jvmlending.com

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    "name": "Homepage (May 2024)",
    "url": "https://www.jvmlending.com/",
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        {
            "@type": "Question",
            "name": "What is JVM Lending?",
            "acceptedAnswer": {
                "@type": "Answer",
                "text": "<p>JVM Lending is a renowned mortgage lender with offices in Dallas, Texas, and Walnut Creek, California, and a very strong presence in all of the states we’re licensed in, including Oregon, Arizona, Tennessee, Florida, and Illinois. We provide home purchase loans, rate-and-term refinances, cash-out refinances, bridge loans, and home equity loans – along with every type of mortgage available, including VA, FHA, Jumbo, Down Payment Assistance, Non-QM, and numerous specialty products for first-time homebuyers. We are licensed in 11 states, with a focus on low rates, very fast closings, guaranteed 60-minute response times (during business hours), and a team-based service model with no commission loan officers that garners our extraordinary number of five-star reviews.</p>\n<p>Learn more on our <a href=\"https://www.jvmlending.com/about-us/\">About Us page</a> or read our <a href=\"https://www.jvmlending.com/testimonials/\">client testimonials</a>.</p>"
            }
        },
        {
            "@type": "Question",
            "name": "Where is JVM Lending licensed to lend?",
            "acceptedAnswer": {
                "@type": "Answer",
                "text": "<p>JVM Lending is licensed to originate mortgages in <strong>11 states</strong>: Arizona, California, Florida, Georgia, Idaho, Illinois, Louisiana, Massachusetts, Oregon, Tennessee, and Texas. Full licensing details are available on the <a href=\"https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1657323\">NMLS Consumer Access site</a>.</p>\n<p>If your home purchase or refinance is in one of these states, visit our <a href=\"https://www.jvmlending.com/locations/\">locations page</a> for state-specific information or <a href=\"https://www.jvmlending.com/rates/todays-mortgage-rates/\">check today&#8217;s rates</a>.</p>"
            }
        },
        {
            "@type": "Question",
            "name": "Why doesn't JVM Lending have loan officers, and how does that benefit me?",
            "acceptedAnswer": {
                "@type": "Answer",
                "text": "<p>We eliminated the loan officer role to offer <strong>lower rates and better service</strong>.</p>\n<ol>\n<li style=\"list-style-type: none\">\n<ol>\n<li>Traditional loan officers earn large commissions that get baked into your rate.</li>\n<li>Loan officers often act as communication bottlenecks because most questions and problems need to be addressed by that one person.</li>\n<li>We discovered that clients prefer expert advisors over high-pressure salespeople.</li>\n</ol>\n</li>\n</ol>\n<p><strong>The result:</strong> lower rates, faster responses (guaranteed within 60 minutes during business hours), consistent service no matter who you engage, and much happier clients.</p>\n<p>Read more about our <a href=\"https://www.jvmlending.com/no-loan-officers/\">no loan officer model</a> or learn <a href=\"https://www.jvmlending.com/about-us/\">about our company</a>.</p>"
            }
        },
        {
            "@type": "Question",
            "name": "How fast can JVM Lending close a mortgage?",
            "acceptedAnswer": {
                "@type": "Answer",
                "text": "<p>JVM Lending can close most purchase loans in <strong>as little as 10 calendar days</strong> from contract to keys, compared to the industry average of 30 to 45 days. This speed comes from in-house underwriting, a dedicated local appraiser network, and a fully pre-underwritten pre-approval process that removes most surprises before you&#8217;re in escrow. VA loans require longer (typically 21 days) because of third-party VA appraisal timelines. A fast close also makes your offer more competitive, since sellers prioritize <strong>certainty of closing</strong>.</p>\n<p>Learn more about our <a href=\"https://www.jvmlending.com/purchase/fast-10/\">fast 10-day close</a> or <a href=\"https://www.jvmlending.com/purchase/how-to-get-pre-approved/\">get pre-approved</a> to start.</p>"
            }
        },
        {
            "@type": "Question",
            "name": "What makes JVM Lending different from other mortgage lenders?",
            "acceptedAnswer": {
                "@type": "Answer",
                "text": "<p>JVM Lending combines <strong>low rates</strong> (marketed at roughly 0.25% below the national average), <strong>fast closings</strong> (as little as 10 days), and a <a href=\"https://www.jvmlending.com/no-loan-officers/\">team-based service model</a> with no commission loan officers. We back our process with the <a href=\"https://www.jvmlending.com/refinance/rate-drop-free-fi/\">Rate Drop Free-fi™</a> program (refinance for free if rates fall within 36 months), a 60-minute response guarantee, 7-day-a-week availability, and a 5.0-star rating across 1,300+ reviews. Our <a href=\"https://www.jvmlending.com/purchase/how-to-get-pre-approved/\">pre-approvals</a> are fully pre-underwritten, which means stronger offers and fewer last-minute surprises.</p>"
            }
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