| It's harder to get home insurance. That's changing communities across the U.S. | https://www.npr.org/2025/11/12/nx-s1-5546754/climate-home-insurance-cop30-prices-expensive-disasters | 51 | 62 | 97 | 25 | 95 |
| Insurance commissioner candidates float bigger California role | https://calmatters.org/economy/2026/05/california-insurance-candidates-public-options/ | 44 | 38 | 96 | 33 | 95 |
| Homeowners Insurance Non-Renewal: What to Know | https://www.nerdwallet.com/insurance/homeowners/learn/home-insurance-nonrenewal | 42 | 49 | 97 | 14 | 95 |
| Wildfire and insurance options for homeowner coverage | https://headwaterseconomics.org/natural-hazards/wildfire/wildfire-and-insurance-options-homeowner-coverage/ | 42 | 27 | 96 | 20 | 95 |
| How Is Climate Change Impacting Home Insurance Rates? | https://www.usnews.com/insurance/homeowners-insurance/climate-change-and-rates | 40 | 56 | 97 | 17 | 95 |
| 2025 Realtor.com Housing and Climate Risk Report | https://www.realtor.com/research/climate-risk-2025/ | 39 | 50 | 97 | 32 | 95 |
| A Guide to Florida Flood Insurance (2026) | https://insurify.com/homeowners-insurance/florida/flood-insurance/ | 35 | 28 | 95 | 23 | 95 |
| Hurricane Insurance in Florida: What Homeowners Need to Know | https://insurify.com/homeowners-insurance/florida/hurricane-insurance/ | 35 | 28 | 95 | 23 | 95 |
| High-Risk Homeowners: 67% Would Weather Climate Risk for a Good Deal on a House | https://insurify.com/homeowners-insurance/insights/homeowners-climate-risk-areas-report-damage/ | 35 | 28 | 95 | 23 | 95 |
| Complete Guide to Hurricane Insurance (2026 Guide) | https://www.nerdwallet.com/insurance/homeowners/learn/hurricane-insurance | 35 | 49 | 97 | 14 | 95 |
| Do You Need Flood Insurance? | https://www.consumerreports.org/money/flood-insurance/do-you-need-flood-insurance-a9685836780/ | 35 | 51 | 97 | 18 | 95 |
| The ‘New Tornado Alley’: Increased Risks and What Homeowners Should Know in 2026 | https://www.usnews.com/insurance/homeowners-insurance/new-tornado-alley-2026-shifting-risks | 35 | 56 | 97 | 17 | 95 |
| How Much Does Flood Insurance Cost? See 2026 Rates | https://www.nerdwallet.com/insurance/homeowners/learn/flood-insurance-cost | 35 | 49 | 97 | 14 | 95 |
| In Vulnerable Areas, Climate Risk Drives Home Insurance Non-Renewals, Not Just Rate Hikes | https://insurify.com/homeowners-insurance/insights/climate-risk-increasing-non-renewal-rates/ | 35 | 28 | 95 | 23 | 95 |
| What to Do If Homeowners Insurance Is Canceled | https://www.consumerreports.org/money/homeowners-insurance/home-insurance-canceled-or-skyrocketing-premium-what-to-do-a2430720664/ | 35 | 51 | 97 | 18 | 95 |
| Column | Insuring your home has never been harder. Here’s how to do it. | https://www.washingtonpost.com/climate-environment/interactive/2024/home-insurance-climate-change-premiums-strategies/ | 35 | 72 | 97 | 29 | 95 |
| How Much Does Flood Insurance Cost in 2026? | https://www.kiplinger.com/personal-finance/home-insurance/how-much-does-flood-insurance-cost | 35 | 43 | 96 | 9 | 94 |
| Homeowners insurance has soared over 50% in these states | https://www.cnbc.com/select/homeowners-insurance-has-skyrocketed-over-50percent-in-these-states/ | 33 | 62 | 97 | 24 | 95 |
| Insurance companies are shedding thousands of WA home policies. Here's why | https://www.seattletimes.com/business/real-estate/wa-homeowners-struggle-to-find-insurance-in-areas-of-perceived-wildfire-risk/ | 32 | 50 | 97 | 25 | 95 |
| Wildfire risk is driving up insurance costs for Colorado homeowners | https://source.colostate.edu/wildfire-risk-is-driving-up-insurance-costs-for-colorado-homeowners/ | 29 | 47 | 97 | 21 | 95 |
| NM Insurance Superintendent asks for extension of nation’s largest wildfire mitigation program | https://sourcenm.com/2025/11/20/nm-insurance-superintendent-asks-for-extension-of-nations-largest-wildfire-mitigation-program/ | 29 | 24 | 96 | 17 | 95 |
| Have a high-risk home? Here's how to get homeowners insurance | https://www.cnbc.com/select/how-to-get-homeowners-insurance-for-a-high-risk-home/ | 28 | 62 | 97 | 24 | 95 |
| Here's why you can't get home insurance in California | https://www.universityofcalifornia.edu/news/heres-why-you-cant-get-home-insurance-california | 28 | 41 | 96 | 17 | 95 |
| Flood Insurance in Florida: 2026 Cost and Coverage Guide | https://www.nerdwallet.com/insurance/homeowners/learn/flood-insurance-florida | 28 | 49 | 97 | 14 | 95 |
| Wildfire Risk Rising: Could Your Home Insurer Drop You Just Before Fire Season? | https://www.investopedia.com/wildfire-risk-rising-could-your-home-insurer-drop-you-just-before-fire-season-11755994 | 28 | 58 | 97 | 21 | 95 |
| How is climate change impacting home insurance markets? | https://www.brookings.edu/articles/how-is-climate-change-impacting-home-insurance-markets/ | 28 | 53 | 97 | 11 | 95 |
| How Climate Disasters Are Breaking the Homeowners Insurance Market | https://earth911.com/home-garden/how-climate-disasters-are-breaking-the-homeowners-insurance-market/ | 28 | 35 | 95 | 30 | 95 |
| 14 States with the Cheapest Home Insurance in 2026 | https://www.kiplinger.com/personal-finance/10-states-with-the-cheapest-home-insurance | 28 | 43 | 96 | 9 | 94 |
| Wildfire Insurance: Complete Homeowner's Guide | https://www.nerdwallet.com/insurance/homeowners/learn/wildfire-insurance | 28 | 49 | 97 | 14 | 95 |
| Why Idaho Home Insurance Premiums Have Increased by 17% in 2024 | https://insurify.com/homeowners-insurance/insights/rising-idaho-home-insurance-rates/ | 28 | 28 | 95 | 23 | 95 |
| Column | See if your city is poised to bounce back from the next climate disaster | https://www.washingtonpost.com/climate-environment/interactive/2024/climate-risk-resilience-factors-us-cities/ | 27 | 72 | 97 | 29 | 95 |
| 10 largest home insurance companies in Florida | https://www.insurancebusinessmag.com/us/guides/10-largest-home-insurance-companies-in-florida-558215.aspx | 26 | 40 | 96 | 5 | 94 |
| California says insurers must cover certain zip codes to reap new state-mandated rewards | https://www.cbsnews.com/sacramento/news/california-new-insurance-plan-zip-codes/ | 26 | 59 | 97 | 20 | 95 |
| 10 States Where Climate Change Isn’t Driving Home Insurance Spikes | https://insurify.com/homeowners-insurance/insights/states-with-climate-stable-home-insurance/ | 26 | 28 | 95 | 23 | 95 |
| Here’s Where Homeowners Insurance Costs the Most—and the Least | https://www.realtor.com/advice/finance/states-with-highest-homeowners-insurance-costs/ | 26 | 50 | 97 | 32 | 95 |
| These Are the Hardest Places in the U.S. to Get Homeowners Insurance | https://www.housebeautiful.com/design-inspiration/real-estate/a63424274/hardest-places-in-the-us-to-get-homeowners-insurance/ | 26 | 41 | 96 | 11 | 94 |
| PD Editorial: Ben Allen is the best pick to be California’s next insurance commissioner | https://www.pressdemocrat.com/2026/05/22/pd-editorial-ben-allen-is-best-pick-for-insurance-post/ | 25 | 35 | 96 | 2 | 94 |
| A Deeper Look at California’s Homeowner Insurance Challenges | https://www.ppic.org/blog/a-deeper-look-at-californias-homeowner-insurance-challenges/ | 24 | 34 | 96 | 2 | 94 |
| Home insurance crisis forcing thousands of San Diego homeowners onto costly FAIR Plan | https://www.kpbs.org/news/economy/2024/04/25/california-insurance-crisis-san-diego-homeowners-fair-plan | 24 | 35 | 96 | 2 | 94 |
| Flood Insurance Costs Could Soar 64% Without Government-Backed NFIP | https://insurify.com/homeowners-insurance/insights/flood-insurance-cost-without-nfip/ | 24 | 28 | 95 | 23 | 95 |
| The race- and place-based factors influencing homeowners insurance in the climate change era | https://www.brookings.edu/articles/the-race-and-place-based-factors-influencing-homeowners-insurance-in-the-climate-change-era/ | 23 | 53 | 97 | 11 | 95 |
| North Carolina’s disaster risk is high. How does that affect home insurance premiums? | https://www.bpr.org/climate-environment/2026-03-18/north-carolinas-disaster-risk-is-high-how-does-that-affect-home-insurance-premiums | 23 | 21 | 95 | 2 | 94 |
| Is your state becoming uninsurable? We have the latest data. | https://grist.org/economics/is-your-state-becoming-uninsurable-we-have-the-latest-data/ | 23 | 40 | 96 | 34 | 96 |
| Where rising climate risks and insurance costs will hit hardest | https://www.brookings.edu/articles/where-rising-climate-risks-and-insurance-costs-will-hit-hardest/ | 23 | 53 | 97 | 11 | 95 |
| Natural Disaster Preparedness — How to Ensure Your Homeowners Insurance Covers the Unexpected | https://www.whitecoatinvestor.com/natural-disaster-preparedness-homeowners-insurance/ | 23 | 25 | 96 | 7 | 94 |
| Southern Oregon property owners grapple with a shifting insurance market | https://www.opb.org/article/2024/07/14/southern-oregon-property-insurance-market/ | 23 | 39 | 96 | 5 | 94 |
| Will climate change make your homeowners insurance unaffordable? Here's what you need to know | https://www.cnbc.com/select/climate-change-may-make-homeowners-insurance-unaffordable/ | 23 | 62 | 97 | 24 | 95 |
| Mind the gap: Rising disaster costs, declining insurance coverage leave homeowners at risk | https://frontiergroup.org/articles/mind-the-gap-rising-disaster-costs-declining-insurance-coverage-leave-homeowners-at-risk/ | 23 | 35 | 95 | 35 | 94 |
| How Climate Risks Are Putting Home Insurance Out of Reach | https://e360.yale.edu/features/climate-change-home-insurance | 23 | 56 | 97 | 32 | 95 |
| A Public Model for Home Insurance | https://dissentmagazine.org/article/a-public-model-for-home-insurance/ | 23 | 29 | 96 | 10 | 95 |
| Is Your Dream Home in a Climate Danger Zone? Red Flags To Consider Before Buying | https://www.investopedia.com/is-your-dream-home-in-a-climate-danger-zone-red-flags-to-consider-before-buying-11751058 | 23 | 58 | 97 | 21 | 95 |
| 10 States Facing the Highest Financial Losses from Severe Weather | https://insurify.com/homeowners-insurance/insights/severe-weather-states/ | 23 | 28 | 95 | 23 | 95 |
| Wildfire risk drives 84% spike in California home insurance costs in 5 years, Stanford study finds | https://abc7news.com/post/california-home-insurance-premiums-spike-84-wildfire-risk-grows-stanford-researchers-say/19436810/ | 22 | 39 | 96 | 33 | 95 |
| Map shows how much home insurance rates have risen in every California ZIP code | https://www.sfchronicle.com/california/article/home-insurance-rate-increases-data-22306459.php | 22 | 49 | 97 | 8 | 95 |
| Even Low-Risk Homes Are Caught Up in California’s Climate Insurance Crisis | https://www.insurancejournal.com/news/west/2026/03/16/862079.htm | 22 | 40 | 96 | 2 | 94 |
| Staggering surge in California insurance costs seen across state as new map reveals hardest hit areas | https://nypost.com/2026/06/17/us-news/california-insurance-costs-surge-wildfire-risk-zones-see-biggest-spike/ | 22 | 56 | 97 | 49 | 96 |
| Hail, not wildfire, driving largest increase in Colorado’s homeowners insurance premiums | https://www.cpr.org/2026/02/11/hail-increase-homeowners-insurance-premiums-colorado/ | 22 | 43 | 96 | 5 | 94 |
| Wildfires drive up homeowners’ insurance costs in Utah — What can you do? | https://www.abc4.com/utah-weather/wildfire/wildfires-homeowners-insurance-costs-rising-utah/ | 22 | 32 | 96 | 3 | 94 |
| Wildfire risk represents 22% of home insurance costs in Routt County | https://www.steamboatpilot.com/news/wildfire-risk-represents-22-of-home-insurance-costs-in-routt-county/ | 22 | 27 | 95 | 1 | 94 |
| California’s FAIR Plan carries growing load as insurers retreat beyond wildfire zones | https://www.insurancebusinessmag.com/us/news/catastrophe/californias-fair-plan-carries-growing-load-as-insurers-retreat-beyond-wildfire-zones-568596.aspx | 22 | 40 | 96 | 5 | 94 |
