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[{"@context":"https:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"How are car insurance rates determined in Canada?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"\u003Cp\u003EAuto insurance rates are determined by a few things. The rates are determined by how much and how often you drive, your driving record, the state of your vehicle, the type and amount of coverage, and deductibles. Insurance companies in Canada also take into consideration where you\u2019ll be driving this vehicle as well as your demographics like age, marital status, and gender to gage your level of experience. Having a strong credit score will also help you land the best insurance rate you can get. Providers may also look at insurance coverage such as renters\u2019 insurance and homeowners\u2019 insurance in addition to the vehicle type, use, and how many kilometers you drive on an annual basis.\u003C\/p\u003E\r\n"}},{"@type":"Question","name":"What are the different types of home insurance in Canada?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"\u003Cp\u003EThere are four types of home insurance policies that you can choose from:\u003C\/p\u003E\r\n\r\n\u003Cp\u003E\u003Cb data-stringify-type=\u0022bold\u0022\u003EStandard home insurance:\u0026nbsp;\u003C\/b\u003EThis is also referred to as \u2018named perils\u2019 and is relatively basic in what it offers. It financially protects homes and their contents from named risks and perils\u003Ci data-stringify-type=\u0022italic\u0022\u003E.\u003C\/i\u003E\u003C\/p\u003E\r\n\r\n\u003Cp\u003E\u003Cb data-stringify-type=\u0022bold\u0022\u003EBroad-form home insurance:\u0026nbsp;\u003C\/b\u003EThis is a hybrid form of home insurance that offers aspects of both comprehensive and standard policies. It protects your property from all risks and perils (with exclusions) and your possessions from named perils.\u003C\/p\u003E\r\n\r\n\u003Cp\u003E\u003Cb data-stringify-type=\u0022bold\u0022\u003EComprehensive home insurance:\u0026nbsp;\u003C\/b\u003EThis is the most expensive policy, but it provides the most coverage\u003Cb data-stringify-type=\u0022bold\u0022\u003E.\u003C\/b\u003E\u0026nbsp;It\u003Cb data-stringify-type=\u0022bold\u0022\u003E\u0026nbsp;\u003C\/b\u003Efinancially protects your home and its contents from all risks and perils (with exclusions).\u003C\/p\u003E\r\n\r\n\u003Cp\u003E\u003Cb data-stringify-type=\u0022bold\u0022\u003ENo frills home insurance:\u0026nbsp;\u003C\/b\u003EThis is coverage for properties that don\u2019t meet normal insurance standards. Because of this, very few homeowners in Canada have no-frills home insurance.\u003C\/p\u003E\r\n"}},{"@type":"Question","name":"What are the benefits of bundling home and auto insurance with Surex?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"\u003Cp\u003EAt Surex we are here to help you find the best insurance coverage for the best rates. One of the advantages of bundling your insurance policies together is additional savings!\u0026nbsp;\u003C\/p\u003E\r\n\r\n\u003Cp\u003EHere are some of the other advantages offered:\u003C\/p\u003E\r\n\r\n\u003Cul data-border=\u00220\u0022 data-indent=\u00220\u0022 data-stringify-type=\u0022unordered-list\u0022\u003E\r\n\t\u003Cli data-stringify-border=\u00220\u0022 data-stringify-indent=\u00220\u0022\u003ESame payment due date for all policies\u003C\/li\u003E\r\n\t\u003Cli data-stringify-border=\u00220\u0022 data-stringify-indent=\u00220\u0022\u003EDeal with one insurance provider\u003C\/li\u003E\r\n\t\u003Cli data-stringify-border=\u00220\u0022 data-stringify-indent=\u00220\u0022\u003EHave a single deductible (if you have a claim on both your home and car at the same time)\u003C\/li\u003E\r\n\t\u003Cli data-stringify-border=\u00220\u0022 data-stringify-indent=\u00220\u0022\u003EIf you have a claim on your home and your auto you can deal with one claims adjuster.\u003C\/li\u003E\r\n\u003C\/ul\u003E\r\n"}}]}]

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[{"@context":"https:\/\/schema.org","@type":"CollectionPage","mainEntity":[{"@type":"Review","author":{"@type":"Person","name":"Cole Briggs"},"name":"Erich made my experience great!","dateCreated":"2026-07-03","reviewBody":"Erich made my experience great, just when I thought no companies would assist me, he came through with a deal that fit my budget! Outstanding personable customer service!","reviewRating":{"@type":"Rating","bestRating":5,"worstRating":1,"ratingValue":"5"},"itemReviewed":{"@type":"Organization","name":"Surex","@id":"https:\/\/www.surex.com\/#organization"}},{"@type":"Review","author":{"@type":"Person","name":"Rohini"},"name":"Devansh was extremely patient and\u2026","dateCreated":"2026-07-01","reviewBody":"Devansh was extremely patient and helpful in securing the best possible quote for my car insurance. I got an affordable price compared to other insurance companies. He\u2019s very efficient and prompt in answering any questions I had. Great service Devansh. Keep it up. Would definitely recommend others !!!","reviewRating":{"@type":"Rating","bestRating":5,"worstRating":1,"ratingValue":"5"},"itemReviewed":{"@type":"Organization","name":"Surex","@id":"https:\/\/www.surex.com\/#organization"}},{"@type":"Review","author":{"@type":"Person","name":"Lea Britton"},"name":"Patti has handled our insurance for\u2026","dateCreated":"2026-06-27","reviewBody":"Patti has handled our insurance for years and has always gone above and beyond to make sure we have what we need, when we need it. She\u2019s fantastic. Good sense of humour too! \n\nHighly recommended.","reviewRating":{"@type":"Rating","bestRating":5,"worstRating":1,"ratingValue":"5"},"itemReviewed":{"@type":"Organization","name":"Surex","@id":"https:\/\/www.surex.com\/#organization"}},{"@type":"Review","author":{"@type":"Person","name":"Roxanne W"},"name":"Over and Above","dateCreated":"2026-06-20","reviewBody":"I\u2019m grateful that Anchal went above and beyond to help resolve a payment issue and ensure my policy did not lapse. Their professionalism, understanding, and willingness to assist made a stressful situation much easier to manage. Excellent customer service!","reviewRating":{"@type":"Rating","bestRating":5,"worstRating":1,"ratingValue":"5"},"itemReviewed":{"@type":"Organization","name":"Surex","@id":"https:\/\/www.surex.com\/#organization"}},{"@type":"Review","author":{"@type":"Person","name":"CHALLA\/JAGANMOHAN"},"name":"Home Insurance","dateCreated":"2026-06-18","reviewBody":"Devin really helped me promptly in getting home insurance at a reasonable cost. He is very diligent in collecting all information before proceeding with the application. It was a pleasure working with him. ","reviewRating":{"@type":"Rating","bestRating":5,"worstRating":1,"ratingValue":"4"},"itemReviewed":{"@type":"Organization","name":"Surex","@id":"https:\/\/www.surex.com\/#organization"}}],"description":"Surex Reviews","url":"\/reviews","@id":"https:\/\/www.surex.com\/#latest_reviews"}]