dentalinsurance.com

{
  "@context": "https://schema.org/",
  "@type": "WebSite",
  "name": "DentalInsurance.com",
  "url": "https://www.dentalinsurance.com/"
}

{
  "@context": "https://schema.org",
  "@type": "FAQPage",
  "mainEntity": [{
    "@type": "Question",
    "name": "How Do I Compare Dental Insurance Plans?",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "A smart dental insurance comparison evaluates the dental plan options local to his or her area. The logic behind this is 1) some dental plans are limited to regions within a state, 2) premiums for the same plan may differ within a state because of differences in the cost of dental care, and 3) some plans charging the same price have differing levels of benefits. By entering a zip code and info the number of people you want covered, this website allows you to compare all the plans we have available in your area. 

A smart shopper should also compare dental plans on their value. Value is the amount of benefits you receive in exchange for your monthly premium. Since benefits are not standardized in the dental insurance market, some plans may offer comprehensive coverage while some offers may omit coverage for major care such as root canals and crowns. 

You should also compare the network options among plans in your area. Dental insurance is only as good as the dentists who accept it. If your dentist is not in-network, you may pay higher out-of-pocket fees or have no coverage at all."
    }
  },{
    "@type": "Question",
    "name": "What Is a Dental Insurance Quote?",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "A dental insurance quote is a premium estimate for a specific insurance plan. A consumer supplies information on his or her age as well as the zip code where the consumer lives. This allows the system to display the localized rate for the plan. Our website will normally provide multiple dental insurance quotes since we have many plans from which to choose.

Dental insurance quotes are free and come with no obligations. You may also modify them to see how their costs change if you would like to add other family members to your dental coverage."
    }
  },{
    "@type": "Question",
    "name": "Do Dental Plans Pay for Braces?",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "Orthodontists correct misaligned teeth, and their services include the installation of braces (traditional, ceramic, etc.) and the supply of headgear, and retainers. The majority of dental plans don't pay for orthodontic care, but DentalInsurance.com does have a variety of plans that include orthodontic benefits. These plans have differing levels of coverage and may have annual or lifetime limits on payments for orthodontic care. In some cases, orthodontic coverage may be restricted to children under the age of 18 on the dental plan. Additionally, there may be a minimum time of enrollment (e.g. 12 months) before a person may take advantage of orthodontic benefits. This minimum time of enrollment is known as a \"waiting period.\"

For state-by-state examples of dental insurance plans, see \"Does dental insurance cover braces?\" Please note some plans with orthodontic benefits may have waiting periods before these benefits are active."
    }
  },{
    "@type": "Question",
    "name": "What’s the Difference between Immediate Dental Insurance, No Waiting Period Dental Insurance, and Same Day Dental Insurance?",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "Immediate Dental Insurance and No Waiting Period Dental Insurance are typically the same thing. In both cases, they refer to dental plans where covered services are available the first day that coverage begins. The first day coverage begins is known as the Effective Date of a dental insurance policy. The Effective Date is normally a couple weeks after a dental insurance application is submitted and approved, and the first payment is received. In some cases, the Effective Date may be the first day of the following month after this process.

"Same day” dental coverage may refer to a dental plan where the coverage becomes active for use the same day that the application is submitted and approved. For more information, see the article, \"<a href=\"/benefits/immediate-coverage/\">Immediate Dental Insurance</a>.\""
    }
  },{
    "@type": "Question",
    "name": "What Is Individual Dental Insurance?",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "Individual dental insurance is a category of dental insurance where a single individual is covered by the insurance policy. This means that family members such as spouse and children are not covered by the policy. Individual dental insurance, also known as private dental insurance, offers flexibility in plan selection, coverage, and cost. 

Individual plans single coverage differentiates them from group coverage and family coverage. Group coverage is associated with the employees of a business or organization. Family coverage is not employer-based and is limited to people who are related to one another. 

Unlike group dental insurance, which is limited to company employees, individual plans provide a wide range of options to meet your needs.

Unlike employer-sponsored coverage, which often has limited choices offered to employees, the individual market offers numerous plan options. The four main types of individual dental coverage include PPO dental insurance, HMO dental insurance, indemnity dental plans, and dental discount programs.

Explore the best-selling plans in your area on our Dental Plans in Each State page by selecting your state."
    }
  },{
    "@type": "Question",
    "name": "Is Personal Dental Insurance a Special Kind of Dental Coverage?",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "No. "Personal dental insurance” is just a way to describe dental plans made for regular consumers. It is contrasted with those dental plans marketed to companies and unions and other large groups. Personal dental insurance is also called "individual dental insurance.” If the dental plan is for multiple enrollees who are related (spouses, children, legal dependents), then the plan is called "family dental insurance.”"
    }
  },{
    "@type": "Question",
    "name": "Is there Dental Insurance for the Self-Employed or Freelancers or Gig Workers?",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "Yes. If you work for yourself and have no employees, you can still get dental insurance. Your plan options do not include group dental insurance because this category of coverage is restricted to businesses with multiple employees (or members in the case of unions and some other organizations). However, there is still the individual and family dental insurance market. Freelancers, contractors, sole proprietors, gig workers, and other self-employed workers can all buy stand-alone dental coverage within this market. If you wish to add family members to your coverage, you also have that option. Another option for the self-employed are discount dental plans. These plans are not insurance but do offer reduced rates on dental services delivered through its network of dentists. Your insurance premiums may be a deductible business expense, which can lower taxable income. In order to see if this applies to your circumstances, consult a qualified account or tax professional."
    }
  },{
    "@type": "Question",
    "name": "Does DentalInsurance.com Provide a List of Dental Insurance Companies with whom it Does Business?",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "Yes. As a company that has survived for more than 60 years, it is extremely important to DentalInsurance.com to partner with only those companies who provide quality coverage to our customers. We know we won’t get repeat business unless our customers are satisfied. We choose our insurance partners carefully and continue to monitor our customer reviews and their feedback to our call center.

You can review the insurers we work with in our article \"<a href=\"/coverage/dental-insurance-companies/\">List of Dental Insurance Companies</a>.\""
    }
  }  ]
}