| The California Home Insurance Challenge in Eight Charts | https://ternercenter.berkeley.edu/research-and-policy/the-california-home-insurance-challenge-in-eight-charts/ | 22 | 60 | 97 | 18 | 95 |
| Insurance carriers can now carve out wildfire coverage from Nevada homeowner policies | https://thenevadaindependent.com/article/insurance-carriers-can-now-carve-out-wildfire-coverage-from-nevada-homeowner-policies | 22 | 30 | 96 | 24 | 95 |
| Wildfire risk drives FAIR Plan insurance hikes in California | https://www.nbcbayarea.com/news/local/california-wildfire-risk-insurance-hikes/4087992/ | 22 | 39 | 96 | 9 | 94 |
| Firewise Insurance Discounts | https://www.nfpa.org/news-blogs-and-articles/blogs/2022/12/15/new-rules-benefit-california-property-owners-in-firewise-sites | 22 | 48 | 96 | 21 | 95 |
| California Promised Insurance Relief, But Delivered Loopholes | https://www.nytimes.com/2025/11/01/us/los-angeles-california-fire-insurance-regulations.html | 22 | 68 | 97 | 35 | 96 |
| How destructive weather is stirring up home insurance storms | https://www.realestatenews.com/2025/11/11/how-destructive-weather-is-stirring-up-home-insurance-storms | 22 | 25 | 95 | 1 | 93 |
| Forging a resilient future for California’s homeowners and insurers | https://www.mckinsey.com/industries/financial-services/our-insights/forging-a-resilient-future-for-californias-homeowners-and-insurers | 22 | 62 | 97 | 29 | 95 |
| California homeowners could qualify for grants for new roofs and fire safety | https://calmatters.org/economy/2026/01/california-safe-homes-grants/ | 22 | 38 | 96 | 33 | 95 |
| A Climate ‘Shock’ Is Eroding Some Home Values. New Data Shows How Much. | https://www.nytimes.com/interactive/2025/11/19/climate/home-insurance-costs-real-estate-market.html | 22 | 68 | 97 | 35 | 96 |
| 5 Best Homeowners Insurance Companies of 2026 | https://money.com/best-home-insurance/ | 21 | 46 | 97 | 38 | 95 |
| ‘Above-Normal’ Atlantic Hurricane Season Could Cause Surge in Home Insurance Rates | https://insurify.com/homeowners-insurance/insights/hurricane-season-projections/ | 21 | 28 | 95 | 23 | 95 |
| NZ’s rising house insurance premiums warn of a system under strain | https://theconversation.com/nzs-rising-house-insurance-premiums-warn-of-a-system-under-strain-277088 | 21 | 57 | 97 | 51 | 96 |
| The best homeowners insurance in Texas in 2026 | https://www.cnbc.com/select/best-homeowners-insurance-texas/ | 19 | 62 | 97 | 24 | 95 |
| How to get home insurance in a coastal area | https://www.rate.com/insurance/resources/how-to-get-home-insurance-in-a-coastal-area/ | 19 | 30 | 96 | 15 | 94 |
| The best flood insurance companies of 2026 | https://www.cnbc.com/select/best-flood-insurance/ | 19 | 62 | 97 | 24 | 95 |
| The New Tornado Alley: How Expanding Severe Storm Risk Is Disrupting Home Insurance | https://insurify.com/homeowners-insurance/insights/new-tornado-alley-expanding-storm-risk/ | 19 | 28 | 95 | 23 | 95 |
| Do You Need Windstorm Insurance in Florida? | https://insurify.com/homeowners-insurance/florida/windstorm-insurance/ | 19 | 28 | 95 | 23 | 95 |
| Do Kin Insurance ratings indicate a strong carrier? | https://www.insurancebusinessmag.com/us/guides/do-kin-insurance-ratings-indicate-a-strong-carrier-548708.aspx | 19 | 40 | 96 | 5 | 94 |
| Choose the Best Homeowners Insurance for You | https://www.consumerreports.org/money/homeowners-insurance/buying-guide/ | 19 | 51 | 97 | 18 | 95 |
| Best earthquake insurance companies: A broker's guide | https://www.insurancebusinessmag.com/us/guides/best-earthquake-insurance-companies-a-brokers-guide-542205.aspx | 19 | 40 | 96 | 5 | 94 |
| 5 Best Homeowners Insurance Companies in Pennsylvania in 2025 | https://money.com/best-home-insurance-pennsylvania/ | 19 | 46 | 97 | 38 | 95 |
| A Blueprint For Solving The Homeowners Insurance Crisis | https://nationalmortgageprofessional.com/news/blueprint-solving-homeowners-insurance-crisis | 19 | 31 | 96 | 24 | 95 |
| Comparing National Flood Insurance Frameworks: Lessons and Trade-Offs | https://carnegieendowment.org/research/2025/05/comparing-national-flood-insurance-frameworks-lessons-and-trade-offs | 19 | 49 | 97 | 37 | 95 |
| Oregon homeowners face soaring premiums, few property insurance options over wildfires | https://www.opb.org/article/2024/02/26/wildfire-protection-insurance-premium-oregon-wildfires-homeowners-fire-policies/ | 19 | 39 | 96 | 5 | 94 |
| What to Do If Your Homeowners Insurance Is Cancelled: a Guide in 2025 | https://www.businessinsider.com/personal-finance/homeowners-insurance/dropped-home-insurance | 19 | 62 | 97 | 28 | 95 |
| 2024-03-25 | https://portal.ct.gov/cid/press-releases/2024-press-releases/2024-03-25 | 19 | - | - | 46 | 96 |
| The Costly Mistake Homeowners Make About Their Flood Risk–Here’s How to Check | https://www.investopedia.com/the-costly-mistake-homeowners-make-about-their-flood-risk-here-s-how-to-check-11745866 | 19 | 58 | 97 | 21 | 95 |
| Best Homeowners/Renters Insurance 2026 | https://www.newsweek.com/readerschoice/best-homeowners-renters-insurance-2026 | 19 | 56 | 97 | 16 | 95 |
| Weather damage costs billions: How home insurance helps | https://www.wesh.com/article/home-owner-insurance-weather-damage-18140518/44298416 | 19 | 32 | 96 | 1 | 94 |
| Average Homeowners Insurance Cost in 2025 | https://www.businessinsider.com/personal-finance/homeowners-insurance/average-homeowners-insurance-cost | 19 | 62 | 97 | 28 | 95 |
| Consumer Reports ranks best and worst homeowners insurers | https://www.insurancebusinessmag.com/us/news/property/consumer-reports-ranks-best-and-worst-homeowners-insurers-551023.aspx | 19 | 40 | 96 | 5 | 94 |
| Self-Insurance is On the Rise Among Homeowners — But Is It Safe? | https://www.valuepenguin.com/news/self-insurance-on-the-rise | 19 | 36 | 96 | 2 | 94 |
| Is Your Homeowners Insurance Ready For The Next Natural Disaster? | https://www.forbes.com/advisor/homeowners-insurance/ready-for-natural-disaster/ | 19 | 68 | 97 | 32 | 95 |
| Do You Really Need Flood Insurance? Here’s How To Know | https://www.forbes.com/advisor/homeowners-insurance/do-you-need-flood-insurance/ | 19 | 68 | 97 | 32 | 95 |
| Insurance coverage every Missouri and Kansas homeowner needs for tornado season | https://www.kmbc.com/article/missouri-kansas-insurance-homeowners-tornado-season/44042364 | 19 | 28 | 96 | 1 | 94 |
| Get the Insurance You Need at a Great Price | https://www.consumerreports.org/money/get-the-insurance-you-need-at-a-great-price-a9133298560/ | 19 | 51 | 97 | 18 | 95 |
| Flood Insurance: What It Is And What It Covers | https://www.forbes.com/advisor/homeowners-insurance/flood-insurance/ | 19 | 68 | 97 | 32 | 95 |
| Frontline Insurance rating guide: What leading ratings companies say | https://www.insurancebusinessmag.com/us/guides/frontline-insurance-rating-guide-what-leading-ratings-companies-say-548716.aspx | 19 | 40 | 96 | 5 | 94 |
| Housing Resilience: Challenges and Best Practices | https://www.nar.realtor/on-common-ground/housing-resilience-challenges-and-best-practices | 19 | 49 | 97 | 17 | 94 |
| Hurricane season is approaching. Who needs flood insurance in Florida | https://www.usatoday.com/story/news/weather/2026/05/04/flood-insurance-florida-before-hurricane-season/89887495007/ | 19 | 62 | 97 | 43 | 95 |
| Citizens Property Insurance Review: Low Rates but Limited Coverage | https://www.valuepenguin.com/citizens-property-insurance-review | 19 | 36 | 96 | 2 | 94 |
| How to Get Property Insurance in High-Risk Areas | https://www.kiplinger.com/personal-finance/insurance/home-insurance/601392/how-to-get-property-insurance-in-high-risk-areas | 19 | 43 | 96 | 9 | 94 |
| 10 States Where Tornadoes Increased the Most Over the Past 3 Years | https://insurify.com/homeowners-insurance/insights/states-with-most-increases-in-tornadoes/ | 19 | 28 | 95 | 23 | 95 |
| 7 of the Best Homeowners Insurance Companies Today, Vetted | https://www.bobvila.com/articles/best-homeowners-insurance/ | 19 | 40 | 95 | 17 | 94 |
| Most homeowners outside of high-risk zones don’t buy flood insurance, but that could be an expensive mistake | https://www.marketwatch.com/story/most-homeowners-outside-of-high-risk-zones-dont-buy-flood-insurance-but-that-could-be-an-expensive-mistake-736595c1 | 19 | 56 | 97 | 14 | 94 |
| How to Escape Rising US Home Insurance Costs | https://nomadcapitalist.com/finance/escape-us-home-insurance-costs/ | 19 | 22 | 95 | 18 | 95 |
| What Flood Insurance Does and Does Not Cover | https://www.consumerreports.org/money/what-flood-insurance-does-and-does-not-cover-a7199062056/ | 19 | 51 | 97 | 18 | 95 |
| Homeowners in These Cities Need Flood Insurance | https://www.valuepenguin.com/flood-insurance-coverage-cities | 19 | 36 | 96 | 2 | 94 |
| The states where flood risk is rising fastest, and how many homes aren't insured for it | https://www.qcherald.com/premium/stacker/stories/the-states-where-flood-risk-is-rising-fastest-and-how-many-homes-aren039t-insured-for-it,180863 | 16 | 6 | 95 | 0 | 93 |
| Study: Solano County has area’s lowest threat risk, home insurance costs | https://www.timesheraldonline.com/2026/07/06/study-solano-county-has-areas-lowest-threat-risk-home-insurance-costs/ | 16 | 24 | 96 | 1 | 94 |
| Some Tri-State homeowners hit by extreme weather being dropped by insurers, others seeing rate hike | https://abc7ny.com/post/tri-state-homeowners-hit-extreme-weather-being-dropped-insurers-others-seeing-rate-hike/17377350/ | 16 | 39 | 96 | 33 | 95 |
| One year after Tropical Storm Chantal, Haw River homeowner questions FEMA flood map after devastating flooding | https://www.wfmynews2.com/article/news/local/outreach/call-for-action/flood-home-one-year-after-tropical-storm-chantal-haw-river-homeowner-questions-fema-flood-map-after-devastating-flooding/83-ca5934e6-0a54-4d17-9fd2-b34928b644d3 | 16 | 29 | 96 | 1 | 94 |
| Texas homeowners pay high insurance costs, face rising premiums | https://www.dallasfed.org/research/swe/2026/swe2609 | 16 | 37 | 96 | 12 | 95 |
| Colorado Governor Signs Law Aimed at Lowering Homeowners Insurance Costs | https://www.insurancejournal.com/magazines/mag-features/2026/06/22/874394.htm | 16 | 40 | 96 | 2 | 94 |
| California FAIR Plan rates going up 29.1% in late 2026 | https://www.santacruzsentinel.com/2026/05/24/california-fair-plan-rates-going-up-29-in-late-2026/ | 16 | 31 | 96 | 1 | 94 |
| A proposal for a US federal property reinsurer | https://www.hamiltonproject.org/publication/policy-proposal/a-proposal-for-a-us-federal-property-reinsurer/ | 16 | 37 | 96 | 2 | 94 |
| Consumer Insights: Home Insurance Trends for 2025 | https://www.rate.com/insurance/resources/consumer-insights-home-insurance-trends-for-2025/ | 16 | 30 | 96 | 15 | 94 |
| Managing disaster risk has gotten so costly it may require government help | https://federalnewsnetwork.com/management/2026/05/managing-disaster-risk-has-gotten-so-costly-is-may-require-government-help/ | 16 | 41 | 96 | 33 | 95 |
| Why Idaho Home Insurance Premiums Have Increased by 17% in 2024 | Insurify | https://www.nbcrightnow.com/national/why-idaho-home-insurance-premiums-have-increased-by-17-in-2024-insurify/article_f97692a0-62e6-5758-8ab3-97a262e46008.html | 16 | 26 | 95 | 0 | 94 |
| 2026 hurricane season: Could another quiet season reduce home insurance rates? | https://www.tri-cityherald.com/news/business/article315923234.html | 16 | 27 | 96 | 0 | 94 |
