oppalerts.com →
Personal Loan Fintech Lenders

Credit Builder

LLM Search+Fanout Visibility
Dominant · Homepage Keywords ρ=0.517

AI recommendation signal analysis across 204 domains for the Credit Builder persona in Personal Loan Fintech Lenders.

Link authority data (PageRank, harmonic centrality) comes from the Common Crawl web graph.
204Domains Tracked
9.9MReddit Posts
3,408Wikipedia Articles
2.0MOpen Web Matches
Credit Builder_persona.report
DomainScore
upstart.com
8.6
upgrade.com
3.5
self.inc
2.7
onemainfinancial.com
1.2
sofi.com
1.1
Want a custom AI visibility audit for Personal Loan Fintech Lenders?

This report tracks how AI models and search engines recommend companies across 100 industries. If you want the same analysis run specifically against your own site and competitors, get in touch.

Get in touch
About This Report

How to use this page

Persona view: this page is scoped to this persona's queries alone.
Use Case

See what AI reads before it answers

Fanout queries are the web searches a model runs mid-answer. The pages it retrieves and cites are the sources shaping its recommendations, so treat the citation lists as your target list for earning coverage, mentions, and links.

How It's Calculated

Where the numbers come from

Scoped to the runs where models used web search. Same rank-weighted scoring as LLM Search Visibility, plus every URL the searches retrieved (citation sources) and every URL actually cited in answers (citations), aggregated by frequency.

Overview

What's on this page

Domain rankings for web-search-augmented runs and the full citation and citation-source URL lists, filterable by model.

LLM Data

Top LLM-recommended domains

How often AI models recommended each domain specifically via web-search fanout queries when answering Credit Builder queries, a subset of the runs behind the main LLM Search Visibility report, not the full combined dataset. The left chart shows raw recommendation counts, the right shows what percentage of queries included that domain.

Score (below) is the primary ranking metric: a weighted-reciprocal-rank sum across every model and run, where each model's contribution is scaled by that model's influence weight.

Only these five models ran web-search fanout queries. The checkboxes filter these charts and the Citations / Citation Sources lists below; updates automatically as you check/uncheck.

LLM Data

Citations

Every URL the models actually cited in their final answers to Credit Builder fanout queries, aggregated by how often each URL was cited. Filtered by the model checkboxes above.

