softpullsolutions.com

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  "@type": "Organization",
  "name": "Soft Pull Solutions",
  "url": "https://www.softpullsolutions.com",
  "logo": "https://www.softpullsolutions.com/media/ptfhqznj/sps-logo-grey-blue-1.png",
  "description": "Soft Pull Solutions is an authorized reseller of credit report services, offering businesses real-time access to soft pull and hard pull credit reports, FICO scores, income and bank verification, background checks, business credit reports, identity verification, compliance tools, and API integration — all from Experian, TransUnion, and Equifax.",
  "telephone": "+18445151550",
  "email": "info@softpullsolutions.com",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "1603 California Avenue Suite 114",
    "addressLocality": "Bakersfield",
    "addressRegion": "CA",
    "postalCode": "93304",
    "addressCountry": "US"
  },
  "areaServed": {
    "@type": "Country",
    "name": "United States"
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      "availableLanguage": "English"
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    "https://www.facebook.com/Soft-Pull-Solutions-100138305258298/",
    "https://twitter.com/softpulls",
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    "https://www.youtube.com/@SoftPullSolutions/"
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    "name": "Credit Reporting & Compliance Products",
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  "knowsAbout": [
    "Soft Pull Credit Reports",
    "Hard Pull Credit Reports",
    "FICO Credit Scores",
    "Business Credit Reports",
    "Income and Bank Verification",
    "Employment Verification",
    "Identity Verification",
    "Background Checks",
    "Tenant Screening",
    "Eviction History",
    "UCC Searches",
    "OFAC Watchlist Screening",
    "Mortgage Credit Reports",
    "Credit Report API Integration",
    "Compliance Management"
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  "slogan": "Making financing easy, safe, and predictable."
}

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  "@type": "SoftwareApplication",
  "name": "Soft Pull Solutions",
  "url": "https://www.softpullsolutions.com",
  "applicationCategory": "BusinessApplication",
  "applicationSubCategory": "Credit Reporting Software",
  "operatingSystem": "Web",
  "description": "Soft Pull Solutions is a web-based credit reporting platform that gives businesses one-click access to full credit reports and FICO scores from all three major bureaus — Experian, TransUnion, and Equifax — without impacting the consumer's credit. The platform includes soft pull and hard pull reports, API integration, Salesforce connectors, digital credit applications, income and bank verification, background checks, and compliance tools.",
  "featureList": [
    "Soft pull credit reports with no credit impact",
    "Hard pull credit reports for underwriting",
    "Full FICO score and credit report from all three bureaus",
    "No Social Security Number required for soft pulls",
    "API integration for developers",
    "Salesforce integration",
    "Digital credit application and lead form hosting",
    "Income and bank verification",
    "Employment verification",
    "Background checks and tenant screening",
    "Business credit reports (Experian and Dun & Bradstreet)",
    "UCC lien search",
    "OFAC watchlist screening",
    "ID verification and fraud scoring",
    "Credit monitoring",
    "Mortgage credit reports (Fannie Mae and Freddie Mac eligible)"
  ],
  "screenshot": "https://www.softpullsolutions.com/media/ptfhqznj/sps-logo-grey-blue-1.png",
  "provider": {
    "@type": "Organization",
    "name": "Soft Pull Solutions",
    "url": "https://www.softpullsolutions.com"
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  "offers": {
    "@type": "Offer",
    "description": "Pay-per-pull pricing with no monthly minimums. Contact for bureau-specific and volume pricing.",
    "priceCurrency": "USD",
    "url": "https://www.softpullsolutions.com/pricing/"
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  "audience": {
    "@type": "BusinessAudience",
    "audienceType": "Lenders, Brokers, Landlords, Dealerships, Home Improvement Companies, Tax Relief Firms, Medical Practices, Mortgage Companies, and other businesses that need to screen applicants"
  }
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  "@type": "FAQPage",
  "mainEntity": [
    {
      "@type": "Question",
      "name": "Can Soft Pull Solutions configure reports to show the exact credit score used by our lender?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Yes. Reports can be configured to match the credit scoring model used by your lender, and it is recommended as a best practice."