| Two California home insurers to raise rates, expand coverage by late 2026 | https://www.dailynews.com/2026/05/06/two-california-home-insurers-to-raise-rates-expand-coverage-by-late-2026/ | 16 | 37 | 96 | 2 | 94 |
| New data shows hail -- not wildfire -- is driving Colorado's high insurance rates | https://www.cbsnews.com/colorado/news/hail-driving-colorado-high-insurance-rates/ | 16 | 59 | 97 | 20 | 95 |
| The Home Insurance Squeeze: Less Coverage, More Risk | https://www.earthday.org/the-home-insurance-squeeze-less-coverage-more-risk/ | 16 | 45 | 97 | 18 | 94 |
| State bill would mandate insurance for homeowners who reduce wildfire risks | https://www.latimes.com/business/story/2026-02-19/state-bill-would-mandate-insurance-for-homeowners-who-reduce-wildfire-risks | 16 | 59 | 97 | 25 | 95 |
| Property insurance at a premium in valley | https://methowvalleynews.com/2026/01/29/property-insurance-at-a-premium-in-valley/ | 16 | 14 | 95 | 9 | 94 |
| Opinion | Candidate comment: Private insurers are holding California homeowners hostage | https://calmatters.org/commentary/2026/01/insurance-homeowners-hostage-california-candidate/ | 16 | 38 | 96 | 33 | 95 |
| Rebuilding an Affordable, Sustainable Insurance Market: Insurance Commissioner Candidates Weigh In | https://www.spur.org/news/2026-05-19/rebuilding-affordable-sustainable-insurance-market-insurance-commissioner | 16 | 26 | 95 | 2 | 94 |
| Flood insurance: How to protect your home in North Carolina | https://www.wral.com/weather/flood-insurance-how-to-protect-your-home-north-carolina/ | 16 | 41 | 96 | 12 | 95 |
| Firefighters address wildfire risk, upcoming assessments and fees as homeowners navigate insurance struggles | https://www.ksl.com/article/news/utah/firefighters-address-wildfire-risk-upcoming-assessments-and-fees-as-homeowners-navigate-insurance-struggles/51591739 | 16 | 37 | 96 | 9 | 94 |
| California Homeowners Could Face 16% Insurance Rate Jump in 2026, Report Says | https://insurify.com/homeowners-insurance/news/2026-california-home-insurance-report/ | 16 | 28 | 95 | 23 | 95 |
| Massive rate hike coming as California insurance giant makes staggering revision | https://nypost.com/2026/05/20/us-news/californias-fair-plan-announces-rate-hike/ | 16 | 56 | 97 | 49 | 96 |
| San Antonio is one of the least expensive Texas metros for home insurance | https://www.expressnews.com/business/real-estate/article/san-antonio-home-insurance-costs-22210216.php | 16 | 35 | 96 | 4 | 94 |
| Climate change is upending homeowners insurance nationwide | Institute for Business in Global Society | https://www.hbs.edu/bigs/climate-change-upending-homeowners-insurance | 16 | 55 | 97 | 9 | 94 |
| What’s Going On in This Graph? | Homeowners Insurance | https://www.nytimes.com/2026/01/22/learning/whats-going-on-in-this-graph-feb-4-2026.html | 16 | 68 | 97 | 35 | 96 |
| California bill would bring back fire prevention fee to high-risk areas | https://www.cbsnews.com/sacramento/news/california-bill-proposed-fire-prevention-fee/ | 16 | 59 | 97 | 20 | 95 |
| Hail damage driving Colorado’s high insurance rates | https://www.denverpost.com/2026/02/12/hail-claims-colorado-insurance-rates/ | 16 | 46 | 97 | 12 | 95 |
| Managing the Climate Change-Fueled Property Insurance Crisis | https://www.americanprogress.org/article/managing-the-climate-change-fueled-property-insurance-crisis/ | 16 | 49 | 97 | 20 | 95 |
| Brisbane owner quoted $70,000 a year as home insurance premiums surge | https://www.abc.net.au/news/2026-02-23/home-insurance-premiums-increase-51-per-cent-in-five-years/106308824 | 16 | 55 | 97 | 20 | 95 |
| California FAIR Plan rates going up 29.1% in late 2026 | https://www.ocregister.com/2026/05/20/california-fair-plan-rates-going-up-29-in-late-2026/ | 16 | 41 | 96 | 6 | 95 |
| Oregon bill would require home insurers to consider wildfire prevention efforts | https://www.opb.org/article/2026/01/17/oregon-wildfire-home-insurers/ | 16 | 39 | 96 | 5 | 94 |
| One Year Later: Wildfires Continue To Disrupt California’s Home Insurance Landscape | https://nationalmortgageprofessional.com/news/one-year-later-wildfires-continue-disrupt-californias-home-insurance-landscape | 16 | 31 | 96 | 24 | 95 |
| The homeowners insurance crisis is now a mortgage crisis. A federal fix is being proposed | https://www.mpamag.com/us/mortgage-industry/industry-trends/the-homeowners-insurance-crisis-is-now-a-mortgage-crisis-a-federal-fix-is-being-proposed/569315 | 16 | 33 | 95 | 1 | 94 |
| Hail risk biggest driver for homeowner insurance costs in Colorado, new data shows | https://www.koaa.com/seeking-solutions/hail-risk-biggest-driver-for-homeowner-insurance-costs-in-colorado-new-data-shows | 16 | 27 | 95 | 6 | 94 |
| ‘Delays, lowballs, outright denials’: how the LA wildfires have exposed the US’s broken insurance industry | https://www.theguardian.com/us-news/2026/jan/27/la-wildfires-insurance-industry | 16 | 66 | 97 | 31 | 95 |
| California Takes Aim at Home Insurance Crisis With New Laws | https://www.governing.com/urban/california-takes-aim-at-home-insurance-crisis-with-new-laws | 16 | 40 | 96 | 4 | 94 |
| Over 1.1 Million California Homeowners Face Property Insurance Rate Hike | https://insurify.com/homeowners-insurance/news/ca-property-insurance-rate-hikes/ | 16 | 28 | 95 | 23 | 95 |
| How to save money on homeowners insurance | https://qz.com/higher-home-insurance-how-to-shop-around-save | 16 | 56 | 97 | 50 | 96 |
| Nevada insurance law may leave consumers exposed to wildfire | https://nevadacurrent.com/2025/10/13/nevada-insurance-law-may-leave-consumers-exposed-to-wildfire/ | 16 | 27 | 95 | 14 | 95 |
| State law on wildfire risks has changed. Most San Diego homeowners will have to comply in 2027 | https://timesofsandiego.com/crime/2026/02/19/california-wildfires-law-san-diego-defensible-space/ | 15 | 34 | 96 | 29 | 95 |
| Insurance companies soon required to use state wildfire risk map to determine Utah rates | https://kutv.com/news/wildfire/insurance-companies-soon-required-to-use-state-wildfire-risk-map-to-determine-utah-rates | 15 | 30 | 96 | 25 | 95 |
| Cascading wildfire insurance issues impact local and state budgets | https://headwaterseconomics.org/natural-hazards/wildfire-insurance-local-state-budgets/ | 14 | 27 | 96 | 20 | 95 |
| Disaster and insurance costs are rising. The middle class is struggling to hang on | https://www.npr.org/2025/11/17/nx-s1-5546761/home-insurance-florida-climate-disaster-cop30 | 14 | 62 | 97 | 25 | 95 |
| How a U.S. home insurance fix is becoming a problem | https://www.reuters.com/graphics/USA-ECONOMY/FAIR-INSURANCE/lgpdqnqamvo/ | 14 | 63 | 97 | 27 | 95 |
| Fire Hazard: The Mounting Costs of Northwest Sprawl | https://www.sightline.org/fire-hazard-the-mounting-costs-of-northwest-sprawl/ | 13 | 28 | 96 | 2 | 94 |
| Western wildfires creating strain on insurance industry, homeowners: Report | https://abcnews.com/US/western-wildfires-creating-strain-insurance-industry-homeowners-report/story?id=125272133 | 13 | 48 | 96 | 53 | 95 |
| Home insurance costs are up 150% in one part of California. This map shows premiums by county | https://www.sfchronicle.com/realestate/article/california-premium-map-21209523.php | 13 | 49 | 97 | 8 | 95 |
| Worsening Wildfires Contribute to Increasingly Unaffordable Insurance and Housing Costs | https://blog.ucs.org/rachel-cleetus/worsening-wildfires-contribute-to-increasingly-unaffordable-insurance-and-housing-costs/ | 13 | 40 | 96 | 24 | 95 |
| Utah's new wildfire risk maps spark insurance concerns for homeowners | https://www.fox13now.com/news/local-news/southern-utah/utahs-new-wildfire-risk-maps-spark-insurance-concerns-for-homeowners | 13 | 34 | 96 | 21 | 95 |
| As premiums skyrocket, Colorado now one of most expensive states in U.S. for home insurance | https://www.denverpost.com/2025/11/07/colorado-home-insurance-premiums-hail-wildfire/ | 13 | 46 | 97 | 12 | 95 |
| California’s Homeowners Insurance Market Is a National Bellwether | https://www.jchs.harvard.edu/blog/californias-homeowners-insurance-market-national-bellwether | 13 | 64 | 97 | 8 | 94 |
| Thousands of Los Angeles homeowners were dropped by their insurers before the Palisades Fire | https://www.cbsnews.com/news/fires-california-palisades-fire-homeowners-insurance-state-farm-fair-losses/ | 12 | 59 | 97 | 20 | 95 |
| More Natural Disasters Mean Higher Homeowners Insurance — for Everybody | https://www.valuepenguin.com/news/insurance-rates-rising-outside-disaster-areas | 12 | 36 | 96 | 2 | 94 |
| The growing void in the U.S. homeowners insurance market: who should bear the rising cost of climate change? | https://www.nature.com/articles/s44168-025-00231-8 | 11 | 63 | 97 | 27 | 95 |
| New fire maps put nearly 4 million Californians in hazardous zones. What does that mean for the people who live there? | https://calmatters.org/housing/2025/03/calfire-maps-hazard-california/ | 10 | 38 | 96 | 33 | 95 |
| Who bears rising commercial property insurance costs? | https://www.brookings.edu/articles/who-bears-rising-commercial-property-insurance-costs/ | 9 | 53 | 97 | 11 | 95 |
| Pros and cons of flood insurance for Central Louisiana homes | https://www.kalb.com/2026/06/25/pros-cons-flood-insurance-central-louisiana-homes/ | 9 | 22 | 95 | 0 | 93 |
| As California Wildfire Risk Disrupts Insurance Markets, Bay Area Real Estate Faces a Reckoning | https://urbanland.uli.org/capital-markets-and-finance/as-california-wildfire-risk-disrupts-insurance-markets-bay-area-real-estate-faces-a-reckoning | 9 | 36 | 96 | 23 | 95 |
| Oregon homeowners face soaring premiums, few property insurance options over wildfires | https://oregoncapitalchronicle.com/2024/02/26/oregon-homeowners-face-soaring-premiums-few-property-insurance-options-over-wildfires/ | 9 | 26 | 96 | 18 | 95 |
| The Hidden Risks in Your Wildfire Insurance and How to Fix Them | https://www.investopedia.com/the-hidden-risks-in-your-wildfire-insurance-and-how-to-fix-them-11744975 | 9 | 58 | 97 | 21 | 95 |
| Viewpoint: How Climate Change Is Creating Uninsurable Areas Across Europe | https://www.insurancejournal.com/news/international/2026/06/02/871921.htm | 9 | 40 | 96 | 2 | 94 |
| Sen. Golden proposes changing state wildfire map to curb anger and rumors | https://oregoncapitalchronicle.com/2025/02/10/sen-golden-proposes-changing-state-wildfire-map-to-curb-anger-and-rumors/ | 9 | 26 | 96 | 18 | 95 |
| Soaring Home Insurance Costs Could Push Homeowners Out of These 10 States | https://insurify.com/homeowners-insurance/insights/housing-affordability-by-state/ | 9 | 28 | 95 | 23 | 95 |
| Creating a Defensible Space Around High-Value Homes in Wildfire Zones | https://us.bbrown.com/blog/creating-a-defensible-space-around-high-value-homes-in-wildfire-zones | 9 | 31 | 95 | 10 | 94 |
| How climate risk—and losses—are creating high prices for home insurance | https://privatebank.jpmorgan.com/nam/en/insights/markets-and-investing/ideas-and-insights/how-climate-risk-and-losses-are-creating-high-prices-for-home-insurance | 9 | 51 | 97 | 24 | 95 |
| How AI, Fire Technology, and Insurance Companies Are Reinventing Wildfire Detection in 2025 | https://us.bbrown.com/blog/how-ai-fire-tech-insurers-are-reinventing-wildfire-detection-in-2025 | 9 | 31 | 95 | 10 | 94 |
| Wildfires: Natural catastrophes in focus | https://www.swissre.com/risk-knowledge/mitigating-climate-risk/wildfires.html | 9 | 38 | 96 | 7 | 94 |
| Does a new report offer a way out of California’s home insurance crisis? | https://www.mercurynews.com/2026/04/08/does-a-new-report-offer-a-way-out-of-californias-home-insurance-crisis/ | 9 | 45 | 96 | 11 | 95 |