TitleURLAppearancesDomain PRDomain HCHost PRHost HC
The best personal loans for a credit score of 580 or belowhttps://www.cnbc.com/select/personal-loans-to-apply-credit-score-580-or-lower/262972495
lendingtree.comhttps://www.lendingtree.com/personal/best-personal-loans-for-bad-credit/24597994
bankrate.comhttps://www.bankrate.com/loans/personal-loans/bad-credit-loans/250962195
https://www.lendingtree.com/personal/best-personal-loans-fair-credit/https://www.lendingtree.com/personal/best-personal-loans-fair-credit/14597994
Best Loans for Bad Credit of July 2026 - NerdWallethttps://www.nerdwallet.com/personal-loans/best/bad-credit-loans?msockid=1524c0edc10864921f07d63fc07665a8&utm_source=openai149971495
Quick Personal Loans: Best Lenders for Fast Cash in 2025 - NerdWallethttps://www.nerdwallet.com/m/loans/personal-loans/quick-personal-loans-fast-cash?utm_source=bing&utm_medium=cpc&utm_campaign=pl_mktg_paid_pmax_bing_dr&utm_term=www.nerdwallet.com&affiliateId=1327&affiliateName=Bing_PMAX_PL&subId1=pl_mktg_paid_pmax_bing_dr&subId2=1312819629983152&subId3=b&subId4=c&subId5=%7Bextensionid%7D&utm_term=o&msclkid=a840b06c0b9b168b1ce0da628194afe2&utm_source=bing&utm_medium=cpc&utm_campaign=pl_mktg_paid_pmax_bing_dr&utm_term=www.nerdwallet.com&affiliateId=1328&affiliateName=Bing_PL&subId1=pl_mktg_paid_pmax_bing_dr&subId2=1312819629983152&utm_network=osubId3=b&subId4=c&subId5=%7Bextensionid%7D149971495
https://www.forbes.com/advisor/personal-loans/best-personal-loans-for-fair-credit/https://www.forbes.com/advisor/personal-loans/best-personal-loans-for-fair-credit/168973295
Personal Loans: Apply Online, Quick Rate Check | Upstarthttps://www.upstart.com/personal-loans?CJAID=12192355&utm_source=openai12996895
Best personal loans for fair credit of January 2026https://www.cnbc.com/select/best-personal-loans-fair-good-credit/162972495
Personal Loans for Poor Credit: What Are Your Real Optionshttps://asapcreditrepairusa.com/blog/personal-loans-poor-credit1795494
https://www.nerdwallet.com/best/loans/personal-loans/personal-loans-fair-credithttps://www.nerdwallet.com/best/loans/personal-loans/personal-loans-fair-credit149971495
Online Personal Loans: Easy to Apply & Fast Funds‡ | Avanthttps://www.avant.com/personal-loans/?utm_source=openai125961095
forbes.comhttps://www.forbes.com/advisor/personal-loans/bad-credit-loans/168973295
Best Personal Loans of July 2026: Rates, Credit Requirements and More of July 2026 - NerdWallethttps://www.nerdwallet.com/personal-loans149971495
White Label Lending Platform for Financial Institutionshttps://www.finmkt.io/financial-institutions11395394
https://www.credible.com/personal-loan/best-personal-loans-fair-credithttps://www.credible.com/personal-loan/best-personal-loans-fair-credit12795594
Personal Loans - Get money as soon as 1 hour after signing - OneMain Financialhttps://www.onemainfinancial.com/personal-loans?utm_source=openai12696294
usalliance.orghttps://www.usalliance.org/loan-products/credit-builder-loan11896094
Best Personal Loans for Bad Credit of July 2026https://www.cnbc.com/select/best-personal-loans-for-bad-credit/162972495
Turnkey Loan Origination System | FinMkt Lending Solutionshttps://www.finmkt.io/lender-solutions/streamlined-lending-solutions11395394
https://www.bankrate.com/loans/personal-loans/fair-credit-loans/https://www.bankrate.com/loans/personal-loans/fair-credit-loans/150962195
See if you Prequalify for a Personal Loan - OneMain Financialhttps://www.onemainfinancial.com/check-offers/one-click-test?utm_source=openai12696294
upgrade.comhttps://www.upgrade.com/129961594
Best Personal Loans for Debt Consolidation in 2026 - Firstcardhttps://www.firstcard.app/learn/best-personal-loans-for-debt-consolidation11095093
SelectFI Lending Solutions - Crustdata Company Profile, Funding and Growthhttps://crustdata.com/profiles/company/selectfi-lending-solutions116951094
Personal Loans | Quick & Easy Application | Best Egghttps://www.bestegg.com/?utm_source=openai12096595
oportun.comhttps://oportun.com/personal-loans/122951695
Credit Builder Account | Build Credit and Savings with Selfhttps://www.self.inc/credit-builder-loan13296894
https://www.experian.com/content/dam/marketing/na/assets/im/mortgage/product-sheet/power-profile-plus-for-mortgage-product-sheet.pdf#1#1https://www.experian.com/content/dam/marketing/na/assets/im/mortgage/product-sheet/power-profile-plus-for-mortgage-product-sheet.pdf#1#1153972295
https://www.moneycrashers.com/best-personal-loans-for-fair-credit/https://www.moneycrashers.com/best-personal-loans-for-fair-credit/13495194
Is LendingClub Legit? Learn How It Works in Our Reviewhttps://www.finder.com/personal-loans/lendingclub-personal-loan-review?utm_source=openai140961194
creditkarma.comhttps://www.creditkarma.com/Error_Credit_Karma.htm?referenceerror=143961294
Self Credit-Builder Loan: How It Works - NerdWallethttps://www.nerdwallet.com/personal-loans/learn/self-lender-credit-builder-loans149971495
Credit Bureau Reporting API for Fintech Soft and Hard Pulls | Soft Pull Solutionshttps://www.softpullsolutions.com/blog/posts/2026/may/credit-reporting-api-for-fintech-soft-and-hard-pulls/1394093
https://finance.yahoo.com/personal-finance/personal-loans/article/best-personal-loans-for-bad-credit-211415243.htmlhttps://finance.yahoo.com/personal-finance/personal-loans/article/best-personal-loans-for-bad-credit-211415243.html169975396
PERSONAL LOANS (Apply FREE for a Personal Loan Online) | Achievehttps://www.achieve.com/personal-loans?utm_source=openai12496494
firstcard.apphttps://www.firstcard.app/learn/credit-strong-review-credit-builder-loan-for-beginners11095093
Best Credit Builder Loans of 2026: Top 10 Picks to Build Your Credit Fast - Firstcardhttps://www.firstcard.app/learn/best-credit-builder-loans-of-202511095093
Credit Reporting API for Fintech Soft and Hard Pulls | Soft Pull Solutionshttps://www.softpullsolutions.com/blog/posts/2026/june/credit-reporting-api-for-fintech-soft-and-hard-pulls/1394093
https://builtin.com/articles/fintech-lending-applicationshttps://builtin.com/articles/fintech-lending-applications148964196
What's the Difference Between a Hard and Soft Credit Check? - LendingPointhttps://www.lendingpoint.com/knowledge-center/financial-education/whats-the-difference-between-a-hard-and-soft-credit-check/?utm_source=openai12096294
experian.comhttps://www.experian.com/loans/personal/153972295
Best Loans for Bad Credit of July 2026 - NerdWallethttps://www.nerdwallet.com/personal-loans/best/bad-credit-loans149971495
FlexPath DXP Creates First-Ever Credit Prequalification with Just a Phone Number - Files Patenthttp://investor.wedbush.com/wedbush/article/bizwire-2024-3-26-flexpath-dxp-creates-first-ever-credit-prequalification-with-just-a-phone-number-files-patent12295995
https://plaid.com/resources/lending/fintech-lenders/https://plaid.com/resources/lending/fintech-lenders/146963896
Oportun Review: Decent Max for Bad Credit Personal Loanshttps://www.finder.com/short-term-loans/oportun-review?utm_source=openai140961194
Credit Reporting API for Embedded Lending Platforms | Soft Pull Solutionshttps://www.softpullsolutions.com/blog/posts/2026/may/credit-reporting-api-for-embedded-lending-platforms/#top1394093
6 Best Personal Loans for Fair Credit (2026) — Loanfolkhttps://loanfolk.com/best-loans-fair-credit/1094094
How Do Multi-Lender Platforms Work and What Are Their Benefits?https://www.finmkt.io/blog-posts/how-do-multi-lender-platforms-work-and-what-are-their-benefits11395394
https://www.credible.com/personal-loanhttps://www.credible.com/personal-loan12795594
Prequalification | Experianhttps://www.experian.com/business/products/prequalification?cat1=customer-management&cat2=build-relationships153972295
https://risk.lexisnexis.com/-/media/files/financial%20services/white-paper/lnrs-navigating-the-new-frontier-of-alternative-credit-data-2024-white-paper.pdf#2#1https://risk.lexisnexis.com/-/media/files/financial%20services/white-paper/lnrs-navigating-the-new-frontier-of-alternative-credit-data-2024-white-paper.pdf#2#1150963695
https://www.nerdwallet.com/personal-loans/best/no-origination-feehttps://www.nerdwallet.com/personal-loans/best/no-origination-fee149971495
Ava: Expanding credit access with behavioral underwriting | Plaidhttps://plaid.com/customer-stories/ava-finance/146963896
https://www.banks.com/profile/self/https://www.banks.com/profile/self/11195094
"In the Next Decade, We Want to Help Millions More": How Self Financial Is Shaping the Future of Credit Access in Americahttps://www.mtnewswires.com/industry-insights/in-the-next-decade-we-want-to-help-millions-more-how-self-financial-is-shaping-the-future-of-credit-access-in-america11094094
A New Credit Scoring Model to Reduce Potential Predatory Lending: A Design Science Approachhttps://scholarship.claremont.edu/cgu_etd/718/#main133961995
LLM Data

