bancorpsouth.com

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    "@type": "Question",
    "name": "Who is Huntington Bank?",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "Founded in 1866, Huntington Bank is a top 10 U.S. regional bank headquartered in Columbus, Ohio.
Huntington offers consumers, small and middle-market businesses, corporations, municipalities and other organizations a comprehensive suite of banking, payments, wealth management, and risk management products and services, along with a suite of award-winning mobile and online banking tools. Huntington Bank operates more than 1,000 branches in 14 states, with certain businesses operating in extended geographies. Huntington Bank is committed to its purpose to make people's lives better, help businesses thrive and strengthen the communities it serves."
    }
  },{
    "@type": "Question",
    "name": "Who is Cadence Bank?",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "Cadence Bank is a $53 billion regional bank committed to helping people, companies and communities prosper. With more than 390 locations spanning Texas and the South, Cadence Bank offers comprehensive banking, investment, trust, and mortgage products and services to meet the needs of individuals, businesses and corporations. Cadence has dutifully served customers for nearly 150 years."
    }
  },{
    "@type": "Question",
    "name": "Will there be any changes to Cadence Bank’s branch locations?",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "Huntington Bank plans to maintain Cadence Bank’s broad branch presence — with no branch closures — and will make meaningful investments to grow. In 2026, Cadence branches will transition to operating under the Huntington Bank name and brand."
    }
  },{
    "@type": "Question",
    "name": "Will there be any changes to my Cadence Bank account(s)?",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "Cadence Bank and Huntington Bank are committed to making this a smooth transition for all our customers. For now, it is business as usual.
 
Please continue to use your same checks, cards and accounts as you always have, and continue to use Cadence Bank branches, ATMs, and digital banking apps for your banking needs.
 
You will continue to have full access to your deposit accounts and other banking services.
 
Your deposits remain insured by the Federal Deposit Insurance Corporation (FDIC) to the maximum extent permitted by law.
 
Cadence Bank will continue to process loan applications, fund commitments, service loans, and serve you in the same manner without interruption. As we work to combine the two companies, your accounts may be aligned with Huntington Bank products.
 
As soon as more information becomes available regarding specific timing, we will share it well in advance of any changes."
    }
  },{
    "@type": "Question",
    "name": "Should I keep making payments on my Cadence Bank loans?",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "Yes, continue to make payments to the same account number and mailing address per the terms of your loan agreement(s)."
    }
  },{
    "@type": "Question",
    "name": "I have a Cadence Bank loan in process. Will it be delayed?",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "Loan applications will not be delayed as a result of this announcement and applicants do not need to take any additional steps at this time."
    }
  },{
    "@type": "Question",
    "name": "Will my Cadence Bank banking team change?",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "For now, there are no changes to your banking relationships and points of contact as an outcome of the announcement. If we encounter any changes we believe could significantly affect your banking experience, we will communicate them in advance so you can be as informed and prepared as possible."
    }
  },{
    "@type": "Question",
    "name": "Will the Cadence Bank name change?",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "Yes. Once combined, the company will operate under the Huntington Bank name and brand."
    }
  },{
    "@type": "Question",
    "name": "Who do I contact at Cadence Bank if I have a question?",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "Contact the same people you contact today. You can reach out to your banking team, stop by a Cadence Bank branch or call Customer Service at (888) 797-7711, Monday through Friday 7:00 a.m. to 8:00 p.m. CT, and Saturday, 7:00 a.m. to 5:00 p.m. CT."
    }
  },{
    "@type": "Question",
    "name": "Contact the same people you contact today. You can reach out to your banking team, stop by a Cadence Bank branch or call Customer Service at (888) 797-7711, Monday through Friday 7:00 a.m. to 8:00 p.m. CT, and Saturday, 7:00 a.m. to 5:00 p.m. CT.",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "As noted above, for now, it’s banking as usual.
 
Cadence Bank will continue to process loan applications, fund commitments and conduct all other banking operations as they do every day.
 
Additionally, Cadence Bank branches, loan offices, ATMs and LIVE teller-enabled ATMs will continue to serve customers.
 
As we work to combine the companies between now and the second quarter of 2026, further information about the transition to Huntington will be shared via mail and email, so you know what to expect and when."
    }
  },{
    "@type": "Question",
    "name": "What are the benefits of Cadence Bank partnering with Huntington Bank?",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "Cadence Bank and Huntington Bank share a relationship-first, community-based approach to banking. Through this partnership, Huntington Bank will bring expanded capabilities and award-winning digital tools to Cadence Bank customers. Additionally, Cadence Bank customers will have access to Huntington’s full suite of consumer and business offerings, building on Cadence Bank’s customer-centered legacy with products and services that don't have hidden fees or asterisks."
    }
  },{
    "@type": "Question",
    "name": "When will the companies combine?",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "Huntington Bank and Cadence Bank will continue to operate separately until the companies combine which we expect to occur in the first quarter of 2026, subject to regulatory approvals and customary closing conditions, and the completion of our systems conversion that we expect in the second quarter of 2026. Upon conversion, Cadence Bank teams and branches will operate under the Huntington Bank name and brand. Until then, you can continue to bank as you do today with confidence. If we anticipate any changes to your banking experience, we will communicate those changes in advance so you can be informed and prepared."
    }
  },{
    "@type": "Question",
    "name": "What level of commitment can I expect from Huntington Bank and Cadence Bank?",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "Cadence Bank and Huntington Bank share a relationship-first, community-based approach to banking. Cadence Bank customers can expect the same relationship-focused service from local bankers they know and trust."
    }
  },{
    "@type": "Question",
    "name": "Is my money safe? How will the merger affect FDIC insurance on deposits?",
    "acceptedAnswer": {
      "@type": "Answer",
      "text": "The basic FDIC insurance amount is $250,000 per depositor, per insured bank. That means you could have up to $250,000 on deposit at one bank and $250,000 at another bank and it would all be fully insured. After the transaction is complete, Cadence Bank and Huntington Bank will become one bank for the purposes of calculating limits on deposit insurance. However, the FDIC has a special rule that allows a customer's deposits to be considered as separately insured when two banks merge — as if the two banks are still operating separately — for at least six months, and possibly longer for certificates of deposit (CDs).
 
For more information, visit Your Insured Deposits FDIC.gov or contact your local banker."
    }
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