peoplekeep.com

{
  "@context": "https://schema.org",
  "@type": "Organization",
  "mainEntityOfPage":{
  	"@type": "WebPage",
    "@id": "",
    "description": "PeopleKeep offers administration software for HRAs like the QSEHRA and ICHRA, a more affordable and flexible type of health benefit for small businesses. "
  },
  "name": "PeopleKeep",
  "url": "https://www.peoplekeep.com/",
  "description": "PeopleKeep offers an administration software platform for Health Reimbursement Arrangements (HRAs) like the QSEHRA and ICHRA, a more affordable and flexible type of health benefit for small and mid-size businesses than group health insurance.",
  "logo": "https://www.peoplekeep.com/hs-fs/hubfs/2022%20PeopleKeep%20Logo/PeopleKeep%20Logo_PeopleKeep%20Logo-02.png?width=339&height=75&name=PeopleKeep%20Logo_PeopleKeep%20Logo-02.png",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "601 S Meridian St #46225 ",
    "addressLocality": "Indianapolis",
    "addressRegion": "IN",
    "postalCode": "46225",
    "addressCountry": "US"
  },
  "sameAs": [
    "https://www.facebook.com/PeopleKeep/",
    "https://www.instagram.com/peoplekeepbenefits/",
    "https://www.youtube.com/@PeopleKeep",
    "https://www.linkedin.com/company/peoplekeep/"
  ]
}

{
  "@context": "https://schema.org",
  "@type": "FAQPage",
  "mainEntity": [
    
    {
      "@type": "Question",
      "name": "Can I pay the PCORI fee electronically?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Yes, you can pay the PCORI fee electronically. You can use the Electronic Federal Tax Payment System (EFTPS)."
      }
    },
    
    {
      "@type": "Question",
      "name": "Do I owe a PCORI fee if I offer both an ICHRA and a group health plan?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Yes, you need to pay a PCORI fee if you offer an ICHRA. The PCORI fee for ICHRA is separate if the group plan is a fully-insured plan, as PCORI only applies to self-funded models. If you offer a self-funded plan alongside an ICHRA to different employees, and they share the same plan year, you can combine them for PCORI fee reporting purposes. Count the average number of participating employees and dependents for the self-funded plan plus the average number of participating ICHRA employees."
      }
    }
    
  ]
}

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  "@context": "https://schema.org",
  "@type": "FAQPage",
  "mainEntity": [
    
    {
      "@type": "Question",
      "name": "Is a QSEHRA worth it for small businesses?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "For many small businesses, yes, a QSEHRA is worth it. A qualified small employer HRA (QSEHRA) offers a predictable way to provide health benefits without the cost and complexity of traditional group health insurance. Employers set a monthly allowance that fits their budget, while employees choose their preferred individual health insurance plan."
      }
    },
    
    {
      "@type": "Question",
      "name": "What are some potential drawbacks to consider when thinking about offering a QSEHRA?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "The main potential downside to a QSEHRA is the IRS annual contribution limit. Unlike an individual coverage HRA (ICHRA), employers can't give employees more than the IRS-set maximum limit. QSEHRAs also have fewer customization options for varying employee contributions."
      }
    },
    
    {
      "@type": "Question",
      "name": "Can employees choose any health insurance plan with a QSEHRA?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Yes. Employees can generally purchase any ACA-compliant individual health insurance plan that best meets their needs through a local exchange, the federal Health Insurance Marketplace, a private insurer, or a licensed insurance broker. However, employees must have a health plan that provides minimum essential coverage (MEC) to participate in the QSEHRA."
      }
    },
    
    {
      "@type": "Question",
      "name": "Who is eligible to offer a QSEHRA?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "A QSEHRA is available to employers with fewer than 50 full-time equivalent employees (FTEs). You can\u2019t offer a traditional group health plan or group ancillary benefits alongside the QSEHRA. Employers must also comply with IRS rules regarding reimbursement limits and employee eligibility."
      }
    },
    
    {
      "@type": "Question",
      "name": "Can a QSEHRA reimburse more than individual insurance premiums?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Yes. Employers can design the benefit to allow employee reimbursements for health insurance premiums only or for premiums plus other IRS-qualified out-of-pocket medical expenses. This includes deductibles, copays, over-the-counter drugs, prescription medications, and other eligible expenses."
      }
    },
    
    {
      "@type": "Question",
      "name": "Can I administer a QSEHRA myself?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "While employers can self-administer a QSEHRA, doing so can be time-consuming and risk compliance penalties. Many employers use an HRA administrator, like PeopleKeep, to automate plan documents, review reimbursement requests, maintain required records, and help ensure compliance with IRS and HIPAA requirements."
      }
    }
    
  ]
}

{
  "@context": "https://schema.org",
  "@type": "FAQPage",
  "mainEntity": [
    
    {
      "@type": "Question",
      "name": "Why is employee engagement important for health benefits?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Employee engagement helps ensure workers understand, use, and appreciate the health benefits available to them. When employees participate in their benefits program, employers often see higher job satisfaction, better retention, and a stronger return on their benefits investment."
      }
    },
    
    {
      "@type": "Question",
      "name": "How can employers increase participation in health benefits?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Employers can increase participation by communicating regularly, educating employees about their options, offering personalized benefits, creating wellness initiatives, providing incentives, and gathering employee feedback. These strategies help employees better understand and use their benefits."
      }
    },
    
    {
      "@type": "Question",
      "name": "How do HRAs improve employee engagement?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Health reimbursement arrangements (HRAs) give employees more choice and flexibility by allowing them to select the individual health insurance coverage that best fits their needs. This personalized approach can increase benefit utilization and employee satisfaction while helping employers control healthcare costs."
      }
    }
    
  ]
}