Citation sources

Every URL the models' web searches retrieved while answering: the wider pool the citations above were drawn from, aggregated the same way and filtered by the same model checkboxes.

TitleURLAppearancesDomain PRDomain HCHost PRHost HC
Best Personal Loans for 2026: Check Rates & Apply Online - Experianhttps://www.experian.com/loans/personal/353972295
lendingtree.comhttps://www.lendingtree.com/personal/best-personal-loans-for-bad-credit/34597994
The best personal loans for a credit score of 580 or belowhttps://www.cnbc.com/select/personal-loans-to-apply-credit-score-580-or-lower/262972495
bankrate.comhttps://www.bankrate.com/loans/personal-loans/bad-credit-loans/250962195
Personal Loans With Fair Credit: What to Know | Capital Onehttps://www.capitalone.com/learn-grow/money-management/personal-loan-with-fair-credit/245961795
Best Loans for Bad Credit of July 2026 - NerdWallethttps://www.nerdwallet.com/personal-loans/best/bad-credit-loans249971495
Best Personal Loans for Fair Credit in July 2026https://www.lendingtree.com/personal/best-personal-loans-fair-credit/24597994
Best Personal Loans of July 2026: Rates, Credit Requirements and More of July 2026 - NerdWallethttps://www.nerdwallet.com/personal-loans249971495
Best Personal Loans for Fair Credit in 2026 - NerdWallethttps://www.nerdwallet.com/personal-loans/best/fair-credit-loans249971495
https://www.thecreditpeople.com/bureaus/does-oportun-report-to-credit-bureaushttps://www.thecreditpeople.com/bureaus/does-oportun-report-to-credit-bureaus11395093
Quick Personal Loans: Best Lenders for Fast Cash in 2025 - NerdWallethttps://www.nerdwallet.com/m/loans/personal-loans/quick-personal-loans-fast-cash?utm_source=bing&utm_medium=cpc&utm_campaign=pl_mktg_paid_pmax_bing_dr&utm_term=www.nerdwallet.com&affiliateId=1327&affiliateName=Bing_PMAX_PL&subId1=pl_mktg_paid_pmax_bing_dr&subId2=1312819629983152&subId3=b&subId4=c&subId5=%7Bextensionid%7D&utm_term=o&msclkid=a840b06c0b9b168b1ce0da628194afe2&utm_source=bing&utm_medium=cpc&utm_campaign=pl_mktg_paid_pmax_bing_dr&utm_term=www.nerdwallet.com&affiliateId=1328&affiliateName=Bing_PL&subId1=pl_mktg_paid_pmax_bing_dr&subId2=1312819629983152&utm_network=osubId3=b&subId4=c&subId5=%7Bextensionid%7D149971495
https://www.achieve.com/learn/personal-loans/what-does-it-mean-to-shop-around-loanhttps://www.achieve.com/learn/personal-loans/what-does-it-mean-to-shop-around-loan12496494
Personal Loans for Poor Credit: What Are Your Real Optionshttps://asapcreditrepairusa.com/blog/personal-loans-poor-credit1795494
Fintech Credit Builder Apps That Actually Work in 2026 - Firstcardhttps://www.firstcard.app/learn/fintech-credit-builder-apps11095093
https://www.onemainfinancial.com/personal-loanshttps://www.onemainfinancial.com/personal-loans12696294
forbes.comhttps://www.forbes.com/advisor/personal-loans/bad-credit-loans/168973295
LendingClub to rebrand as Happen Bank | Banking Divehttps://www.bankingdive.com/news/lendingclub-rebrand-happen-bank-digital-banking/818219/13296294
White Label Lending Platform for Financial Institutionshttps://www.finmkt.io/financial-institutions11395394
Oportun Personal Loans 2026 Review - U.S. News - Moneyhttps://money.usnews.com/loans/personal-loans/reviews/oportun-personal156974195
https://www.finder.com/personal-loans/best-bad-credit-personal-loanshttps://www.finder.com/personal-loans/best-bad-credit-personal-loans140961194
usalliance.orghttps://www.usalliance.org/loan-products/credit-builder-loan11896094
Credit Builder Account | Build Credit and Savings with Selfhttps://www.self.inc/credit-builder-loan13296894
Turnkey Loan Origination System | FinMkt Lending Solutionshttps://www.finmkt.io/lender-solutions/streamlined-lending-solutions11395394
Prosper Personal Loans Review (2026) - Crediblehttps://www.credible.com/personal-loan/prosper-personal-loans-review12795594
https://www.achieve.com/learn/personal-loans/what-is-aprhttps://www.achieve.com/learn/personal-loans/what-is-apr12496494
upgrade.comhttps://www.upgrade.com/129961594
SelectFI Lending Solutions - Crustdata Company Profile, Funding and Growthhttps://crustdata.com/profiles/company/selectfi-lending-solutions116951094
Best Personal Loans For Fair Credit Of 2026 – Forbes Advisorhttps://www.forbes.com/advisor/personal-loans/best-personal-loans-for-fair-credit/168973295
https://www.onemainfinancial.com/check-offers/one-click-testhttps://www.onemainfinancial.com/check-offers/one-click-test12696294
oportun.comhttps://oportun.com/personal-loans/122951695
6 Best Personal Loans for Fair Credit (2026) — Loanfolkhttps://loanfolk.com/best-loans-fair-credit/1094094
https://www.experian.com/content/dam/marketing/na/assets/im/mortgage/product-sheet/power-profile-plus-for-mortgage-product-sheet.pdf#1#1https://www.experian.com/content/dam/marketing/na/assets/im/mortgage/product-sheet/power-profile-plus-for-mortgage-product-sheet.pdf#1#1153972295