| Delos Insurance Solutions and ROAR Partners Announce Strategic Collaboration to Deliver a Comprehensive Disaster Risk Exposure Strategy. | https://www.prnewswire.com/news-releases/delos-insurance-solutions-and-roar-partners-announce-strategic-collaboration-to-deliver-a-comprehensive-disaster-risk-exposure-strategy-302698575.html | 9 | 64 | 97 | 18 | 95 |
| 15 States Facing an Imminent Insurance Crisis | https://insurify.com/homeowners-insurance/insights/states-facing-insurance-crisis/ | 9 | 28 | 95 | 23 | 95 |
| New IBHS-APCIA wildfire framework aims to keep high-risk communities insurable | https://www.insurancebusinessmag.com/us/news/catastrophe/new-ibhsapcia-wildfire-framework-aims-to-keep-highrisk-communities-insurable-569878.aspx | 9 | 40 | 96 | 5 | 94 |
| US homes are becoming uninsurable, study says. Here are 3 things states can do. | https://www.smartcitiesdive.com/news/us-homes-are-becoming-uninsurable-what-states-can-do/813101/ | 9 | 34 | 96 | 1 | 94 |
| A home insurance crisis is building in the Mountain West. State leaders are struggling to respond | https://www.boisestatepublicradio.org/politics-government/2025-05-20/homeowners-insurance-wildfires-climate-change-insurance-premiums | 9 | 26 | 96 | 6 | 95 |
| Why Insurance Costs Are No Longer High All Over | https://www.multihousingnews.com/why-insurance-costs-are-no-longer-high-all-over/ | 9 | 30 | 95 | 2 | 94 |
| How new FEMA flood maps will — and won’t — impact insurance costs across Harris County | https://kinder.rice.edu/urbanedge/how-new-fema-flood-maps-will-and-wont-impact-insurance-costs-across-harris-county | 9 | 45 | 97 | 20 | 95 |
| Escalating Extreme Weather Risks Push U.S. Insurance System to Breaking Point | https://www.worldwildlife.org/news/press-releases/escalating-extreme-weather-risks-push-us-insurance-system-to-breaking-point/ | 9 | 48 | 96 | 19 | 95 |
| Proportion of new homes built in flood areas rises to one in nine | https://www.aviva.com/newsroom/news-releases/2026/02/proportion-of-new-homes-built-in-flood-areas-rises-to-one-in-nine/ | 9 | 36 | 96 | 3 | 94 |
| California FAIR Plan insurance can range from $92 to $32,000. This map shows costs by ZIP code | https://www.sfchronicle.com/home-insurance/article/fair-plan-home-insurance-21336707.php | 9 | 49 | 97 | 8 | 95 |
| Why California’s Homeowners’ Insurance Market Collapsed—and How to Fix It: Policy Report | https://www.independent.org/article/2025/05/12/why-californias-homeowners-insurance-market-collapsed-and-how-to-fix-it/ | 9 | 27 | 96 | 3 | 95 |
| Victorian bushfires to drive premiums higher in high-risk areas | https://www.insurancebusinessmag.com/au/news/catastrophe/victorian-bushfires-to-drive-premiums-higher-in-highrisk-areas-562619.aspx | 9 | 40 | 96 | 5 | 94 |
| Insurers flee wildfire-prone California despite state assistance | https://www.eenews.net/articles/insurers-flee-wildfire-prone-california-despite-state-assistance/ | 9 | 38 | 96 | 5 | 95 |
| ‘Unhealthiness in the marketplace:’ New Idaho data paints troubling homeowners insurance picture | https://www.boisestatepublicradio.org/politics-government/2025-10-27/homeowners-insurance-idaho-wildfire-insurance-premiums | 9 | 26 | 96 | 6 | 95 |
| Impacts of Climate Change on the Home Insurance Markets | https://my.lwv.org/missouri/metro-st-louis/article/impacts-climate-change-home-insurance-markets | 9 | 35 | 96 | 27 | 95 |
| California Home Insurer Allowed to Drop 1,300-Plus Policies in High Wildfire Risk Areas | https://insurify.com/homeowners-insurance/news/first-select-dropping-fire-risk-homes/ | 8 | 28 | 95 | 23 | 95 |
| Map shows how insurance industry rates wildfire risk in SF, other Bay Area ZIPs | https://www.sfchronicle.com/california-wildfires/article/insurance-fire-risk-map-21039879.php | 8 | 49 | 97 | 8 | 95 |
| Mercury targets growth in higher wildfire risk areas with new California rate filing | https://www.reinsurancene.ws/mercury-targets-growth-in-higher-wildfire-risk-areas-with-new-california-rate-filing/ | 8 | 29 | 96 | 2 | 94 |
| Older California Homes for Sale Now Must Come With Wildfire Warnings | https://programbusiness.com/news/older-california-homes-for-sale-now-must-come-with-wildfire-warnings/ | 8 | 13 | 95 | 10 | 94 |
| California’s property insurance apocalypse: Some progress, no immediate relief | https://www.mercurynews.com/2025/07/29/property-insurance-apocalypse-some-progress-no-immediate-relief/ | 8 | 45 | 96 | 11 | 95 |
| California Will Force Insurers To Cover Fire-Prone Areas—but More Costs Will Be Piled Onto Homeowners | https://www.realtor.com/news/trends/california-home-insurance-wildfires-homeowners/ | 8 | 50 | 97 | 32 | 95 |
| Home Insurance in High Fire-Risk Areas: Coverage, Costs, and Options (2026) | https://insurify.com/homeowners-insurance/home-insurance-in-fire-prone-areas/ | 7 | 28 | 95 | 23 | 95 |
| 2025 saw relatively fewer natural disasters. Will you get a break on home insurance? | https://www.npr.org/2026/03/09/nx-s1-5734455/home-insurance-risk-disasters-climate-change-extreme-weather | 7 | 62 | 97 | 25 | 95 |
| 4 ways climate change is impacting home insurance, putting us at risk | EDF | https://www.edf.org/how-climate-change-impacting-home-insurance | 7 | 39 | 96 | 11 | 95 |
| Measures of inflation misalign with pricier home insurance | https://www.dallasfed.org/research/economics/2026/0409 | 7 | 37 | 96 | 12 | 95 |
| About half of Americans understand that global warming is increasing homeowners insurance costs | https://climatecommunication.yale.edu/publications/americans-understand-that-global-warming-is-increasing-homeowners-insurance/ | 7 | 56 | 97 | 27 | 95 |
| California insurers begin giving discounts for fire-proofed homes | https://www.eenews.net/articles/california-insurers-begin-giving-discounts-for-fire-proofed-homes/ | 7 | 38 | 96 | 5 | 95 |
| Best homeowners insurance for high-risk homes in 2026 | https://www.cnbc.com/select/best-high-risk-homeowners-insurance/ | 7 | 62 | 97 | 24 | 95 |
| Hit by flooding in Michigan? A guide to insurance, cars and homes | https://www.freep.com/story/money/personal-finance/susan-tompor/2026/04/22/michigan-storm-flooding-homeowners-insurance/89698134007/ | 7 | 43 | 96 | 13 | 95 |
| How Much Is Homeowners Insurance? Average 2026 Rates | https://www.nerdwallet.com/insurance/homeowners/learn/average-homeowners-insurance-cost | 7 | 49 | 97 | 14 | 95 |
| Coast moved toward resilience since Katrina, but insurance is a lingering ‘disaster’ | https://mississippitoday.org/2025/10/15/mississippi-coast-resilience-but-insurance-a-lingering-disaster/ | 7 | 29 | 96 | 22 | 95 |
| Homeowners insurance is pricing people out in disaster-prone cities | https://www.accuweather.com/en/weather-news/homeowners-insurance-is-pricing-people-out-in-disaster-prone-cities/1813821 | 7 | 48 | 97 | 19 | 95 |
| National Flood Insurance Program is set to expire with government shutdown, halting new policies and some home loans | https://www.pbs.org/newshour/nation/national-flood-insurance-program-is-set-to-expire-with-government-shutdown-halting-new-policies-and-some-home-loans | 7 | 56 | 97 | 25 | 95 |
| Over a Quarter of U.S. Homes, Worth $13 Trillion, Face Severe Climate Risk | https://www.realtor.com/news/trends/climate-risks-flood-wildfire-hurricane-insurance-premiums-report-august-2025/ | 7 | 50 | 97 | 32 | 95 |
| California’s ‘last resort’ property insurer seeks rate hike, ringing national alarm bells | https://stateline.org/2025/10/24/californias-last-resort-property-insurer-seeks-rate-hike-ringing-national-alarm-bells/ | 7 | 33 | 96 | 26 | 95 |
| Insurance companies are canceling homeowner coverages because of wildfire risk, despite mitigation efforts | https://thisisreno.com/2024/07/insurance-companies-are-canceling-homeowner-coverages-because-of-wildfire-risk-despite-mitigation-efforts/ | 7 | 20 | 95 | 15 | 95 |
| Survey shows widespread underinsurance among US homeowners | https://www.insurancebusinessmag.com/us/news/property/survey-shows-widespread-underinsurance-among-us-homeowners-559931.aspx | 7 | 40 | 96 | 5 | 94 |
| Insurers such as State Farm and Allstate are leaving fire- and flood-prone areas. Home values could take a hit | https://www.cnbc.com/2024/02/05/what-homeowners-need-to-know-as-insurers-leave-high-risk-climate-areas.html | 7 | 62 | 97 | 24 | 95 |
| Weather Disasters and the Insurance Market in Canada: An Emerging Crisis? | https://economics.td.com/ca-extreme-weather-and-insurance | 7 | 40 | 96 | 21 | 95 |
| Credit history hitting home insurance costs harder than climate | https://www.realestatenews.com/2025/08/16/credit-history-hitting-home-insurance-costs-harder-than-climate | 7 | 25 | 95 | 1 | 93 |
| Best Homeowners Insurance in California of July 2026 | https://www.marketwatch.com/insurance-services/homeowners-insurance/homeowners-insurance-california/ | 7 | 56 | 97 | 14 | 94 |
| Congress Let the National Flood Insurance Program Expire—Here’s Who’s in Trouble First | https://www.realtor.com/advice/finance/nfip-lapse-homeowners-risk-2025/ | 7 | 50 | 97 | 32 | 95 |
| The unfortunate reality of homeowners insurance rates | https://www.boston25news.com/news/unfortunate-reality-homeowners-insurance-rates/Y3FPFPQKT5JXBIATO2PZSAIFHU/ | 7 | 32 | 96 | 1 | 94 |
| Who Pays When Insurance Fails to Cover Climate Disasters? | https://www.nrdc.org/stories/who-pays-when-insurance-fails-cover-climate-disasters | 7 | 45 | 96 | 11 | 95 |
| How to safeguard Latino homeownership opportunities as climate change fuels rising insurance costs | https://unidosus.org/blog/2025/03/17/how-to-safeguard-latino-homeownership-opportunities-as-climate-change-fuels-rising-insurance-costs/ | 7 | 33 | 96 | 24 | 95 |
| Even low-risk homes are caught up in California’s climate-driven insurance crisis | https://www.latimes.com/environment/story/2026-03-18/even-low-risk-homes-are-caught-up-in-californias-insurance-crisis | 7 | 59 | 97 | 25 | 95 |
| California insurance regulator launches investigation into State Farm over claims from LA fires | https://abc7.com/post/california-insurance-regulator-launches-investigation-state-farm-claims-la-fires/16742638/ | 7 | 48 | 96 | 37 | 95 |
| The Economy of Hazards | https://www.nar.realtor/on-common-ground/the-economy-of-hazards | 7 | 49 | 97 | 17 | 94 |
| Climate Change and Insurance | https://citizensclimatelobby.org/blog/policy/climate-change-and-insurance/ | 7 | 29 | 96 | 22 | 95 |
| ‘Flood insurance is not just for coastal or high-risk areas,’ expert says: What homeowners need to know | https://www.cnbc.com/2025/07/10/what-to-know-about-flash-floods-and-homeowners-insurance.html | 7 | 62 | 97 | 24 | 95 |
| The Insurance Crisis Continues to Weigh on Homeowners | https://www.jchs.harvard.edu/blog/insurance-crisis-continues-weigh-homeowners | 7 | 64 | 97 | 8 | 94 |
| Consumer Connection: Flood Preparedness and Insurance | https://iid.iowa.gov/consumer-connection/2025-02-05/consumer-connection-flood-preparedness-and-insurance | 7 | 48 | 97 | 22 | 95 |
| As Wildfire Risk Increases, Home Insurance Is Harder to Find | https://stateline.org/2019/01/03/as-wildfire-risk-increases-home-insurance-is-harder-to-find/ | 7 | 33 | 96 | 26 | 95 |
| Flood experience and access to insurance contribute to differences in homeowners’ post-disaster adaptation in a cross-border region of Western Europe | Communications Earth & Environment | https://www.nature.com/articles/s43247-025-02385-z | 7 | 63 | 97 | 27 | 95 |
| LA fires spotlight the home insurance industry amid climate change | https://abcnews.com/US/los-angeles-fires-spotlight-home-insurance-industry-amid/story?id=117507587 | 7 | 48 | 96 | 53 | 95 |
