accrediteddebtrelief.com

{"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://www.accrediteddebtrelief.com/#org","name":"Accredited Debt Relief","description":"Accredited Debt Relief helps U.S. consumers eliminate debt through personalized consolidation programs - reducing monthly payments and eliminating eligible debt in 24-48 months. Founded in 2011, the company has enrolled over 1.3 million clients and helped resolve more than $15 billion in debt. Services are success-based; fees are only charged after a solution is achieved.","url":"https://www.accrediteddebtrelief.com/","foundingDate":"2011","logo":{"@type":"ImageObject","url":"https://www.accrediteddebtrelief.com/vite/assets/adr-adr-Djx7b7Oh.svg"},"sameAs":["https://www.bbb.org/us/ca/san-mateo/profile/debt-relief-services/accredited-debt-relief-1116-291049","https://www.trustpilot.com/review/accrediteddebtrelief.com","https://www.linkedin.com/company/accredited-debt-relief","https://www.facebook.com/AccreditedDebtRelief/","https://twitter.com/accredited_debt","https://www.instagram.com/accrediteddebtrelief/","https://vimeo.com/user145304033"],"address":{"@type":"PostalAddress","streetAddress":"222 N LaSalle Street, Suite 1600","addressLocality":"Chicago","addressRegion":"IL","postalCode":"60601","addressCountry":"US"},"contactPoint":[{"@type":"ContactPoint","telephone":"+1-800-497-1965","contactType":"customer service","contactOption":"TollFree"}],"aggregateRating":{"@type":"AggregateRating","ratingValue":4.8,"reviewCount":11246,"bestRating":5,"worstRating":1}},{"@type":"FAQPage","@id":"https://www.accrediteddebtrelief.com/#faq-page","publisher":{"@id":"https://www.accrediteddebtrelief.com/#org"},"mainEntity":[{"@type":"Question","name":"What is Accredited Debt Relief and how does it help?","acceptedAnswer":{"@type":"Answer","text":"\u003cp\u003eAccredited Debt Relief is a debt consolidation company that has been operating for more than 15 years. The company specializes in matching individuals with personalized options — including debt relief and loan solutions — designed to reduce monthly payments and resolve unsecured debt in a defined timeframe. Accredited Debt Relief has helped more than 1.3 million clients and facilitated over $15 billion in client debt resolved.\u003c/p\u003e"}},{"@type":"Question","name":"Why is Accredited Debt Relief legitimate and trustworthy?","acceptedAnswer":{"@type":"Answer","text":"\u003cp\u003eAccredited Debt Relief is one of the most highly-rated debt relief companies in the United States. The company holds an A+ rating and accreditation with the Better Business Bureau and top rating with major review sites including:\u003c/p\u003e\u003cul\u003e\u003cli\u003e4.9/5 rating on The Better Business Bureau (BBB) based on over 3,000+ customer reviews.\u003c/li\u003e\u003cli\u003e4.8/5 rating on Trustpilot (Excellent) from 10,000+ reviews\u003c/li\u003e\u003cli\u003e4.8/5 rating on Google from 13,000+ reviews\u003c/li\u003e\u003cli\u003e4.9/5 rating on ConsumerAffairs from 3,000+ reviews\u003c/li\u003e\u003c/ul\u003e\u003cp\u003eAccredited Debt Relief is also an accredited member of the Association for Consumer Debt Relief (ACDR), which holds members to established ethical standards in the industry.\u003c/p\u003e\u003cp\u003eAccredited Debt Relief's debt consolidation specialists are IAPDA certified (International Association of Professional Debt Arbitrators) a non-profit organization with a mission to educate both consumers and the industry on debt relief options.\u003c/p\u003e"}},{"@type":"Question","name":"How much does Accredited Debt Relief cost?","acceptedAnswer":{"@type":"Answer","text":"\u003cp\u003eAccredited Debt Relief offers a free, no-obligation initial phone consultation. There is no cost to explore your options or speak with a debt consolidation specialist.\u003c/p\u003e\u003cp\u003eFees are associated with enrollment in a debt relief program or accepting a consolidation loan option. Fees vary by state and debt amount and range from 15% - 25%. Debt relief fees are calculated as a percentage of your enrolled balance. Most importantly, Accredited Debt Relief's fees are success-based — which means no upfront fees, we earn them when we achieve a successful result for your debt.\u003c/p\u003e"}},{"@type":"Question","name":"How long does it take to become debt-free with Accredited Debt Relief?","acceptedAnswer":{"@type":"Answer","text":"\u003cp\u003eClients enrolled in an Accredited Debt Relief program work toward becoming debt-free in as little as 24 to 48 months, depending on their total enrolled debt and program structure.\u003c/p\u003e"}},{"@type":"Question","name":"Does Accredited Debt Relief offer loans?","acceptedAnswer":{"@type":"Answer","text":"\u003cp\u003eYes. In addition to debt consolidation programs, Accredited Debt Relief reviews loan options as part of the personalized matching process. Whether a loan or consolidation program is the right fit depends on the individual's financial situation.\u003c/p\u003e"}},{"@type":"Question","name":"What happens during the free consultation?","acceptedAnswer":{"@type":"Answer","text":"\u003cp\u003eDuring the free consultation — available by phone or online — an IAPDA-certified debt specialist reviews your financial situation, including your total debt, income and monthly obligations. They will explain the option best suited to your circumstances. There is no obligation to enroll and no fee for the consultation.