https://techinvestfinancial.com/item/5675070f-4c45-44ba-b104-367a00c916f8?country=US&lang=enhttps://techinvestfinancial.com/item/5675070f-4c45-44ba-b104-367a00c916f8?country=US&lang=en10000
creditkarma.comhttps://www.creditkarma.com/Error_Credit_Karma.htm?referenceerror=143961294
LendingClub Is Now Happen Bank. Here’s What That Means If You Have a Loan There. - RatesChaserhttps://rateschaser.com/personal-loans/news/lendingclub-rebrands-happen-bank-2026-06-23/1194093
Credit Bureau Reporting API for Fintech Soft and Hard Pulls | Soft Pull Solutionshttps://www.softpullsolutions.com/blog/posts/2026/may/credit-reporting-api-for-fintech-soft-and-hard-pulls/1394093
8 Best Hard Credit Report Services for Fintech Lendershttps://www.softpullsolutions.com/blog/posts/2026/june/8-best-hard-credit-report-services-for-fintech-lenders/1394093
https://www.lendingpoint.com/knowledge-center/financial-education/whats-the-difference-between-a-hard-and-soft-credit-check/https://www.lendingpoint.com/knowledge-center/financial-education/whats-the-difference-between-a-hard-and-soft-credit-check/12096294
firstcard.apphttps://www.firstcard.app/learn/credit-strong-review-credit-builder-loan-for-beginners11095093
Self | Build Credit, Build Savings and Access Cashhttps://www.self.inc/13296894
Credit Reporting API for Fintech Soft and Hard Pulls | Soft Pull Solutionshttps://www.softpullsolutions.com/blog/posts/2026/june/credit-reporting-api-for-fintech-soft-and-hard-pulls/1394093
Happy Money Personal Loans Review (2026) - Crediblehttps://www.credible.com/personal-loan/happy-money-personal-loans-review12795594
https://walletgrower.com/loans/reviews/onemain-financial-personal-loanhttps://walletgrower.com/loans/reviews/onemain-financial-personal-loan1094093
Personal Loan Rates: Best Lenders of June 2026https://www.credible.com/personal-loan12795594
FlexPath DXP Creates First-Ever Credit Prequalification with Just a Phone Number - Files Patenthttp://investor.wedbush.com/wedbush/article/bizwire-2024-3-26-flexpath-dxp-creates-first-ever-credit-prequalification-with-just-a-phone-number-files-patent12295995
Prosper help - Personal loan FAQs – Help is on the way.https://help.prosper.com/hc/en-us/sections/201963906-Prosper-help-Personal-loan-FAQs13296594
https://www.moneyatlas.com/review/upstarthttps://www.moneyatlas.com/review/upstart11295092
Best Personal Loans With No Origination Fee in 2026 - NerdWallethttps://www.nerdwallet.com/personal-loans/best/no-origination-fee149971495
Credit Reporting API for Embedded Lending Platforms | Soft Pull Solutionshttps://www.softpullsolutions.com/blog/posts/2026/may/credit-reporting-api-for-embedded-lending-platforms/#top1394093
Best Personal Loans for Fair Credit in 2026 - NerdWallethttps://www.nerdwallet.com/best/loans/personal-loans/personal-loans-fair-credit149971495
https://www.achieve.com/glossary/p/prequalificationhttps://www.achieve.com/glossary/p/prequalification12496494
Pioneering Online Lender LendingClub to Rebrand as Happen Bank - Finovatehttps://finovate.com/pioneering-online-lender-lendingclub-to-rebrand-as-happen-bank/129952495
How Do Multi-Lender Platforms Work and What Are Their Benefits?https://www.finmkt.io/blog-posts/how-do-multi-lender-platforms-work-and-what-are-their-benefits11395394
https://www.moneylion.com/learn/personal-loans/reviews/one-main-financial-personal-loanshttps://www.moneylion.com/learn/personal-loans/reviews/one-main-financial-personal-loans12795394
Self | Build Credit Without Taking on Debt | Regions Bankhttps://www.regions.com/digital-banking/self13296694
Prequalification | Experianhttps://www.experian.com/business/products/prequalification?cat1=customer-management&cat2=build-relationships153972295
Top fintech lenders: 5 companies changing how people borrow | Plaidhttps://plaid.com/resources/lending/fintech-lenders/146963896
https://www.finder.com/short-term-loans/oportun-reviewhttps://www.finder.com/short-term-loans/oportun-review140961194
https://risk.lexisnexis.com/-/media/files/financial%20services/white-paper/lnrs-navigating-the-new-frontier-of-alternative-credit-data-2024-white-paper.pdf#2#1https://risk.lexisnexis.com/-/media/files/financial%20services/white-paper/lnrs-navigating-the-new-frontier-of-alternative-credit-data-2024-white-paper.pdf#2#1150963695
Oportun Personal Loans Reviews (2026) - SuperMoneyhttps://www.supermoney.com/reviews/personal-loans/oportun-personal-loans12495294
https://www.achieve.com/learn/personal-loans/how-to-apply-for-a-personal-loanhttps://www.achieve.com/learn/personal-loans/how-to-apply-for-a-personal-loan12496494
Personal loans: See options and apply online | Wells Fargohttps://www.wellsfargo.com/personal-loans/146962195
Ava: Expanding credit access with behavioral underwriting | Plaidhttps://plaid.com/customer-stories/ava-finance/146963896
Personal Loans & Other Online Financial Solutions | Prosperhttps://www.prosper.com/132962195