| Helene's destruction puts spotlight on costly gaps in homeowners insurance | https://www.pbs.org/newshour/show/helenes-destruction-puts-spotlight-on-costly-gaps-in-homeowners-insurance | 7 | 56 | 97 | 25 | 95 |
| Oregon homeowners face rising insurance costs as wildfire risk grows | https://www.opb.org/article/2025/02/06/oregon-homeowners-face-rising-insurance-costs-wildfire-risk-grows/ | 7 | 39 | 96 | 5 | 94 |
| Business Insider: “A Majority of North Carolina Homeowners Didn’t Have Flood Insurance. Then Helene Hit.” | https://www.rff.org/news/media-highlights/business-insider-a-majority-of-north-carolina-homeowners-didnt-have-flood-insurance-then-helene-hit/ | 7 | 33 | 96 | 2 | 94 |
| Americans in disaster-prone areas are paying 82% more for home insurance than those in low-risk zip codes | https://www.businessinsider.com/home-insurance-wildfires-hurricane-climate-disaster-treasury-department-2025-1 | 7 | 62 | 97 | 28 | 95 |
| Californians in Fire-Prone Areas Find It Harder to Buy Insurance | https://www.wsj.com/articles/californians-in-fire-prone-areas-find-it-harder-to-buy-insurance-11566338023 | 7 | 63 | 97 | 25 | 95 |
| Safety net home insurance plans are becoming the only option for many in disaster-prone states | https://www.marketplace.org/story/2024/05/20/safety-net-home-insurance-plans-are-becoming-the-only-option-for-many-in-disaster-prone | 7 | 48 | 97 | 8 | 95 |
| As Floods Become Bigger and More Common, Risks from Insurance Gaps Also Grow | https://www.governing.com/resilience/as-floods-become-bigger-and-more-common-risks-from-insurance-gaps-also-grow | 7 | 40 | 96 | 4 | 94 |
| Nobody’s insurance rates are safe from climate change | https://yaleclimateconnections.org/2025/01/nobodys-insurance-rates-are-safe-from-climate-change/ | 7 | 35 | 96 | 27 | 95 |
| Your Home-Insurance Bill Has Only One Way to Go: Up | https://www.wsj.com/finance/homeowners-insurance-rates-disasters-4f3e826d | 7 | 63 | 97 | 25 | 95 |
| Soaring Insurance Premiums Have Homeowners Gambling With Their Coverage To Save Money | https://www.realtor.com/advice/finance/homeowners-higher-deductibles-2026/ | 7 | 50 | 97 | 32 | 95 |
| Consumer Alert: Tips to Navigate Real Estate Transactions During Wildfire Season | https://www.bcfsa.ca/about-us/news/consumer-alert/consumer-alert-tips-navigate-real-estate-transactions-during-wildfire-season | 7 | 26 | 96 | 3 | 93 |
| Why home insurance is unaffordable, even in places without wildfires or hurricanes | https://www.npr.org/2025/11/13/nx-s1-5535565/midwest-home-insurance-expensive-climate-hail-cop30 | 7 | 62 | 97 | 25 | 95 |
| Bridging insurance gaps to prepare homeowners for emerging climate change risks | https://www.deloitte.com/us/en/insights/industry/financial-services/bridging-the-gap-between-homeowners-insurance-companies-climate-change.html | 7 | 60 | 97 | 20 | 95 |
| Insurance reform worsens affordability in flood-prone Louisiana | https://lailluminator.com/2025/01/27/insurance-flood/ | 7 | 28 | 96 | 22 | 95 |
| Climate change and home insurance: US insurers have been hit hard by severe weather-related claims | https://www.deloitte.com/us/en/insights/industry/financial-services/climate-change-home-insurance-resiliency.html | 7 | 60 | 97 | 20 | 95 |
| Housing market is still passing through a home insurance shock, Cotality's chief data officer says | https://www.resiclubanalytics.com/p/housing-market-still-passing-through-a-home-insurance-shock-cotality-s-chief-data-officer-says | 7 | 19 | 95 | 0 | 93 |
| Addressing the insurance gap and the hidden risks for California homeowners in wildfire-prone areas | https://www.moodys.com/web/en/us/insights/insurance/addressing-insurance-gap-and-hidden-risks-for-california-homeowners-in-wildfire-prone-areas.html | 7 | 42 | 96 | 8 | 95 |
| Rising insurance costs are chipping away at home values | https://www.realestatenews.com/2025/11/25/rising-insurance-costs-are-chipping-away-at-home-values | 7 | 25 | 95 | 1 | 93 |
| Why Home Insurance Premiums Keep Going Up—and What You Can Do About It | https://www.realtor.com/news/trends/home-insurance-cost-check-before-buying/ | 7 | 50 | 97 | 32 | 95 |
| Opinion | We Have to Stop Underwriting People Who Move to Climate Danger Zones (Published 2025) | https://www.nytimes.com/2025/01/16/opinion/la-fires-climate-home-insurance.html | 7 | 68 | 97 | 35 | 96 |
| LA fires cast light on climate change insurance crisis | https://www.dw.com/en/la-fires-cast-light-on-climate-change-insurance-crisis/a-71396879 | 7 | 54 | 97 | 20 | 95 |
| Who Should Consider Getting Flood Insurance? These Days, Almost Everyone. (Published 2025) | https://www.nytimes.com/2025/05/30/your-money/flood-insurance-homeowners-hurricanes.html | 7 | 68 | 97 | 35 | 96 |
| Survey: 45% of Homeowners Say Insurance Should Be Optional. Here’s the Price of Opting Out in Each State | https://insurify.com/homeowners-insurance/insights/dropping-home-insurance-survey/ | 7 | 28 | 95 | 23 | 95 |
| Insurance for natural disasters is failing homeowners − I don’t have the answers, but I do know the right questions to ask | https://theconversation.com/insurance-for-natural-disasters-is-failing-homeowners-i-dont-have-the-answers-but-i-do-know-the-right-questions-to-ask-247417 | 7 | 57 | 97 | 51 | 96 |
| Like a good neighbor, State Farm is there — unless you’re a California homeowner | https://grist.org/housing/state-farm-california-insurance-wildfire/ | 7 | 40 | 96 | 34 | 96 |
| New California law aims to stabilize insurance for people who can't get private coverage | https://abc7.com/post/new-california-law-aims-stabilize-insurance-people-cant-get-private-coverage/17978227/ | 7 | 48 | 96 | 37 | 95 |
| Insurers colluded to limit coverage in California areas at high risk for wildfires, lawsuits allege | https://www.cbsnews.com/news/insurers-california-wildfires-collude-limit-coverage-lawsuits-allege/ | 7 | 59 | 97 | 20 | 95 |
| Rising insurance premiums impact Colorado homeowners as wildfires, hail drive up costs | https://www.9news.com/article/news/local/next/next-with-kyle-clark/rising-insurance-premiums-colorado-homeowners-wildfires-hail/73-b81434b3-da62-4a5b-b5ff-af171a737003 | 7 | 36 | 96 | 8 | 94 |
| Home Insurance is Set to Skyrocket in the Next Two Years—What You Need to Know | https://www.realtor.com/advice/real-estate-summary-advice/homeowners-insurance-surge-2027-cotality-projections/ | 7 | 50 | 97 | 32 | 95 |
| Natural Disasters Have Caused A Global Home Insurance Crisis—How Other Countries Cope | https://www.investopedia.com/how-other-natural-disaster-prone-countries-deal-with-home-insurance-8780085 | 7 | 58 | 97 | 21 | 95 |
| California isn’t the only place where insurers are dropping homeowners | https://www.washingtonpost.com/business/2025/01/18/homeowners-insurance-california-florida-climate-change/ | 7 | 72 | 97 | 29 | 95 |
| LA fires just latest disaster prompting home insurers to drop coverage, raise rates | https://www.northjersey.com/story/news/business/2025/01/12/la-fires-latest-disaster-insurance-drop-coverage/77595070007/ | 7 | 38 | 96 | 7 | 95 |
| Austin launches Flood Insurance Assistance Program for high-risk areas | https://cbsaustin.com/news/local/austin-launches-flood-insurance-assistance-program-for-high-risk-areas | 7 | 32 | 96 | 27 | 95 |
| Farmers lifts homeowners' insurance cap in California | https://www.insurancebusinessmag.com/us/news/property/farmers-lifts-homeowners-insurance-cap-in-california-557733.aspx | 7 | 40 | 96 | 5 | 94 |
| California’s home insurance crisis spreads beyond wildfire country | https://news.stanford.edu/stories/2026/06/california-home-insurance-crisis-wildfire-country | 6 | 63 | 97 | 40 | 96 |
| California insurance crisis spreads beyond wildfire communities | https://www.axios.com/local/san-francisco/2026/06/19/california-homeownership-costs-insurance-fair-plan-study | 6 | 56 | 97 | 25 | 95 |
| New insurance deal aims to solve ‘crisis,' offer double-digit discounts to you | https://www.nbcbayarea.com/news/local/home-insurance-deal-discounts/4089877/ | 6 | 39 | 96 | 9 | 94 |
| Idahoans facing homeowners insurance cost hikes over wildfire risk | https://valleylookout.com/2026/02/02/its-outrageous-thousands-of-idahoans-faced-with-canceled-homeowners-insurance-policies-spike-in-rates-over-wildfire-risk/ | 6 | 2 | 94 | 1 | 94 |
| Rising wildfire risk drives up WA home insurance costs | https://www.tricitiesbusinessnews.com/articles/wildfire-risk-drives-up-wa-home-insurance-costs | 6 | 17 | 95 | 0 | 93 |
| Proposed California home insurance laws would guarantee coverage for fire-safe homes | https://www.sfchronicle.com/california-wildfires/article/california-legislation-wildfire-risk-21907727.php | 6 | 49 | 97 | 8 | 95 |
| Utah to start assessing fees on properties in ‘high risk’ wildfire areas to encourage prevention | https://utahnewsdispatch.com/briefs/utah-to-start-assessing-fees-on-properties-in-high-risk-wildfire-areas-to-encourage-prevention/ | 6 | 22 | 95 | 14 | 95 |
| New state map shows which Utah homes will pay wildfire mitigation fee | https://townlift.com/2025/12/new-state-map-shows-which-utah-homes-will-pay-wildfire-mitigation-fee/ | 6 | 19 | 95 | 13 | 95 |
| California steps back from mandating insurers offer coverage | https://www.insurancebusinessmag.com/us/news/breaking-news/california-steps-back-from-mandating-insurers-offer-coverage-573128.aspx | 6 | 40 | 96 | 5 | 94 |
| California eases plan to ban most plants within 5 feet of homes in wildfire zones | https://www.sfchronicle.com/california-wildfires/article/zone-zero-plants-22213649.php | 6 | 49 | 97 | 8 | 95 |
| Working With California’s New ‘Zone Zero’ Home Fire Safety Perimeter | https://ucanr.edu/site/uc-master-gardener-program-san-diego-county/article/zone0 | 6 | 39 | 96 | 36 | 95 |
| After devastating LA fires, California is drafting nation's toughest rules for homes | https://www.npr.org/2026/01/06/nx-s1-5577155/california-law-la-wildfires-zone-zero-vegetation | 6 | 62 | 97 | 25 | 95 |
| Few roads out, higher wildfire risk: New study maps Bay Area evacuation danger | https://www.mercurynews.com/2026/06/08/is-your-community-wildfire-death-trap-study-deaths-number-escape-routes/ | 6 | 45 | 96 | 11 | 95 |
| 'Outrageous': Insurance companies using risk of wildfires to drop Spokane-area homeowners | https://www.spokesman.com/stories/2025/sep/14/insurance-companies-using-risk-of-wildfires-to-dro/ | 6 | 37 | 96 | 2 | 95 |
| California's Zone Zero landscaping law limiting brush around homes sparks debate and concern amongst LA residents | https://abc7.com/post/californias-zone-zero-landscaping-law-limiting-brush-around-homes-sparks-debate-concern-la-residents/18364054/ | 6 | 48 | 96 | 37 | 95 |
| Fire-safe homes could reduce losses by one-third in LA fire zones, study finds | https://www.dailynews.com/2026/03/30/fire-safe-homes-could-reduce-losses-by-one-third-in-la-fire-zones-study-finds/ | 6 | 37 | 96 | 2 | 94 |
| Map: Warning in Bay Area for wildfire danger, possible power shutoff | https://www.mercurynews.com/2026/06/10/map-bay-area-wildfire-warning/ | 6 | 45 | 96 | 11 | 95 |
| New law means home insurers can stop covering wildfires in Nevada. Could California follow suit? | https://www.sfchronicle.com/california-wildfires/article/nevada-wildfire-home-insurance-21250875.php | 6 | 49 | 97 | 8 | 95 |
| Bend moves toward wildfire building codes | https://bendbulletin.com/2026/03/04/bend-moves-toward-wildfire-building-codes/ | 6 | 29 | 96 | 12 | 95 |
| How the rapid spread of misinformation pushed Oregon lawmakers to kill the state’s wildfire risk map | https://oregoncapitalchronicle.com/2025/09/01/how-the-rapid-spread-of-misinformation-pushed-oregon-lawmakers-to-kill-the-states-wildfire-risk-map/ | 6 | 26 | 96 | 18 | 95 |
