0.01895
hellowallet.com0.011195
amarillo.com0.022496
rebatelend.com0.0100
credai.com0.0100
breadfinance.com0.01194
unison.com0.011895
onemd.com0.0100
onedebt.com0.0100
moneydesktop.com0.011596
maroofi.com0.01093
marlette.com0.01093
marcusloans.com0.01093
ivitafinancial.com0.01494
firsttechfcu.org0.0100
figlo.com0.011295
even.com0.011895
elfi.com0.012295
consumerfinance.gov0.015197
checkout.com0.014396
checkcity.com0.011295
cashloan.com0.01093
besteggnow.com0.0100
balloons.com0.01194
balloonone.com0.011395
alliant.org0.01093
oneeighty.com0.01293
discoerintellirefinance.com0.0100
amarth.com0.01093
wisetack.com0.012795
santanderbank.com0.012696
sally.com0.01295
onestep.com0.01094
onerestaurant.com0.01093
onedomain.com0.01194
myprosperity.com0.01095
happywallet.com0.01093
happycombustion.com0.0100
happybeancu.com0.0100
getmoneylion.com0.01093
funnelohio.com0.0100
firsttech.com0.01094
finder.com0.014096
avi.com0.01695
albert.com0.012196
achieva.com0.01094
3stepfund.com0.0100
onecredit.com0.01092
medloanfinance.com0.01794
healthcarefinance.com0.01093
fundo.com0.01795
fundingsolutions.com0.01093
easyfinancial.com0.011795
credo.com0.01695
cred.ai0.011195
wallethub.com0.014096
upwise.com0.01995
uplenders.com0.01093
stilt.com0.012195
sallie.com0.013096
pennymac.com0.012396
paytient.com0.011996
opportunityfinancial.com0.01093
olaft.org0.0100
marketplace.com0.011295
bajajfinserv.in0.013296
avius.com0.011395
aviopay.com0.01093
avicredit.com0.01095
nationaldebtrelief.com0.012595
avenue.org0.011095
amazingloans.com0.01093
amarloans.com0.0100
amaranthe.com0.0100
youngalf.com0.0100
pennycu.com0.0100
oneflare.com.au0.012995
oneflare.com0.01795
medicredit.com0.01093
marathonloan.com0.0100
healthpay24.com0.01595
healthcreditservices.com0.01093
happyhealthyloan.com0.0100
growcredit.com0.01895
financeit.io0.012495
elastic-loans.com0.0100
clearskyhealthfinance.com0.0100
claritymoney.com0.011695
almafinancial.com0.01093
afinanceplan.com0.0100
opploan.com0.0200
oneemainfinancial.com0.0100
onebancorp.com0.01095
marrymebank.com0.0100
amarinfinance.com0.0100
amarilloirelandcreditunion.com0.0100
amaricanexpress.com0.0100
amarica.com0.01093
venmo.com0.015297
teladochealth.com0.013796
pncfcu.org0.0100
paypalcredit.com0.011496
lwfinance.com0.0100
knect365.com0.013996
goldman.com0.012195
fig.tech0.01095
fig-loans.com0.01093
evenfinancial.com0.011795
bread.com0.01295
tomo.com0.011795
tomo.co0.01093
payzer.com0.012395
onecard.com0.01594
onebros.com0.01095
onebond.com0.0100
onebefit.com0.0100
onebanc.ai0.01293
moneyview.co.in0.0100
modivcare.com0.012096
marblemoney.com0.0100
hometownequity.com0.0100
healthcaresolutions.com0.01194
guranteedrate.com0.01094
fundingshopper.com0.01093
figsloan.com0.0100
discoverpersonalinstalmentloans.com0.0100
deserve.com0.011695
defi.com0.01094
borrowell.com0.012195
blueridgebank.com0.01494
bloomcredit.com0.0100
zionsbank.com0.012995
usaa.com0.013796
quickloans.com0.01293
personalcredt.com0.0100
oneuk.com0.01195
oneconnectfinancial.com0.0100
oneblock.com0.0100
oneacaso.com0.0100
myloancare.com0.011095
moneymutual.com0.01795
marathonloans.com0.0100
borrowersone.com0.0100
avatarfinancial.com0.01595
walmartmoneycard.com0.011896
uplevel.com0.01093
santanderconsumerusa.com0.011695
owenfinance.com0.0100
oneazcreditunion.com0.01295
marinersbank.com0.01194
marathonlending.com0.01095
harmony.com0.01094
figg.com0.01094
emberpersonalfinance.com0.0100
avantcard.com0.01093
anthemcreditunion.org0.01093
upgrades.com0.01093
tangerine.ca0.012596
pathward.com0.012596
oneunitedbank.com0.01093
onegoldenfinance.com0.0100
n26.com0.013696
myfico.com0.013796
mycarecredit.com0.01093
lendai.co0.0100
current.com0.013096
cash.app0.014797
autoloan.com0.01493
autofinance.com0.01694
amarillo.org0.01093
amarantoborrowers.com0.0100
amarantibank.com0.0100
achievepersonal.com0.01093
achievable.com0.01094
Report Types