      }
    },
    {
      "@type": "Question",
      "name": "Will the soft pull report show the same credit score as a hard pull?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Yes. If the same bureau and scoring model are used, the credit score from the soft pull will be identical to that from the hard pull."
      }
    },
    {
      "@type": "Question",
      "name": "Do the soft pull reports include the same information as a hard pull?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Yes, the soft pull report includes the same data and information as a hard pull. The score is also the same."
      }
    },
    {
      "@type": "Question",
      "name": "What is needed to get set up with an account?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "You need to complete an inspection at your business, and there will be a few documents requested, such as articles from the Secretary of State and a utility bill. An inspection and submitting documents is not necessary if you will only be getting set up for business credit reports."
      }
    },
    {
      "@type": "Question",
      "name": "How long does it take to get set up with services?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Some businesses get set up with services in just a couple of days, but it typically takes 1–2 weeks."
      }
    },
    {
      "@type": "Question",
      "name": "Can my business get set up with credit report services if I work out of a home office?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Yes, you can set up credit report services if you work from a home office. However, you will likely need a commercial office if you plan to use Experian. Business credit reports are even easier and do not have office requirements."
      }
    },
    {
      "@type": "Question",
      "name": "Can I do a virtual inspection, or will someone need to physically come to our office?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Yes, you can do a virtual inspection with TransUnion and Equifax, but Experian will likely require an on-site inspection. No inspection is needed for business credit reports."
      }
    },
    {
      "@type": "Question",
      "name": "Do we have to do a different inspection for each credit bureau, or will one inspection be sufficient?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "You will only need to complete one inspection, and Soft Pull Solutions can then get you set up with access to each of the three credit bureaus."
      }
    },
    {
      "@type": "Question",
      "name": "Is an inspection required to get set up to pull Business Credit Reports?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "No, you can get set up with business credit reports the same day. You do not need to complete an inspection."
      }
    },
    {
      "@type": "Question",
      "name": "Is permission required to check a Business Credit Report?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "In the U.S., you generally do not need permission to access a business credit report. Unlike consumer credit reports, business credit information is largely based on public records and voluntarily shared data, including Secretary of State filings and vendor-reported payment histories."
      }
    },
    {
      "@type": "Question",
      "name": "What is the difference between a VantageScore and a FICO score?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "FICO scores are still the most commonly used scores for lender underwriting. VantageScores, developed more recently by the credit bureaus, are often more cost-effective and can provide insight across all three bureaus even when only a single bureau is pulled."
      }
    },
    {
      "@type": "Question",
      "name": "How do I know which credit scoring model I should use?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "The right scoring model depends on your industry and lender requirements. If you are not a lender, it is recommended to get set up with the same scoring model that your lender uses."
      }
    },
    {
      "@type": "Question",
      "name": "Do different industries have their own credit scoring models?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Yes. Some industries use specialized scoring models, such as auto-specific, mortgage-specific, or credit card-specific scores, tailored to predict risk for those loan types."
      }
    },
    {
      "@type": "Question",
      "name": "Do Experian, TransUnion, and Equifax use different credit scoring models?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Yes. Each bureau supports different scoring models, and scores can vary based on the bureau and model used."
      }
    },
    {
      "@type": "Question",
      "name": "Can multiple credit scores be included on one report?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Yes. Multiple credit scores can be included on a single report. While not common, there are situations where a business might want to see two or even three credit scores on the same report."
      }
    },
    {
      "@type": "Question",
      "name": "Can we review the credit report first and then decide whether we want to pull a credit score?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Yes. You can review the credit report data first and then decide if you want to see the credit score. This approach can help reduce costs and is used by some businesses."
      }
    },
    {
      "@type": "Question",
      "name": "Are consumer credit scores different from business credit scores?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Yes. Consumer credit scores evaluate an individual's personal credit history, while business credit scores focus on a company's credit activity and financial behavior."
      }
    },
    {
      "@type": "Question",
      "name": "Is there one credit bureau that usually has the highest score?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "No. Scores can vary by bureau because each bureau has different data, and scores also depend on the specific scoring model used."
      }
    }
  ]
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