| 'Zone zero' early adopters fared better in L.A. County fires, report finds | https://www.latimes.com/environment/story/2025-12-10/zone-zero-early-adopters-fared-better-in-la-county-fires-report-finds | 6 | 59 | 97 | 25 | 95 |
| California's Fire Recovery: Insurance Fairness Gaps in LA County | https://www.smdp.com/californias-fire-recovery-reckoning-what-one-year-revealed-about-insurance-claims-and-fairness/ | 6 | 24 | 95 | 16 | 95 |
| Midway formalizes high-risk wildfire zones in compliance with state law | https://www.parkrecord.com/2026/02/20/midway-formalizes-high-risk-wildfire-zones-in-compliance-with-state-law/ | 6 | 25 | 96 | 0 | 94 |
| 60,000 structures considered high fire risk in Utah. Is your home one of them? | https://www.ksl.com/article/51421149/60000-structures-considered-high-fire-risk-in-utah-is-your-home-one-of-them | 6 | 37 | 96 | 9 | 94 |
| California company uses AI to offer insurance where major carriers won't | https://www.abc10.com/article/news/local/wildfire/california-company-using-ai-to-assess-risk-provide-homeowners-insurance/103-870249dc-89fd-457f-8a20-8e81bef2ee92 | 6 | 32 | 96 | 1 | 94 |
| California FAIR Plan seeks huge rate hike. Map shows which ZIPs hit hardest | https://www.sfchronicle.com/california-wildfires/article/fair-plan-insurance-rate-21081370.php | 6 | 49 | 97 | 8 | 95 |
| California Again Delays Wildfire Protection Rules for Homes | https://www.insurancejournal.com/news/west/2025/12/10/850448.htm | 6 | 40 | 96 | 2 | 94 |
| We Need Natural Disaster Insurance for All | https://jacobin.com/2026/02/natural-disaster-insurance-california-wildfires | 6 | 37 | 96 | 33 | 95 |
| Major Insurer Eliminates Homeowners Policy Cap in This State | https://www.realtor.com/news/trends/farmers-insurance-eliminating-homeowners-insurance-policy-cap-in-california/ | 6 | 50 | 97 | 32 | 95 |
| One of California’s largest insurers will hike rates nearly 30% this fall | https://www.sfchronicle.com/california/article/home-insurance-fair-plan-rates-22268752.php | 6 | 49 | 97 | 8 | 95 |
| Green Shield launches wildfire-focused homeowners program in California, Colorado | https://www.insurancebusinessmag.com/us/news/catastrophe/green-shield-launches-wildfirefocused-homeowners-program-in-california-colorado-546987.aspx | 6 | 40 | 96 | 5 | 94 |
| A year after LA-area wildfires destroyed thousands of homes, fewer than a dozen have been rebuilt | https://6abc.com/post/year-la-area-wildfires-destroyed-thousands-homes-fewer-dozen-have-been-rebuilt/18366934/ | 6 | 38 | 96 | 32 | 95 |
| How the Rapid Spread of Misinformation Pushed Oregon Lawmakers to Kill the State’s Wildfire Risk Map | https://www.propublica.org/article/oregon-wildfire-risk-map-rural-homeowners | 6 | 48 | 97 | 14 | 95 |
| Tackling CA wildfires through innovation and cooperation: 6 impactful stories | https://www.sacbee.com/news/local/article312967735.html | 6 | 47 | 97 | 21 | 95 |
| California's Home Insurance Crisis: Rising Risks, Soaring Costs and Limited Options | https://www.kiplinger.com/personal-finance/home-insurance/california-wildfires-home-insurance-crisis | 6 | 43 | 96 | 9 | 94 |
| How the rapid spread of misinformation pushed Oregon lawmakers to kill the state’s wildfire risk map | https://www.opb.org/article/2025/08/07/propublica-wildfire-risk-map-labor-day-2020-fires-home-owners/ | 6 | 39 | 96 | 5 | 94 |
| 11 Projects That Can Lower Your Home Insurance Rates (Newsletter) | https://www.familyhandyman.com/list/projects-lower-your-home-insurance-rate/ | 6 | 39 | 96 | 15 | 94 |
| The 2025 Los Angeles Wildfires: Lessons and Key Recommendations: Policy Report | https://www.independent.org/article/2026/01/07/the-2025-los-angeles-wildfires-lessons-and-key-recommendations/ | 6 | 27 | 96 | 3 | 95 |
| New map shows where high-risk wildfire areas overlap with Utah communities | https://www.fox13now.com/news/utah-wildfires/new-map-shows-where-high-risk-wildfire-areas-overlap-with-utah-communities | 6 | 34 | 96 | 21 | 95 |
| How to know if a home is 'uninsurable' and steps to take before buying | https://qz.com/home-insurance-uninsurable-red-flags-tips | 6 | 56 | 97 | 50 | 96 |
| California adds new disclosure rules for people selling homes in fire-prone areas | https://www.sfchronicle.com/realestate/article/california-home-wildfire-disclosures-21037900.php | 6 | 49 | 97 | 8 | 95 |
| Wildfire risk drives up home insurance costs in Canada: MyChoice | https://www.insurancebusinessmag.com/ca/news/breaking-news/wildfire-risk-drives-up-home-insurance-costs-in-canada-mychoice-550736.aspx | 6 | 40 | 96 | 5 | 94 |
| California study: Wildfire defensible space, home hardening double number of homes saved | https://www.cbsnews.com/sanfrancisco/news/california-wildfire-mitigation-zone-0-home-hardening-defensible-space-uc-berkeley-study/ | 6 | 59 | 97 | 20 | 95 |
| Wildfires push Canadian home insurance costs to new highs, squeezing mortgage budgets: report | https://www.mpamag.com/ca/mortgage-industry/market-updates/wildfires-push-canadian-home-insurance-costs-to-new-highs-squeezing-mortgage-budgets-report/550675 | 6 | 33 | 95 | 1 | 94 |
| As California delays ‘zone zero’ wildfire protection rules, study finds clearing vegetation prevented home damage in LA fires | https://www.mercurynews.com/2025/12/13/zone-zero-california-los-angeles-wildfires/ | 6 | 45 | 96 | 11 | 95 |
| Hideout responds to the 'wild, wild West' of wildfire risks and extreme home insurance premiums | https://www.parkrecord.com/2025/07/18/hideout-responds-to-the-wild-wild-west-of-wildfire-risks-and-extreme-home-insurance-premiums/ | 6 | 25 | 96 | 0 | 94 |
| Learn how Utah’s new wildfire rule could affect your home at Thursday’s meeting | https://townlift.com/2025/11/learn-how-utahs-new-wildfire-rule-could-affect-your-home-at-thursdays-meeting/ | 6 | 19 | 95 | 13 | 95 |
| Wildfire Risk for Renters: What Renters Insurance Covers—and What It Doesn’t | https://www.realtor.com/advice/rent/wildfire-renters-insurance-coverage/ | 6 | 50 | 97 | 32 | 95 |
| Short lawns, tree stumps: What Shasta County rules to protect homes mean for insurance | https://www.redding.com/story/news/local/fires/2025/09/16/shasta-county-tackles-defensible-space-rules-homeowners-insurance/86085267007/ | 6 | 28 | 96 | 3 | 95 |
| California can reduce wildfire risk by boosting Zone Zero compliance | Opinion | https://www.sacbee.com/opinion/op-ed/article312313104.html | 6 | 47 | 97 | 21 | 95 |
| Older California homes for sale now must come with wildfire warnings | https://www.ocregister.com/2025/09/09/older-homes-for-sale-in-california-now-come-with-wildfire-warnings/ | 6 | 41 | 96 | 6 | 95 |
| Mercury to seek new home insurance rates using California’s risk modeling system | https://www.mercurynews.com/2025/07/30/mercury-to-seek-new-home-insurance-rates-using-californias-risk-modeling-system/ | 6 | 45 | 96 | 11 | 95 |
| While LA Burned, Rules to Protect Homes From Wildfires Were on Hold | https://www.claimsjournal.com/news/national/2025/08/13/332341.htm | 6 | 31 | 95 | 0 | 94 |
| Two bills seek to address growing issue of home insurance cancellations over wildfire risk | https://nevadacurrent.com/2025/04/09/two-bills-seek-to-address-growing-issue-of-home-insurance-cancellations-over-wildfire-risk/ | 6 | 27 | 95 | 14 | 95 |
| The Future of Fire Coverage in California | https://www.sdbj.com/special-report/the-future-of-fire-coverage-in-california/ | 6 | 28 | 95 | 11 | 95 |
| Homeowners Insurance Continues to Rise in Vulnerable Areas | https://www.bendsource.com/news/homeowners-insurance-continues-to-rise-in-vulnerable-areas-22516501/ | 6 | 22 | 95 | 0 | 94 |
| Wasatch Back homeowners struggle to find, keep insurance as wildfire risks rise | https://www.kpcw.org/wasatch-county/2025-05-07/wasatch-back-homeowners-struggle-to-find-keep-insurance-as-wildfire-risks-rise | 6 | 25 | 95 | 7 | 94 |
| This Utah county is among the riskiest in the U.S. for wildfires — and now insurance rates are spiking | https://www.sltrib.com/news/2025/06/10/southern-utah-homeowners-wildfire/ | 6 | 40 | 96 | 6 | 95 |
| Map: Boulder expands wildfire risk zone. Is your home included? | https://boulderreportinglab.org/2025/06/15/boulder-expands-wildfire-risk-zone-to-16000-homes-is-yours-one-of-them/ | 6 | 17 | 95 | 12 | 95 |
| Home insurance costs surge in Prescott amid wildfire concerns | https://www.12news.com/article/news/local/wildfire/home-insurance-costs-surge-prescott-amid-wildfire-concerns/75-c908f448-a43e-43cc-87fa-7f35b3165feb | 6 | 33 | 95 | 3 | 94 |
| What to know about California's new fire hazard maps | https://abc30.com/post/what-know-californias-new-fire-hazard-maps/16081787/ | 6 | 31 | 96 | 25 | 95 |
| Wasatch, Summit counties will soon enact wildfire mitigation fees for homeowners | https://www.parkrecord.com/2025/07/18/wasatch-summit-counties-will-soon-enact-wildfire-mitigation-fees-for-homeowners/ | 6 | 25 | 96 | 0 | 94 |
| Give input on maps that define highest wildfire risk areas | https://berkeleyca.gov/community-recreation/news/give-input-maps-define-highest-wildfire-risk-areas | 6 | 26 | 96 | 21 | 95 |
| What to know about your home insurance in wildfire zone | https://www.nbclosangeles.com/video/news/local/what-to-know-your-home-insurance-in-wildfire-zone/3509138/ | 6 | 38 | 96 | 8 | 94 |
| Some California FAIR Plan homeowners see wildfire insurance rates drop | https://www.cbs8.com/article/news/local/some-california-fair-plan-wildfire-insurance-rates-drop/509-b960b4ed-5f09-4523-ab62-56951c885a6b | 6 | 33 | 96 | 2 | 94 |
| State Senate Doubles Down on Golden State Commitment to Stabilize Insurance Market and Protect Californians | https://sd02.senate.ca.gov/news/state-senate-doubles-down-golden-state-commitment-stabilize-insurance-market-and-protect | 6 | 64 | 97 | 9 | 95 |
| After 12,700 U.S. Homes Burned Last Year, Is Your Home Prepared for 2026 Wildfires? | https://www.usnews.com/insurance/homeowners-insurance/wildfire-risks-2026-home-insurance-preparation | 5 | 56 | 97 | 17 | 95 |
| Climate threats lead to huge jumps in Colorado home insurance rates, and the state is seeking solutions | https://www.cpr.org/2026/01/15/climate-colorado-home-insurance-wildfires-extreme-weather/ | 5 | 43 | 96 | 5 | 94 |
| KB Home opens new wildfire-resilient community in NorCal hills | https://www.housingwire.com/articles/fire-resilient-homes-california/ | 5 | 39 | 96 | 6 | 94 |
| Federal flood insurance carries 2 moral hazards – which you face depends largely on how wealthy you are | https://theconversation.com/federal-flood-insurance-carries-2-moral-hazards-which-you-face-depends-largely-on-how-wealthy-you-are-272345 | 5 | 57 | 97 | 51 | 96 |
| Renters Vulnerable to Climate Disasters Amid Insurance Gaps | https://www.jchs.harvard.edu/blog/renters-vulnerable-climate-disasters-amid-insurance-gaps | 5 | 64 | 97 | 8 | 94 |
| Flood patterns have changed; insurance needs to keep up | https://news.asu.edu/20260226-environment-and-sustainability-flood-patterns-have-changed-insurance-needs-keep | 5 | 53 | 97 | 31 | 95 |
| High-Risk Homeowners Insurance: Best Options and Last Resorts (2026) | https://insurify.com/homeowners-insurance/high-risk-home-insurance/ | 5 | 28 | 95 | 23 | 95 |
| This Western state allows insurers to skip wildfire coverage | https://www.eenews.net/articles/this-western-state-allows-insurers-to-skip-wildfire-coverage/ | 5 | 38 | 96 | 5 | 95 |
| Wildfire increases homeowner insurance 20% in recent years | https://www.redrocknews.com/2025/12/23/wildfire-increases-homeowner-insurance-20-in-recent-years/ | 5 | 14 | 95 | 0 | 94 |