https://www.finder.com/personal-loans/onemain-financial-personal-loanshttps://www.finder.com/personal-loans/onemain-financial-personal-loans140961194
LendingClub Officially Becomes Happen Bank, Marking a New Chapter for the Digital-First Bankhttps://finance.yahoo.com/markets/stocks/articles/lendingclub-officially-becomes-happen-bank-130500357.html169975396
"In the Next Decade, We Want to Help Millions More": How Self Financial Is Shaping the Future of Credit Access in Americahttps://www.mtnewswires.com/industry-insights/in-the-next-decade-we-want-to-help-millions-more-how-self-financial-is-shaping-the-future-of-credit-access-in-america11094094
https://www.upstartpoweredloans.com/https://www.upstartpoweredloans.com/1----
Credit Builder Loan | Build Credit | Self-Help Federal Credit Unionhttps://www.self-helpfcu.org/personal/loans/creditbuilder-loans11595294
A New Credit Scoring Model to Reduce Potential Predatory Lending: A Design Science Approachhttps://scholarship.claremont.edu/cgu_etd/718/#main133961995
Best Personal Loans for Good Credit in July 2026 | LendingTreehttps://www.lendingtree.com/personal/best-personal-loans-for-good-credit/14597994
https://www.upgrade.com/help/personal-loan/auto-finance/auto-finance-will-pre-qualification-affect-my-credit-score/https://www.upgrade.com/help/personal-loan/auto-finance/auto-finance-will-pre-qualification-affect-my-credit-score/129961594
Fintech auto lending: A complete guide | Plaidhttps://plaid.com/resources/lending/fintech-auto-lending/146963896
https://www.finder.com/personal-loans/lendingclub-personal-loan-reviewhttps://www.finder.com/personal-loans/lendingclub-personal-loan-review140961194
LendingClub Outgrows Its Name: Here's What's Next for Happen Bank | Banking Advice | U.S. Newshttps://www.usnews.com/banking/articles/lendingclub-outgrows-its-name-heres-whats-next-for-happen-bank156971795
Discover Personal Loan June 2026 Review | Bills.comhttps://www.bills.com/reviews/loans/discover-review11795394
https://www.upstart.com/personal-loans?CJAID=12192355https://www.upstart.com/personal-loans?CJAID=1219235512996895
Self – Credit Builder & Cash - Apps on Google Playhttps://play.google.com/store/apps/details?id=com.selflender.thor&hl=en_US199997897
Prosper loans review: Flexible lending for fair-credit borrowershttps://finance.yahoo.com/personal-finance/personal-loans/review/prosper-loans-review-142628241.html169975396
https://www.avant.com/personal-loans/https://www.avant.com/personal-loans/125961095
Best Personal Loans for Debt Consolidation in 2026 - Firstcardhttps://www.firstcard.app/learn/best-personal-loans-for-debt-consolidation11095093
Personal Loans for Fair Credit: Best of July 2026 | Bankratehttps://www.bankrate.com/loans/personal-loans/fair-credit-loans/150962195
https://help.prosper.com/hc/en-us/sections/201963906-Prosper-help-Personal-loan-FAQs%3Fpage%3D2https://help.prosper.com/hc/en-us/sections/201963906-Prosper-help-Personal-loan-FAQs%3Fpage%3D213296594
Best Personal Loans With No Origination Fee in 2026 | LendingTreehttps://www.lendingtree.com/personal/best-no-fee-personal-loans/14597994
Best Personal Loans for Bad Credit in 2026 - BadCredit.orghttps://www.badcredit.org/review/personal-loans/12796394
https://legalclarity.org/does-opploans-report-to-credit-bureaus-score-impact/https://legalclarity.org/does-opploans-report-to-credit-bureaus-score-impact/128952495
Happen Sheds LendingClub Name and Launches on Nasdaq | PYMNTS.comhttps://www.pymnts.com/news/banking/2026/happen-sheds-lendingclub-name-and-launches-digital-bank/150971795
Top Fintech Lending & Loan Companies To Know 2026 | Built Inhttps://builtin.com/articles/fintech-lending-applications148964196
https://www.achieve.com/personal-loanshttps://www.achieve.com/personal-loans12496494
Self - Credit Builder Loans by Self - Credit Building App Onlinehttps://www.self.inc/home/dashboard13296894
Oportun Personal Loan Review 2026 | MoneyRateshttps://www.moneyrates.com/personal-loans/oportun-personal-loan-review.htm12095094
https://clearvaluelending.com/reviews/onemain-financial-personal-loanhttps://clearvaluelending.com/reviews/onemain-financial-personal-loan1093093
Best Credit Builder Loans of 2026: Top 10 Picks to Build Your Credit Fast - Firstcardhttps://www.firstcard.app/learn/best-credit-builder-loans-of-202511095093
Prosper Review 2026: Personal Loans up to $50,000 | Financerhttps://financer.com/review/prosper/130952395
https://clearvaluelending.com/reviews/upstart-personal-loanhttps://clearvaluelending.com/reviews/upstart-personal-loan1093093
Best personal loans for fair credit of January 2026https://www.cnbc.com/select/best-personal-loans-fair-good-credit/162972495
Best Personal Loans for Fair Credit in June 2026 - Crediblehttps://www.credible.com/personal-loan/best-personal-loans-fair-credit12795594
https://www.achieve.com/learn/personal-loans/how-do-personal-loans-workhttps://www.achieve.com/learn/personal-loans/how-do-personal-loans-work12496494
