lumanu.com

{
  "@context": "https://schema.org",
  "@type": "SoftwareApplication",
  "name": "Lumanu",
  "url": "https://www.lumanu.com/",
  "description": "Lumanu is a merchant of record payments platform for brands and agencies to onboard vendors, send global payments, enforce financial controls, and automate tax compliance.",
  "applicationCategory": "BusinessApplication",
  "applicationSubCategory": "Vendor payments, onboarding, and tax compliance",
  "operatingSystem": "Web",
  "isAccessibleForFree": false,
  "inLanguage": "en",
  "areaServed": "Worldwide",
  "featureList": [
   "Merchant of record for creator and influencer payouts",
   "Vendor onboarding with W-9, W-8BEN, and W-8BEN-E collection",
   "1099 filings as the filer of record",
   "Global payouts to vendors in 132 currencies across 180+ countries",
   "Network of 400,000+ onboarded creators, influencers, affiliates, talent managers, agencies",
   "Payouts via local to local rails, Visa direct, PayPal",
   "REST API with platform and workflow integrations"
  ],
  "softwareHelp": [
    {
      "@type": "CreativeWork",
      "name": "Support for Brands/Agencies",
      "url": "https://www.lumanu.com/support-for-buyers"
    },
    {
      "@type": "CreativeWork",
      "name": "Support for Creators/Contractors",
      "url": "https://www.lumanu.com/support-for-contractors"
    }
  ],

  "termsOfService": "https://www.lumanu.com/terms-and-conditions",
  "privacyPolicy": "https://www.lumanu.com/privacy-policy",
  "publisher": {
    "@type": "Organization",
    "@id": "https://www.lumanu.com/#organization",
    "name": "Lumanu, Inc.",
    "url": "https://www.lumanu.com/",
    "sameAs": [
      "https://x.com/lumanuapp",
      "https://www.linkedin.com/company/lumanu/",
      "https://www.instagram.com/lumanu/"
    ]
  }
}

{
  "@context": "https://schema.org",
  "@type": "FAQPage",
  "mainEntity": [
    {
      "@type": "Question",
      "name": "How long does it take to get set up?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Finance onboards Lumanu once through your standard procurement process — SAP, Coupa, Ariba, or however you onboard vendors today. After that, your team can start adding creators, fund Lumanu and make payments immediately. Lumanu handles all creator onboarding and compliance."
      }
    },
    {
      "@type": "Question",
      "name": "We already use CreatorIQ, Sprout Social, or an agency. Do we have to change anything with Lumanu?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "No. Lumanu works as the payment layer alongside your existing platforms and agency relationships. You keep everything exactly as it is. Lumanu just handles the payments, compliance, and support."
      }
    },
    {
      "@type": "Question",
      "name": "How do I fund my Lumanu account?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "You fund your Lumanu account by consolidated invoices from Lumanu on whatever schedule works for your team. By campaign, by time period, or by budget cycle. Once funded, your money sits in a dedicated bank account controlled by you, and your team can release payments immediately."
      }
    },
    {
      "@type": "Question",
      "name": "How does Lumanu handle 1099s and tax compliance?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Lumanu collects W-9 and W-8 forms, validates tax information in real time against government databases, and files 1099s automatically at year end. For international payments, Lumanu handles local tax requirements and compliance in each market including acting as merchant of record in the US, UK, EU, and Canada."
      }
    },
    {
      "@type": "Question",
      "name": "Can Lumanu handle international creator payments?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Yes — Lumanu supports payments to 180+ countries in local currencies, with automated compliance for each market."
      }
    },
    {
      "@type": "Question",
      "name": "What happens when something goes wrong with a payment?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Lumanu handles all payment issues, creator support questions, and dispute resolution directly. It never comes back to your team. We handle creator support, not you."
      }
    },
    {
      "@type": "Question",
      "name": "Can creators choose how they get paid?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Yes. Creators withdraw to their local bank account, PayPal, or via Visa Direct for real-time payment. Lumanu handles all currency conversion and is free for creators to use. One day ACH and INTL bank transfers are free. Visa and PayPal fees apply to those options and fees are clearly shown to creators who choose those options."
      }
    },
    {
      "@type": "Question",
      "name": "Can Lumanu integrate with our platform or internal systems?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Yes. Lumanu has a full API and webhook infrastructure. Platforms can manage the entire funding and payment process, receive real-time payment status updates, and attach custom metadata to payment objects for reporting and reconciliation. We work alongside tools like Sprout Social, Superfiliate, and others. As your vendor of record, we handle all tax compliance end to end."
      }
    }
  ]
}

{
  "@context": "https://schema.org",
  "@type": "Service",
  "name": "Lumanu",
  "serviceType": "Creator Payment Infrastructure",
  "description": "Lumanu is the merchant of record for creator payments. Brands, agencies, and platforms use Lumanu to onboard creators, make payments, and stay compliant at scale.",
  "provider": {
    "@type": "Organization",
    "name": "Lumanu",
    "url": "https://www.lumanu.com"
  },
  "areaServed": "Worldwide",
  "audience": {
    "@type": "Audience",
    "audienceType": "Brands, Agencies, and Platforms"
  }
}

{
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  "@type": "BreadcrumbList",
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    {
      "@type": "ListItem",
      "position": 1,
      "name": "Home",
      "item": "https://www.lumanu.com"
    }
  ]
}