| Home Prices on a Warming Planet | https://www.nytimes.com/2025/11/20/climate/home-prices-climate-change-insurance.html | 5 | 68 | 97 | 35 | 96 |
| Insuring against Catastrophic Risk | https://www.aei.org/articles/insuring-against-catastrophic-risk/ | 5 | 42 | 96 | 8 | 95 |
| Why Home Insurance Costs So Much—and How to Pay Less | https://www.consumerreports.org/money/homeowners-insurance/why-home-insurance-costs-so-much-and-how-to-pay-less-a6189826846/ | 5 | 51 | 97 | 18 | 95 |
| Mercury commits to California with plans for new policies in wildfire-prone zones | https://www.insurancebusinessmag.com/us/news/property/mercury-commits-to-california-with-plans-for-new-policies-in-wildfireprone-zones-540635.aspx | 5 | 40 | 96 | 5 | 94 |
| How the UK Is Keeping Flood Insurance Affordable – Until 2039 | https://www.insurancejournal.com/news/international/2026/02/20/858854.htm | 5 | 40 | 96 | 2 | 94 |
| The 10 best fire insurance companies in the US, revealed | https://www.insurancebusinessmag.com/us/guides/the-10-best-fire-insurance-companies-in-the-us-revealed-542654.aspx | 5 | 40 | 96 | 5 | 94 |
| Contributor: Moving to a climate-disaster zone just to afford a home | https://www.latimes.com/opinion/story/2025-12-02/texas-california-climate-risk-housing-affordability | 5 | 59 | 97 | 25 | 95 |
| Wildfires Ignite Insurance Crisis: What’s Next for Californians? | https://www.nerdwallet.com/insurance/homeowners/news/california-wildfire-home-insurance | 5 | 49 | 97 | 14 | 95 |
| 'Tough decisions' on the way as California grapples with insurance crisis - Insurance News | https://insurancenewsnet.com/innarticle/tough-decisions-on-the-way-as-california-grapples-with-insurance-crisis | 5 | 33 | 95 | 28 | 95 |
| The Disasters ‘High-Risk’ Insurance Fails to Paper Over | https://www.zocalopublicsquare.org/disasters-high-risk-insurance-fails-paper-over/ | 5 | 27 | 96 | 4 | 94 |
| Why are homeowners insurance rates continuing to rise in Arizona? | https://www.12news.com/article/money/homeowners-insurance-rates-continuing-to-rise-in-arizona/75-43fd4292-ad22-41e1-9787-f7368085d8d7 | 5 | 33 | 95 | 3 | 94 |
| New council in Arizona investigates homeowners insurance non-renewals | https://www.azfamily.com/2025/01/14/new-council-arizona-investigates-homeowners-insurance-non-renewals/ | 5 | 36 | 96 | 1 | 94 |
| Flood disclosure bill to help home buyers recognize risks passes in Pa. House | https://penncapital-star.com/briefs/flood-disclosure-bill-to-help-home-buyers-recognize-risks-passes-in-pa-house/ | 5 | 27 | 95 | 17 | 95 |
| Katrina 20 Years Later: Lessons We Must Heed This Hurricane Season | https://www.ciel.org/katrina-20-years-later/ | 5 | 30 | 95 | 4 | 94 |
| They survived the hurricane. Their insurance company didn’t. | https://grist.org/economics/insurance-company-bankrupt-hurricane-ida-louisiana/ | 5 | 40 | 96 | 34 | 96 |
| Homebuyers hitting walls in finding fire coverage in northern Arizona | https://www.abc15.com/news/region-northern-az/prescott/homebuyers-hitting-walls-in-finding-fire-coverage-in-northern-arizona | 5 | 37 | 96 | 2 | 94 |
| Can FEMA and Flood Insurance Keep Up with the Rising Tide of Risks? | https://www.gao.gov/blog/can-fema-and-flood-insurance-keep-rising-tide-risks | 5 | 50 | 97 | 20 | 95 |
| California homeowners in fire prone areas risk not having enough insurance | https://ktla.com/news/california/california-homeowners-in-fire-prone-areas-risk-not-having-enough-insurance/ | 5 | 38 | 96 | 33 | 95 |
| How to Prepare Your Home and Family for Wildfires | https://www.consumerreports.org/home-garden/emergency-preparedness/prepare-now-for-wildfires-a4897237505/ | 5 | 51 | 97 | 18 | 95 |
| Survey: 91% of Gen Z Has Homebuying Doubts. Most Young Homeowners Underestimated the Costs | https://insurify.com/homeowners-insurance/insights/gen-z-homebuying-survey/ | 5 | 28 | 95 | 23 | 95 |
| California Surplus Lines Take-up Soars as Property Owners Eye Coverage Alternatives | https://www.claimsjournal.com/news/national/2025/07/15/331782.htm | 5 | 31 | 95 | 0 | 94 |
| Protect and Fire-Proof Your Home in a Wildfire Zone: 6 Tips From Experts | https://www.realtor.com/advice/home-improvement/how-to-fire-proof-home-in-wildfire-zone/ | 5 | 50 | 97 | 32 | 95 |
| Zillow Identifies 7 Midwest Cities With Minimal Climate Risks—Are You in One? | https://www.investopedia.com/midwest-cities-with-minimal-climate-risks-8782436 | 5 | 58 | 97 | 21 | 95 |
| What homeowners and renters need to know after a wildfire | https://www.vox.com/even-better/394796/la-wildfires-natural-disaster-damage-insurance-fema-housing | 5 | 57 | 97 | 42 | 95 |
| California fires show states’ ‘last resort’ insurance plans could be overwhelmed | https://stateline.org/2025/01/16/california-fires-show-states-last-resort-insurance-plans-could-be-overwhelmed/ | 5 | 33 | 96 | 26 | 95 |
| What flood insurance does and does not cover | https://spectrumlocalnews.com/tx/south-texas-el-paso/news/2025/07/10/what-flood-insurance-does-and-does-not-cover | 5 | 49 | 96 | 34 | 95 |
| Already Stretching to Buy a Vacation Home? Insurance May Add to The Sticker Shock. | https://money.com/homeowners-insurance-vacation-home/ | 5 | 46 | 97 | 38 | 95 |
| House-hunting? How to learn the wildfire risk of every L.A. neighborhood | https://www.latimes.com/business/story/2021-09-07/wildfire-risks-los-angeles-california | 5 | 59 | 97 | 25 | 95 |
| Some home insurance companies refusing to renew policies in wildfire-prone areas | https://wildfiretoday.com/some-home-insurance-companies-refusing-to-renew-policies-in-wildfire-prone-areas/ | 5 | 27 | 95 | 19 | 95 |
| Housing in the Climate Crosshairs | https://www.harvardmagazine.com/2025/04/harvard-briefing-climate-insurance-housing-crisis | 5 | 37 | 96 | 26 | 95 |
| How Insurance Industry Might React to ‘New Normal’ of California’s Historic Wildfires | https://www.insurancejournal.com/news/west/2018/11/13/507414.htm | 5 | 40 | 96 | 2 | 94 |
| Where to find information about flood risk to your home | https://www.npr.org/2025/07/12/nx-s1-5464735/flood-risk-information-sources-texas | 5 | 62 | 97 | 25 | 95 |
| The Growing Impact of Climate Change on Real Estate Coverage | https://business.columbia.edu/milstein-center-research-lab/milstein-center/growing-impact-climate-change-real-estate-coverage | 5 | 57 | 97 | 31 | 95 |
| How climate risks are driving up insurance premiums around the US – visualized | https://www.theguardian.com/environment/2024/dec/05/climate-crisis-insurance-premiums | 5 | 66 | 97 | 31 | 95 |
| The real cost of living in paradise: Florida’s insurance crisis needs root-cause solutions | https://www.theinvadingsea.com/2025/02/17/florida-property-insurance-hurricane-flooding-climate-resilience-citizens-nfip-babcock-ranch/ | 5 | 17 | 95 | 0 | 94 |
| California fires show states’ ‘last resort’ insurance plans could be overwhelmed | https://oregoncapitalchronicle.com/2025/01/29/california-fires-show-states-last-resort-insurance-plans-could-be-overwhelmed/ | 5 | 26 | 96 | 18 | 95 |
| Wildfire Insurance: Ensure Your Home Is Protected | https://www.investopedia.com/what-you-need-to-know-about-wildfires-and-insurance-5207791 | 4 | 58 | 97 | 21 | 95 |
| California wildfires: Experts warn CA homeowners insurance premiums could spike in wake of SoCal fires | https://abc7news.com/post/california-wildfires-experts-warn-ca-homeowners-insurance-premiums-could-spike/15779684/ | 4 | 39 | 96 | 33 | 95 |
| Why is your Colorado homeowners insurance going up? Ice, fire and a “wildly different” market | https://www.cpr.org/2024/12/27/colorado-homeowners-insurance-going-up-blame-natural-disasters/ | 4 | 43 | 96 | 5 | 94 |
| State tracking home insurance non-renewals due to wildfire risk | https://www.tricitiesbusinessnews.com/articles/state-tracking-home-insurance-non-renewals-due-to-wildfire-risk | 4 | 17 | 95 | 0 | 93 |
| Forbes names Florida-based Heritage Insurance as of one of nation’s top firms for 2026 | https://floridapolitics.com/archives/761306-forbes-names-florida-based-heritage-insurance-as-of-one-of-nations-top-firms-for-2026/ | 4 | 33 | 96 | 27 | 95 |
| Wildfire Risk Models: Better Coverage & Risk Management | https://www.precisely.com/blog/data-enrichment/understanding-wildfire-risk-smarter-data-for-better-coverage-and-risk-management/ | 4 | 39 | 96 | 3 | 94 |
| Map shows what home insurance costs in every California ZIP code | https://www.sfchronicle.com/projects/2024/california-home-insurance-costs-map/ | 4 | 49 | 97 | 8 | 95 |
| If you lost your home or business in the wildfires, here’s what to do next | https://www.latimes.com/business/story/2025-01-08/insurance-explainer | 4 | 59 | 97 | 25 | 95 |
| Wildfires rage as insurers weigh risk; Liberty Mutual to reduce coverage | https://insurancenewsnet.com/innarticle/wildfires-rage-as-insurers-weigh-risk-liberty-mutual-to-reduce-coverage | 4 | 33 | 95 | 28 | 95 |
| This Texas City Has the Highest Risk For Wildfire Risk Outside of California - What You Can Do if You Live There | https://www.investopedia.com/this-texas-city-has-the-highest-risk-for-wildfire-risk-outside-of-california-what-you-can-do-if-you-live-there-8777643 | 4 | 58 | 97 | 21 | 95 |
| Best Homeowners Insurance in Riverside, California (2026) | https://insurify.com/homeowners-insurance/california/riverside/ | 4 | 28 | 95 | 23 | 95 |
| Should you bundle auto and home insurance? | https://www.cbsnews.com/news/should-you-bundle-auto-and-home-insurance/ | 4 | 59 | 97 | 20 | 95 |
| House Fire Statistics: Trends, Risks, and Causes | https://insurify.com/homeowners-insurance/insights/house-fire-statistics/ | 4 | 28 | 95 | 23 | 95 |
| Chubb Home Insurance Review: Ratings and Quotes (2026) | https://insurify.com/homeowners-insurance/companies/chubb/ | 4 | 28 | 95 | 23 | 95 |
| What Homesite's insurance rating say about its performance and reliability? | https://www.insurancebusinessmag.com/us/guides/what-homesites-insurance-rating-say-about-its-performance-and-reliability-542815.aspx | 4 | 40 | 96 | 5 | 94 |
| Why these states are helping people pay for stronger roofs | https://www.washingtonpost.com/climate-environment/2025/03/03/hurricane-damage-insurance-roof/ | 4 | 72 | 97 | 29 | 95 |
| 5 Home Improvements That Can Save You Money on Homeowners Insurance | https://www.consumerreports.org/homeowners-insurance/home-improvements-that-can-save-you-money-on-homeowners-insurance/ | 4 | 51 | 97 | 18 | 95 |
| Top San Diego ZIP codes with most homes at risk for wildfire | https://www.cbs8.com/article/news/local/working-for-you/san-diego-zip-codes-most-homes-at-risk-for-wildfire/509-355378f0-0c94-4d31-bb7b-8a9c549b7837 | 3 | 33 | 96 | 2 | 94 |
| How wildfire risk scoring puts WA homeowners in insurance jeopardy | https://www.seattletimes.com/seattle-news/times-watchdog/how-wildfire-risk-scoring-puts-wa-homeowners-in-insurance-jeopardy/ | 3 | 50 | 97 | 25 | 95 |
| In their words: These candidates want to control your home insurance. Here’s why and what they’ll do. | https://www.mercurynews.com/2026/05/15/in-their-words-these-candidates-want-to-control-your-home-insurance-heres-why-and-what-theyll-do/ | 3 | 45 | 96 | 11 | 95 |
| More Americans Are Moving Away From Flood Risk Than Toward It | https://www.claimsjournal.com/news/national/2026/06/25/338437.htm | 2 | 31 | 95 | 0 | 94 |
| Ping Intel and Property Guardian Partner to Deliver Best-in-Class Wildfire Data to Commercial Insurers | https://www.businesswire.com/news/home/20251117823574/en/Ping-Intel-and-Property-Guardian-Partner-to-Deliver-Best-in-Class-Wildfire-Data-to-Commercial-Insurers | 2 | 61 | 97 | 28 | 95 |