LendingClub Rebrands to Happen Bank | PYMNTS.comhttps://www.pymnts.com/news/digital-banking/2026/lendingclub-signals-expanded-capabilities-with-happen-bank-rebrand/150971795
Best Loans for Bad Credit of July 2026 - NerdWallethttps://www.nerdwallet.com/best/loans/personal-loans/best-bad-credit-loans149971495
https://onemainfinancialapply.com/https://onemainfinancialapply.com/1----
Self Credit-Builder Loan: How It Works - NerdWallethttps://www.nerdwallet.com/personal-loans/learn/self-lender-credit-builder-loans149971495
These services can help build your credit score | Bankratehttps://www.bankrate.com/credit-cards/advice/credit-building-apps/150962195
https://www.joinkudos.com/blog/does-oportun-report-to-credit-bureaushttps://www.joinkudos.com/blog/does-oportun-report-to-credit-bureaus11595094
Oportun Personal Loan Reviews 2026 | Intuit Credit Karmahttps://www.creditkarma.com/reviews/personal-loan/single/id/Oportun-Personal-Loans143961294
https://www.achieve.com/learn/personal-loans/how-much-personal-loan-can-i-qualify-forhttps://www.achieve.com/learn/personal-loans/how-much-personal-loan-can-i-qualify-for12496494
Personal Loans for Fair Credithttps://www.citi.com/personal-loans/learning-center/basics/personal-loans-with-fair-credit145962095
https://www.nerdwallet.com/personal-loans/reviews/onemain-financial-personal-loans?msockid=3f4b5894869663f909df4e3a872462c9https://www.nerdwallet.com/personal-loans/reviews/onemain-financial-personal-loans?msockid=3f4b5894869663f909df4e3a872462c9149971495
Goodbye, LendingClub. Digital bank rebrands as Happen Bank | American Bankerhttps://www.americanbanker.com/news/goodbye-lendingclub-digital-bank-rebrands-as-happen-bank14296594
https://www.nerdwallet.com/personal-loans/best/bad-credit-loans?msockid=1524c0edc10864921f07d63fc07665a8https://www.nerdwallet.com/personal-loans/best/bad-credit-loans?msockid=1524c0edc10864921f07d63fc07665a8149971495
Credit Builder Loans | Self-Help Credit Unionhttps://www.self-help.org/personal/loans/creditbuilder-loans12195394
Happy Money Personal Loans Review 2026 | U.S. Newshttps://money.usnews.com/loans/personal-loans/reviews/happy-money-personal156974195
https://www.achieve.com/learn/personal-loans/how-to-get-approved-for-personal-loanhttps://www.achieve.com/learn/personal-loans/how-to-get-approved-for-personal-loan12496494
Best Personal Loans for Bad Credit of July 2026https://www.cnbc.com/select/best-personal-loans-for-bad-credit/162972495
Prosper® Card review: An Unsecured Credit-Building Card With a High APR | Intuit Credit Karmahttps://www.creditkarma.com/credit-cards/insights/prosper-card143961294
https://onemainfinancialsapply.com/disclosures.htmlhttps://onemainfinancialsapply.com/disclosures.html1----
Best Personal Loans for Fair Credithttps://www.moneycrashers.com/best-personal-loans-for-fair-credit/13495194
https://legalclarity.org/does-a-secured-loan-build-credit-how-it-works/https://legalclarity.org/does-a-secured-loan-build-credit-how-it-works/128952495
From LendingClub to Happen Bank: A Calculated Rebrand for a New Era - BriefGlance.comhttps://briefglance.com/articles/from-lendingclub-to-happen-bank-a-calculated-rebrand-for-a-new-era123951894
Best Personal Loan Rates for July 2026 | Bankratehttps://www.bankrate.com/loans/personal-loans/rates/150962195
https://www.achieve.com/learn/money-tips-education/what-is-a-hard-inquiry-or-hard-credit-pullhttps://www.achieve.com/learn/money-tips-education/what-is-a-hard-inquiry-or-hard-credit-pull12496494
Self Credit Building Program (Formerly Self Lender) | Banks.comhttps://www.banks.com/profile/self/11195094
Online Personal Loans from $2,500 to $40,000 | Discover®https://www.discover.com/personal-loans/141961995
https://www.bestegg.com/https://www.bestegg.com/12096595
Prosper 2026 Personal Loan Review - NerdWallethttps://www.nerdwallet.com/personal-loans/reviews/prosper-personal-loans149971495
https://www.occ.gov/topics/supervision-and-examination/financial-technology/responsible-innovation/comments/comment-oportun.pdfhttps://www.occ.gov/topics/supervision-and-examination/financial-technology/responsible-innovation/comments/comment-oportun.pdf139962395
Personal Loans for Fair Credit - Experianhttps://www.experian.com/loans/personal/fair-credit/153972295
https://www.avant.com/cardmember_agreement.Wehttps://www.avant.com/cardmember_agreement.We125961095
LendingClub to Become Happen Bank, a Digital Bank for People Going Placeshttps://www.prnewswire.com/news-releases/lendingclub-to-become-happen-bank-a-digital-bank-for-people-going-places-302748624.html164971895
https://www.prosper.com/Downloads/Legal/prosper10k12312013.pdfhttps://www.prosper.com/Downloads/Legal/prosper10k12312013.pdf132962195
Self-Help Credit Union | Community-Focused Bankinghttps://www.self-help.org/12195394