Explore reports

LLM vs Fanout vs AI Search vs Organic

Pick a model per channel and compare recommendation patterns across LLM, fanout, AI Search, and organic results side by side.

LLM Search Visibility

How this industry performs across the large language models sampled in this report.

LLM Search+Fanout Visibility

The same LLM recommendation ranking, scoped to just the web-search-augmented (fanout) runs.

LLM Fanout Queries

The exact web searches each LLM ran while answering this segment's questions, with overlap across models.

AI Search Visibility

AI-powered search surfaces sit between traditional search and pure LLM chat.

Organic Search Visibility

Backlink authority and on-page signals that drive traditional organic visibility.

Bing Search Advertisers

Top and bottom advertisers on Bing (Google has no ads in this data), ranked by rank-weighted score.

Organic Search: Suggested Terms

Suggested search terms from Google and Bing, ranked by rank-weighted score.

Forum Search

Domains appearing in Google forum results for this segment's queries, by rank-weighted score and appearances.

News Search

Domains appearing in Google news results for this segment's queries, by rank-weighted score and appearances.

Video Search

Domains appearing in Google video results for this segment's queries, by rank-weighted score and appearances.

Short Video Search

Domains appearing in Google short-video results for this segment's queries, by rank-weighted score and appearances.

Top Wikipedia Pages

The Wikipedia articles where this segment's topics and brands appear, plus articles with zero brand presence.

Knowledge Graph Entities

The Wikidata entities matching this segment's topics and brands, and which brands have no entity at all.

Top Subreddits

The communities where this segment's topics and brands get discussed, ranked by submissions and comments.

Reddit Activity Trends

Monthly Reddit activity for this segment's topics and brands, from 2005 through mid-2026.

Top Domains on Reddit

The websites Reddit links to and mentions alongside this segment's topics, in comments and submissions.

Open Web Presence

Domains appearing together with this segment's topics across billions of crawled web pages.

Top Backlink Sources

The websites linking to the most tracked domains in this segment, from the web link graph.

Content Phrases

Top phrases LLMs associate with this industry or persona, ranked by recommendation strength.

UGC Questions & FAQs

Questions people are asking, mined from forum, news, and video result titles, with the URLs each question appears on.

Research: Award Submissions

Domains ranking for this persona's award submissions queries.

Research: Blogs, Publishers, Newsletters

Domains ranking for this persona's blogs, publishers, newsletters queries.

Research: Certifications

Domains ranking for this persona's certifications queries.

Research: Conferences, Trade Shows

Domains ranking for this persona's conferences, trade shows queries.

Research: Courses, Training

Domains ranking for this persona's courses, training queries.

Research: Donors, Sponsors, Partnerships

Domains ranking for this persona's donors, sponsors, partnerships queries.

Research: Experts

Domains ranking for this persona's experts queries.

Research: Forums, Message Boards

Domains ranking for this persona's forums, message boards queries.

Research: Glossaries

Domains ranking for this persona's glossaries queries.

Research: Guest Posts

Domains ranking for this persona's guest posts queries.

Research: Guides, Best Practices

Domains ranking for this persona's guides, best practices queries.

Research: Link Directories

Domains ranking for this persona's link directories queries.

Research: Non-profits

Domains ranking for this persona's non-profits queries.

Research: Podcast Guests

Domains ranking for this persona's podcast guests queries.

Research: Professional Orgs

Domains ranking for this persona's professional orgs queries.

Research: Reports, Stats, Research

Domains ranking for this persona's reports, stats, research queries.

Research: Speaker Proposals

Domains ranking for this persona's speaker proposals queries.

Research: Suggested Links

Domains ranking for this persona's suggested links queries.

Research: Tools

Domains ranking for this persona's tools queries.

Research: Top, Best Companies

Domains ranking for this persona's top, best companies queries.

Research: Trade Journals

Domains ranking for this persona's trade journals queries.