| California home insurance in high-risk wildfire areas could be easier to get under new plan | https://www.sacbee.com/news/politics-government/capitol-alert/article289203064.html | 2 | 47 | 97 | 21 | 95 |
| States Where Home Insurance Costs Are Surging Highest | https://www.nar.realtor/news/real-estate-news/states-where-home-insurance-costs-are-surging-highest | 2 | 49 | 97 | 17 | 94 |
| As wildfire risk rises across Arizona, insurance companies are raising rates, dropping coverage | https://www.kjzz.org/politics/2025-02-05/as-wildfire-risk-rises-across-arizona-insurance-companies-are-raising-rates-dropping-coverage | 2 | 35 | 96 | 21 | 95 |
| What Is FAIR Plan Homeowners Insurance? | https://insurify.com/homeowners-insurance/fair-plan-insurance/ | 2 | 28 | 95 | 23 | 95 |
| Colorado’s wildfire risk is so high some homeowners can’t get insured. The state may create last-resort coverage. | https://coloradosun.com/2022/12/30/colorado-property-insurance-wildfire-risk/ | 2 | 36 | 96 | 29 | 95 |
| Insurers keep dropping California homeowners. Changes are in the works to try to stop their cherry-picking | https://www.nbcbayarea.com/investigations/consumer/insurers-keep-dropping-ca-homeowners/3663548/ | 2 | 39 | 96 | 9 | 94 |
| Flood disclosure bill to help home buyers recognize risks passes in Pa. House | https://www.alleghenyfront.org/pennsylvania-flood-disclosure-bill-climate-change/ | 2 | 23 | 96 | 0 | 94 |
| Insurance Availability and Affordability under Increasing Wildfire Risk in California | https://www.rff.org/publications/issue-briefs/insurance-availability-and-affordability-under-increasing-wildfire-risk-in-california/ | 2 | 33 | 96 | 2 | 94 |
| CA Homeowners Sue Top Insurers, Allege ‘Collusion’ Left Thousands of Wildfire Victims Underinsured | https://insurify.com/homeowners-insurance/news/lawsuits-allege-insurer-collusion/ | 2 | 28 | 95 | 23 | 95 |
| Map: ZIP codes where California home insurers would have to write more policies | https://www.sfchronicle.com/california/article/insurance-regulations-map-19508877.php | 2 | 49 | 97 | 8 | 95 |
| Officials offer tips to Portola Valley residents struggling to maintain home insurance | https://www.almanacnews.com/portola-valley/2024/11/13/officials-offer-tips-to-portola-valley-residents-struggling-to-maintaining-home-insurance/ | 2 | 26 | 95 | 7 | 95 |
| Best Washington Homeowners Insurance for 2026 | https://www.lendingtree.com/home-insurance/homeowners-insurance-washington/ | 2 | 45 | 97 | 9 | 94 |
| These 8 States Have the Most Expensive Home Insurance in 2026 | https://www.kiplinger.com/personal-finance/insurance/eight-states-with-the-most-expensive-home-insurance | 2 | 43 | 96 | 9 | 94 |
| Best Utah Homeowners Insurance for 2026 | https://www.lendingtree.com/home-insurance/homeowners-insurance-utah/ | 2 | 45 | 97 | 9 | 94 |
| Your credit score could be raising your insurance costs. Here’s how. | https://www.houstonchronicle.com/projects/2025/home-insurance-credit-scores/ | 2 | 41 | 96 | 5 | 95 |
| Wildfire Risk Highest in California, Florida, Texas | https://www.lendingtree.com/insurance/wildfire-risks-study/ | 2 | 45 | 97 | 9 | 94 |
| Climate Change, Disaster Risk, and Homeowner’s Insurance | https://www.cbo.gov/publication/59918 | 2 | 42 | 96 | 15 | 95 |
| Homeowners insurance costs are growing fast but coverage is shrinking | https://www.minneapolisfed.org/article/2024/homeowners-insurance-costs-are-growing-fast-but-coverage-is-shrinking | 2 | 37 | 96 | 12 | 95 |
| “Zone Zero” Mandates Near Completion for High Wildfire Risk Areas | https://www.sierraclub.org/sierra/zone-zero-mandates-near-completion-high-wildfire-risk-areas | 2 | 41 | 96 | 15 | 95 |
| Migration in Metros With Highest Wildfire Risk | https://www.lendingtree.com/home/mortgage/wildfire-risk-study/ | 2 | 45 | 97 | 9 | 94 |
| Montana County Outpacing Most of U.S. for Wildfire Risk | https://www.govtech.com/em/preparedness/montana-county-outpacing-most-of-u-s-for-wildfire-risk | 2 | 45 | 97 | 6 | 94 |
| State Farm Seeks Emergency Insurance Rate Hikes in California After Wildfires | https://www.kiplinger.com/personal-finance/home-insurance/state-farm-emergency-insurance-rate-hikes-california-wildfires | 2 | 43 | 96 | 9 | 94 |
| California wants fewer homeowners insured on the FAIR plan. Data show the state's strategy may not be enough. | https://www.cbsnews.com/news/california-wants-to-reduce-fair-plan-size-strategy-may-not-be-enough/ | 2 | 59 | 97 | 20 | 95 |
| As Insurers Around the U.S. Bleed Cash From Climate Shocks, Homeowners Lose (Published 2024) | https://www.nytimes.com/interactive/2024/05/13/climate/insurance-homes-climate-change-weather.html | 2 | 68 | 97 | 35 | 96 |
| NM GOP and Democrats say state needs to fix home insurance, as disasters upend private market | https://sourcenm.com/2025/01/23/nm-gop-and-democrats-say-state-needs-to-fix-home-insurance-as-disasters-upend-private-market/ | 2 | 24 | 96 | 17 | 95 |
| Best Renters Insurance in California: 2026 Guide to California Coverage | https://www.dailycal.org/affiliate_links/best-renters-insurance-in-california-2026-guide-to-california-coverage/article_7b951638-102c-4e3f-8b3f-b920b50ce61d.html | 2 | 30 | 96 | 7 | 95 |
| Wildfire threat pushes up California home insurance rates — here’s how you can save money | https://www.sanluisobispo.com/news/business/real-estate-news/article264662084.html | 2 | 28 | 96 | 0 | 94 |
| Top 10 largest insurance companies in Colorado | https://www.insurancebusinessmag.com/us/guides/top-10-largest-insurance-companies-in-colorado-556809.aspx | 2 | 40 | 96 | 5 | 94 |
| Nearly half of US homes at severe or extreme 'climate risk,' report says | https://www.foxweather.com/lifestyle/half-homes-at-severe-extreme-climate-risk | 2 | 33 | 96 | 2 | 94 |
| The state’s top insurance regulator didn’t stop a looming crisis. Then the L.A. wildfires hit | https://www.latimes.com/business/story/2025-12-04/californias-insurance-crisis-ricardo-lara-la-wildfires-why-wasnt-it-fixed | 2 | 59 | 97 | 25 | 95 |
| Houston’s rising homeowner insurance rates aren’t helping a widening affordability gap | https://kinder.rice.edu/urbanedge/houstons-insurance-rates-widen-affordability-gap | 2 | 45 | 97 | 20 | 95 |
| Where Americans Have Been Moving Into Disaster-Prone Areas (Published 2024) | https://www.nytimes.com/interactive/2024/09/30/climate/americans-moving-hurricane-wildfire-risk.html | 2 | 68 | 97 | 35 | 96 |
| Column | Where climate change poses the most and least risk to American homeowners | https://www.washingtonpost.com/climate-environment/interactive/2024/home-insurance-climate-change-housing-market/ | 2 | 72 | 97 | 29 | 95 |
| Homes for Sale in Fire Zones Are Actually in ‘High Demand’ | https://www.realtor.com/advice/sell/selling-home-in-a-fire-zone-map/ | 2 | 50 | 97 | 32 | 95 |
| Why climate change will drive home insurance hikes in 2025: Be prepared | https://rates.ca/resources/climate-change-increase-home-insurance | 2 | 26 | 96 | 21 | 95 |
| How Higher Property Insurance Premiums Mirror Climate Risk | https://knowledge.wharton.upenn.edu/article/how-higher-property-insurance-premiums-mirror-climate-risk/ | 2 | 56 | 97 | 36 | 95 |
| What is the impact of wildfires on the Canadian insurance industry? | https://www.ratehub.ca/blog/canadian-wildfires-insurance-industry/ | 2 | 34 | 95 | 8 | 95 |
| Risking It All: 1 in 6 Homeowners in the Most Climate-Vulnerable States Skip Home Insurance | https://insurify.com/homeowners-insurance/insights/rate-uninsured-homes-study/ | 2 | 28 | 95 | 23 | 95 |
| Which Canadian cities are most at risk of wildfires? | https://www.insurancebusinessmag.com/ca/news/catastrophe/which-canadian-cities-are-most-at-risk-of-wildfires-491161.aspx | 2 | 40 | 96 | 5 | 94 |
| Building Business Resilience | https://oregonbusiness.com/building-business-resilience/ | 2 | 22 | 95 | 17 | 95 |
| As wildfire risks intensify, California insurance rates keep rising | https://www.washingtonpost.com/climate-environment/2024/08/29/california-insurance-wildfires-allstate/ | 2 | 72 | 97 | 29 | 95 |
| NC home insurance premium base rates will increase on average by about 15% by mid-2026 | https://abc11.com/post/nc-homeowners-insurance-north-carolina-home-premium-base-rates-will-increase-average-15-mid-2026/15816413/ | 2 | 34 | 95 | 28 | 95 |
| The Most and Least Climate-Resilient Cities for Homeowners | https://insurify.com/homeowners-insurance/insights/most-and-least-climate-resilient-cities/ | 2 | 28 | 95 | 23 | 95 |
| PURE Programs launches high wildfire risk insurance program | https://www.insurancebusinessmag.com/us/news/catastrophe/pure-programs-launches-high-wildfire-risk-insurance-program-191520.aspx | 2 | 40 | 96 | 5 | 94 |
| Map Shows Rising Home Insurance Costs by State as Climate Risks Reshape the Market | https://www.realtor.com/news/trends/maps-show-insurance-costs-rising/ | 2 | 50 | 97 | 32 | 95 |
| Hurricane Helene spotlights rising prices for home and flood insurance | https://abcnews.com/Business/hurricane-helene-spotlights-rising-prices-home-flood-insurance/story?id=114273393 | 2 | 48 | 96 | 53 | 95 |
| Insurance crisis deepens in Gulf states | https://www.insurancebusinessmag.com/us/news/property/insurance-crisis-deepens-in-gulf-states-537234.aspx | 2 | 40 | 96 | 5 | 94 |
| Recovery from the LA fires is harder for homeowners who have lost insurance | https://prismreports.org/2025/01/16/la-fires-homeowners-insurance/ | 2 | 26 | 96 | 19 | 95 |
| 'They dropped us': Idaho homeowners face insurance crisis as wildfire risks intensify | https://www.ktvb.com/article/news/local/they-dropped-us-idaho-homeowners-face-insurance-crisis-as-wildfire-risks-intensify-local/277-52f4518b-8e27-42d3-8e74-863d7d1818a8 | 2 | 29 | 96 | 3 | 94 |
| Homeowner insurance rates to increase in beach regions up to 31.9% in next two years | https://portcitydaily.com/latest-news/2025/01/25/homeowner-insurance-rates-to-increase-in-beach-regions-up-to-31-9-in-next-two-years/ | 2 | 20 | 95 | 16 | 95 |
| America's home insurance problem is set to intensify | https://www.businessinsider.com/homeowners-abandoned-by-private-insurance-turning-to-government-plans-2024-12 | 2 | 62 | 97 | 28 | 95 |
| Louisiana Wants to Fend Off California’s Insurance Disaster — But It May Create Another Mess | https://www.notus.org/louisiana/homeowners-insurance-federal-solution | 2 | 32 | 96 | 1 | 94 |
| A majority of North Carolina homeowners didn't have flood insurance. Then Helene hit. | https://www.businessinsider.com/hurricane-helene-north-carolina-flood-insurance-2024-10 | 2 | 62 | 97 | 28 | 95 |
| As Tucson faces flash floods, Pima County urges residents to get flood insurance | https://www.kgun9.com/news/local-news/tucson-faces-flood-flashes-pima-county-urges-residents-to-get-flood-insurance | 2 | 29 | 96 | 5 | 94 |
| California Wildfires Threaten Insurers Already Teetering From Climate Shocks (Published 2025) | https://www.nytimes.com/2025/01/08/climate/california-homeowners-insurance-fires.html | 1 | 68 | 97 | 35 | 96 |
| How to Get More Affordable Home Insurance as Costs Soar (Published 2023) | https://www.nytimes.com/2023/06/14/your-money/affordable-homeowners-insurance.html | 1 | 68 | 97 | 35 | 96 |
| As wildfire risk increases in Colorado and the West, home insurance grows harder to find | https://www.denverpost.com/2019/01/02/wildfire-risk-homeowners-insurance/ | 1 | 46 | 97 | 12 | 95 |
| Insurers flag premiums may rise after Victorian fires | https://www.abc.net.au/news/2026-01-21/insurers-say-premiums-will-rise-after-victorian-fires/106244640 | 1 | 55 | 97 | 20 | 95 |