The Fed - FinTech-Issued Personal Loans in the U.S.https://www.federalreserve.gov/econres/notes/feds-notes/fintech-issued-personal-loans-in-the-us-20230830.html152972195
https://www.reddit.com/r/CreditScore/comments/1jgqyo5https://www.reddit.com/r/CreditScore/comments/1jgqyo5172976496
What is a credit-builder loan? | Oportunhttps://oportun.com/financial-education/what-is-a-credit-builder-loan/122951695
https://resource.lendingpoint.com/wp-content/uploads/2021/07/19160211/07.14.21-Fact-Sheet.pdfhttps://resource.lendingpoint.com/wp-content/uploads/2021/07/19160211/07.14.21-Fact-Sheet.pdf12096193
Prosper help - Personal loans, payment support and info – Help is on the way.https://help.prosper.com/hc/en-us/articles/360046914872-Prosper-help-Personal-loans-payment-support-and-info13296594
https://www.prosper.com/Downloads/Legal/prosper10k12312010.pdfhttps://www.prosper.com/Downloads/Legal/prosper10k12312010.pdf132962195
Best Personal Loans with the Lowest Rates in July 2026 | LendingTreehttps://www.lendingtree.com/personal/14597994
https://www.upstart.com/promissory_notehttps://www.upstart.com/promissory_note12996895
Best personal loans for bad credit for July 2026https://finance.yahoo.com/personal-finance/personal-loans/article/best-personal-loans-for-bad-credit-211415243.html169975396
https://resource.lendingpoint.com/wp-content/uploads/2021/06/New-Mexico-Loan-Rate-and-Fees-Disclosure-amended-1-31-19.pdfhttps://resource.lendingpoint.com/wp-content/uploads/2021/06/New-Mexico-Loan-Rate-and-Fees-Disclosure-amended-1-31-19.pdf12096193
How to improve your credit score with a personal loanhttps://www.bankrate.com/loans/personal-loans/improve-credit-score-with-personal-loan/150962195
https://www.onemainfinancial.com/pdf/nmConsumerBrochure.pdfhttps://www.onemainfinancial.com/pdf/nmConsumerBrochure.pdf12696294
Easiest personal loans to get in 2026https://www.cnbc.com/select/easiest-personal-loans/162972495
https://investor.oportun.com/sec-filings/all-sec-filings/content/0000950123-18-009827/0000950123-18-009827.pdfhttps://investor.oportun.com/sec-filings/all-sec-filings/content/0000950123-18-009827/0000950123-18-009827.pdf12295194
LendingClub vs. Prosper (2026) | ConsumerAffairs®https://www.consumeraffairs.com/finance/lendingclub-vs-prosper.html14797795
https://www.prosper.com/Downloads/Legal/prosper10k12312021.pdfhttps://www.prosper.com/Downloads/Legal/prosper10k12312021.pdf132962195
https://investor.oportun.com/sec-filings/all-sec-filings/content/0001538716-24-000106/0001538716-24-000106.pdfhttps://investor.oportun.com/sec-filings/all-sec-filings/content/0001538716-24-000106/0001538716-24-000106.pdf12295194
https://www.prosper.com/Downloads/Legal/prosper10ka12312012.pdfhttps://www.prosper.com/Downloads/Legal/prosper10ka12312012.pdf132962195
https://stlofe.org/wp-content/uploads/2019/08/Workplace-Wellness-Guide.pdfhttps://stlofe.org/wp-content/uploads/2019/08/Workplace-Wellness-Guide.pdf1294194
https://www.lendingclub.com/pf-assets/components/practicetools/pdf/09.09.20_DE17-026_PrctFeeSnp_234_r1.pdfhttps://www.lendingclub.com/pf-assets/components/practicetools/pdf/09.09.20_DE17-026_PrctFeeSnp_234_r1.pdf137961594
https://www.reddit.com/r/personalfinance/comments/17mzl9qhttps://www.reddit.com/r/personalfinance/comments/17mzl9q172976496
https://www.reddit.com/r/personalfinance/comments/1re2fe1/auto_refinance_with_lendingclub/https://www.reddit.com/r/personalfinance/comments/1re2fe1/auto_refinance_with_lendingclub/172976496
https://www.reddit.com/r/CRedit/comments/1udmqzo/unknown_personal_loan_appeared_on_my_credit/https://www.reddit.com/r/CRedit/comments/1udmqzo/unknown_personal_loan_appeared_on_my_credit/172976496
https://www.reddit.com/r/CRedit/comments/1tv7p6a/onemain_financial/https://www.reddit.com/r/CRedit/comments/1tv7p6a/onemain_financial/172976496
https://www.responsiblelending.org/sites/default/files/nodes/files/research-publication/crl-oportun-abusive-debt-mar2022.pdfhttps://www.responsiblelending.org/sites/default/files/nodes/files/research-publication/crl-oportun-abusive-debt-mar2022.pdf12896294
https://www.reddit.com/r/CreditScore/comments/1tro0b7/how_do_you_get_a_unsecured_loan_from_onemain/https://www.reddit.com/r/CreditScore/comments/1tro0b7/how_do_you_get_a_unsecured_loan_from_onemain/172976496
https://www.reddit.com/r/Debt/comments/1q9mous/upstart_loan_preapproval/https://www.reddit.com/r/Debt/comments/1q9mous/upstart_loan_preapproval/172976496
https://www.reddit.com/r/personalfinance/comments/lqsqtphttps://www.reddit.com/r/personalfinance/comments/lqsqtp172976496
https://www.reddit.com/r/PayDayLoanOnline/comments/1ae65gbhttps://www.reddit.com/r/PayDayLoanOnline/comments/1ae65gb172976496
https://www.reddit.com/r/personalfinance/comments/en1r1ohttps://www.reddit.com/r/personalfinance/comments/en1r1o172976496
https://www.reddit.com/r/Debt/comments/1pc8szr/upstart_personal_loan_for_4000/https://www.reddit.com/r/Debt/comments/1pc8szr/upstart_personal_loan_for_4000/172976496