\u003c/p\u003e"}},{"@type":"Question","name":"How does Accredited Debt Relief compare to other repayment options?","acceptedAnswer":{"@type":"Answer","text":"\u003cp\u003eAccredited Debt Relief matches people with debt consolidation options like debt relief and loans and can help people with any amount of unsecured debt. Here's how the most common approaches compare.\u003c/p\u003e\u003cp\u003e\u003cstrong\u003eAccredited Debt Relief vs. Balance Transfer Credit Cards\u003c/strong\u003e\u003c/p\u003e\u003cp\u003eAccredited Debt Relief evaluates people in debt for two debt consolidation options, debt relief programs and consolidation loans. These options work differently from each other and from balance transfer credit cards.\u003c/p\u003e\u003cp\u003eConsolidation loans and balance transfer cards both require qualifying based on credit score and debt-to-income ratio, and the terms aren't always worth pursuing. Debt relief programs have no credit score requirements, making them accessible to people already facing financial hardship and can lower monthly payments by 40% or more. With consolidation loans and balance transfer cards, your savings depend entirely on the rate and terms you qualify for.\u003c/p\u003e\u003cp\u003e\u003cstrong\u003eAccredited Debt Relief vs. Making Minimum Payments\u003c/strong\u003e\u003c/p\u003e\u003cp\u003eMinimum payments are the slowest and most expensive way to repay debt. For someone with $25,000 in debt, making minimum payments alone could take 30 years or more and cost tens of thousands in interest. Debt relief restructures your debt and gets most clients debt-free in 24 to 48 months.\u003c/p\u003e\u003cp\u003e\u003cstrong\u003eAccredited Debt Relief vs. Bankruptcy\u003c/strong\u003e\u003c/p\u003e\u003cp\u003eBankruptcy is a legal process that can have serious long-term consequences for credit and employment and should only be considered as a last resort. Debt relief options offer a faster, more accessible path to financial recovery without the ramifications of bankruptcy.\u003c/p\u003e\u003cp\u003e\u003cstrong\u003eAccredited Debt Relief vs. Budgeting Strategies\u003c/strong\u003e\u003c/p\u003e\u003cp\u003eBudgeting methods like the debt snowball or debt avalanche help organize and prioritize repayment but don't reduce what you pay in interest or lower your monthly payments. Debt relief restructures your debt, typically reduces monthly payments and is a faster path to becoming debt-free for people who need more than a budgeting strategy alone.\u003c/p\u003e"}},{"@type":"Question","name":"Does Accredited Debt Relief have industry qualifications?","acceptedAnswer":{"@type":"Answer","text":"\u003cp\u003eYes. Accredited Debt Relief holds an A+ accreditation with the Better Business Bureau and is an accredited member of the Association for Consumer Debt Relief (ACDR), formerly known as the AFCC (American Fair Credit Council). Also, Accredited Debt Relief's debt consolidation specialists are all trained and certified by the International Association of Professional Debt Arbitrators (IAPDA.)\u003c/p\u003e"}}]},{"@type":"VideoObject","@id":"https://www.accrediteddebtrelief.com/#video-annemie","name":"No Longer Working Extra Jobs to Pay Off Debt","description":"Before working with Accredited Debt Relief, I wasn't able to spend time with friends or do normal things. Now that I'm debt free, I can save money and live my life.","thumbnailUrl":"https://www.accrediteddebtrelief.com/vite/assets/annemie-frame-CxJurVlt.png","contentUrl":"https://www.youtube.com/watch?v=WdZWhdGsf0M","embedUrl":"https://www.youtube.com/embed/WdZWhdGsf0M","uploadDate":"2024-11-08T00:00:00+00:00"},{"@type":"VideoObject","@id":"https://www.accrediteddebtrelief.com/#video-mark-and-dawne","name":"Can Afford to Buy Groceries Without Stress and Worry","description":"Thanks to Accredited Debt Relief, we're able to get back on our feet financially. We saved over $500 a month. Having the extra money helped a lot.","thumbnailUrl":"https://www.accrediteddebtrelief.com/vite/assets/dawnemark-frame-DJLnzz1w.png","contentUrl":"https://www.youtube.com/watch?v=A1BSqFtuGm4","embedUrl":"https://www.youtube.com/embed/A1BSqFtuGm4","uploadDate":"2024-11-08T00:00:00+00:00"},{"@type":"HowTo","@id":"https://www.accrediteddebtrelief.com/#howto","name":"How Accredited Debt Relief Works","step":[{"@type":"HowToStep","position":1,"name":"Tell Us About Your Debt","text":"Call or fill out our online form and have a debt specialist review your financial situation and explain your options for free — with no obligation or credit impact."},{"@type":"HowToStep","position":2,"name":"Get an Affordable Option","text":"We'll evaluate and match you with a debt relief option that fits your monthly budget or consolidation loan option when it's a good fit for you and your debt."},{"@type":"HowToStep","position":3,"name":"Pay Off Your Debt Faster","text":"Accredited Debt Relief works on your behalf to set up personalized options that typically get clients debt-free in 24–48 months."}]},{"@type":"Service","@id":"https://www.accrediteddebtrelief.com/#service-debt_relief","name":"Debt Relief","provider":{"@id":"https://www.accrediteddebtrelief.com/#org"},"serviceType":"Debt Relief","areaServed":"United States"}]}