https://www.reddit.com/r/CRedit/comments/1o3lk5m/one_main_financial/https://www.reddit.com/r/CRedit/comments/1o3lk5m/one_main_financial/172976496
https://www.reddit.com/r/personalfinance/comments/1pc30z7/upstart_personal_loan_for_medical_expenses/https://www.reddit.com/r/personalfinance/comments/1pc30z7/upstart_personal_loan_for_medical_expenses/172976496
https://www.reddit.com/r/personalfinance/comments/1ryj6qm/pre_approved_at_prosper/https://www.reddit.com/r/personalfinance/comments/1ryj6qm/pre_approved_at_prosper/172976496
https://www.reddit.com/r/USAloans/comments/1hgnb0ghttps://www.reddit.com/r/USAloans/comments/1hgnb0g172976496
https://www.reddit.com/r/debtfree/comments/1mn1w7v/onemain_financial/https://www.reddit.com/r/debtfree/comments/1mn1w7v/onemain_financial/172976496
https://www.reddit.com/r/CRedit/comments/neidghhttps://www.reddit.com/r/CRedit/comments/neidgh172976496
https://www.reddit.com/r/loansharks/comments/1odxkpr/anyone_have_experience_with_prosper_trying_to/https://www.reddit.com/r/loansharks/comments/1odxkpr/anyone_have_experience_with_prosper_trying_to/172976496
https://www.reddit.com/r/CRedit/comments/fa23olhttps://www.reddit.com/r/CRedit/comments/fa23ol172976496
https://www.reddit.com/r/personalfinance/comments/1ou9ylg/prosper_loan_is_it_a_bad_idea/https://www.reddit.com/r/personalfinance/comments/1ou9ylg/prosper_loan_is_it_a_bad_idea/172976496
https://www.reddit.com/r/u_Profession-writer/comments/oh2c55https://www.reddit.com/r/u_Profession-writer/comments/oh2c55172976496
https://www.reddit.com/r/CRedit/comments/1ql538e/onemain_financial_secured_loan_or_better_options/https://www.reddit.com/r/CRedit/comments/1ql538e/onemain_financial_secured_loan_or_better_options/172976496
https://www.reddit.com/r/personalfinance/comments/txa204https://www.reddit.com/r/personalfinance/comments/txa204172976496
https://www.reddit.com/r/loansharks/comments/1mnyzz0/lendingclub_personal_loans_reviews/https://www.reddit.com/r/loansharks/comments/1mnyzz0/lendingclub_personal_loans_reviews/172976496
https://www.nerdwallet.com/personal-loans/best/bad-credit-loans?msockid=1524c0edc10864921f07d63fc07665a8&utm_source=openaihttps://www.nerdwallet.com/personal-loans/best/bad-credit-loans?msockid=1524c0edc10864921f07d63fc07665a8&utm_source=openai149971495
https://www.upstart.com/personal-loans?CJAID=12192355&utm_source=openaihttps://www.upstart.com/personal-loans?CJAID=12192355&utm_source=openai12996895
https://www.avant.com/personal-loans/?utm_source=openaihttps://www.avant.com/personal-loans/?utm_source=openai125961095
https://www.onemainfinancial.com/personal-loans?utm_source=openaihttps://www.onemainfinancial.com/personal-loans?utm_source=openai12696294
https://www.onemainfinancial.com/check-offers/one-click-test?utm_source=openaihttps://www.onemainfinancial.com/check-offers/one-click-test?utm_source=openai12696294
https://www.bestegg.com/?utm_source=openaihttps://www.bestegg.com/?utm_source=openai12096595
https://www.finder.com/personal-loans/lendingclub-personal-loan-review?utm_source=openaihttps://www.finder.com/personal-loans/lendingclub-personal-loan-review?utm_source=openai140961194
https://www.achieve.com/personal-loans?utm_source=openaihttps://www.achieve.com/personal-loans?utm_source=openai12496494
https://www.lendingpoint.com/knowledge-center/financial-education/whats-the-difference-between-a-hard-and-soft-credit-check/?utm_source=openaihttps://www.lendingpoint.com/knowledge-center/financial-education/whats-the-difference-between-a-hard-and-soft-credit-check/?utm_source=openai12096294
https://www.finder.com/short-term-loans/oportun-review?utm_source=openaihttps://www.finder.com/short-term-loans/oportun-review?utm_source=openai140961194
Model Comparison

Compare two models

Pick a model for each column to compare their recommendation patterns side by side.

Full Results

All recommended domains

Every domain the AI models recommended in web-search fanout runs for Credit Builder, ranked by the influence-weighted score from the Score chart above, with each domain's link authority from the Common Crawl web graph. Click a domain for its site profile.

DomainScoreAppearances% of QueriesDomain PRDomain HCHost PRHost HC
upstart.com8.6510.02996895
upgrade.com3.5510.029961594
self.inc2.736.03296894
onemainfinancial.com1.236.02696294
sofi.com1.112.043971495
avant.com1.148.025961095
lendingclub.com0.624.037961594
bestegg.com0.424.02096595
prosper.com0.436.032962195
oportun.com0.336.022951695
happymoney.com0.324.019951395
lendingpoint.com0.336.02096294
discover.com0.312.041961995
achieve.com0.212.02496494
happen.com0.212.01095092
moneylion.com0.212.02795394
universalcredit.com0.124.0494394
possiblefinance.com0.112.02896194
kikoff.com0.112.019951594
seedfi.com0.112.0695094
creditstrong.com0.112.01795293
ava.finance0.112.0093092
flexpathdxp.com0.112.049500
havepbank.com0.112.00000
onemd.com0.012.00000